Thu.Jan 30, 2025

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Cyber Top Trends for 2025: Insights from Datos | FinTalk

Jack Henry

Datos Insights recently shared their latest research on Cyber Top Trends for 2025. Unsurprisingly, artificial intelligence (AI) is a big deal and staying vigilant and informed is more important than ever.

Trends 97
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Visa’s ex-CFO joins crypto company advisory board

Payments Dive

The appointment adds a former top executive of a major credit card network to Fireblocks’ board at a time when cryptocurrency firms are seeking more credibility.

Company 222
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FDIC's Synapse rule, a Treasury breach: Top tech news January 2025

American Banker

Pressing tech items across banking include the Federal Deposit Insurance Corp.'s impending Synapse rule and Regions Bank's play for an open banking future.

FDIC 78
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TransferMate joins Amazon’s payments pack

Payments Dive

As part of the e-commerce giant’s ecosystem, the Irish business-to-business payments provider can advance its bid to expand internationally.

Payments 195
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Say ‘Goodbye’ to Clunky Spreadsheets and Say ‘Hello’ to Month-End Automation

Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, emails, and shared drives no longer need to slow you down. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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Mastercard's product diversification drives earnings beat

American Banker

The card network touted value-added services such as technology and security as its fourth-quarter performance came in ahead of Wall Street analysts' expectations.

More Trending

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Flagstar projects profitability by Q4 as turnaround continues

American Banker

The Long Island-based company, which is in the middle of a makeover, saw its stock price rise sharply after reporting a net loss that was less than what analysts expected.

Report 68
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Mastercard, Visa failed to prevent payments for minors' abuse material on OnlyFans

The Paypers

Mastercard and Visa have been under scrutiny after a US informer stated their failure to prevent their payment networks from laundering proceeds from minors’ abuse material on OnlyFans.

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Visa's holiday spending, partnerships fuel earnings beat

American Banker

The card brand also touted its payments partnership with the social media platform X as evidence of strength in its partnership strategy.

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El Salvador amends Bitcoin law ahead of important vote

The Paypers

El Salvador's Congress has approved an amendment to the country's bitcoin law, passing a bill proposed by President Nayib Bukele shortly before the vote.

Bitcoin 62
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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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What are the Risks of Taking a Bridge Loan Oklahoma?

Commercial Lending USA

Risks and benefits of bridge loan Oklahoma. Solutions, interest rates, and payback terms. For experienced advice, see Commercial Lending USA.

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Banks are counting on this one segment to drive loan growth

American Banker

During fourth-quarter earnings calls, bank leaders said they don't expect borrower demand to pick up until the second half of 2025. But to the extent there's optimism, it involves business lending.

Lending 45
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Kraken introduces crypto payment service, Kraken Pay

The Paypers

Kraken has launched Kraken Pay, a service that allows users to send payments using over 300 cryptocurrencies and fiat currencies.

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CFPB orders Wise to pay $2.5M for illegal remittance practices

American Banker

Money remittance provider Wise said it "strongly disagrees" with the Consumer Financial Protection Bureau's characterization that it advertised inaccurate fees and did not properly disclose exchange rates.

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Fall In Love With the Month-End Close

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

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Sumsub joins PA EU to stop ID fraud in digital transactions

The Paypers

Sumsub has announced its membership into the Payments Association EU (PA EU), alongside Mastercard, Visa, Paypal, Amazon, and other retailers and companies.

Fraud 41
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First Foundation gets Wall Street dress-down amid strategy remix

American Banker

The Dallas bank made some headway on its goal to slim down its multifamily loan portfolio, but $17 million in bad loans led to a bottom-line loss in the fourth quarter.

Dallas 36
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Meta to appeal against the USD 831 million EU antitrust fine

The Paypers

US-based multinational technology corporation Meta has appealed against the USD 831 million EU antitrust fine, made after alleged illicit leverage of user data.

US 41
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Banks increasing tech spend overall in 2025: Research

American Banker

More than 80% of bankers surveyed said they increased their tech budgets to invest more in security, data analytics and AI.

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10 Ways to Leverage Buyer Signals and Drive Revenue

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

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TravelPerk raises USD 200 mln and acquires Yokoy

The Paypers

TravelPerk has raised USD 200 million in a Series E funding round led by European venture capital firm Atomico, with participation from EQT Growth and Noteus Partners.

Capital 41
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Bank ransomware threat LockBit appears to be on the decline

American Banker

The group was still the most active such gang last year, but its activity appears to have been severely hampered by law enforcement.

Groups 36
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Swan raises additional EUR 42 million to its Series B funding round

The Paypers

French startup Swan has raised EUR 42 million in the second part of its Series B funding round, aimed at accelerating its development process.

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Bread warns political uncertainty could hinder its growth

American Banker

The credit card issuer's earnings missed Wall Street estimates, but it reported improvement in sales, delinquencies and charge-offs. Management said unclear political direction and cloudy monetary policy could threaten an already conservative outlook for 2025.

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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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DuckDuckGoose partners with Banco Daycoval to prevent identity fraud

The Paypers

DuckDuckGoose has announced its partnership with Banco Daycoval to prevent deepfake-based digital identity fraud in the region of Brazil.

Fraud 36
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New Jersey bank points to hopeful signs despite another quarterly loss

American Banker

The Rutherford-based Blue Foundry Bancorp reported an eighth consecutive quarter of red ink, but a widening margin and positive loan growth trends hint at better times ahead.

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Citi Flex Pay is now available on Apple Pay

The Paypers

Apple Pay has gained support for Citi Flex Pay, allowing US Citi card holders to pay for Apple Pay purchases over time with the Flex Pay option.

Apple 36
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Don't worry about China meddling with bitcoin reserves

American Banker

Non-stablecoin cryptocurrencies have no inherent value, so creating a federal "reserve" of them is absurd on its face. Chinese hacking of bitcoin will have no significant economic impact.

Bitcoin 28
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Signal-Based Selling: How to Leverage 4 Key Buying Signals

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.