Fri.Feb 21, 2025

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Can an ATM be a destination?

ATM Marketplace

Can an ATM be a destination? It can if it adds advanced features.

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Maximizing CECL data for strategic insights

Abrigo

Making the most of data developed for CECL See how banks, credit unions, and other financial institutions can leverage data developed and used for the CECL model for stress testing and strategic insight. Key topics covered in this post: The "burden" of CECL data collection is now a blessing Better comparisons with peers Use prepayment studies for ALM & pricing insight Utilize CECL data for stress testing 5 ways to use data developed for the expected credit loss model As CECL was first being

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Block begins rollout of Afterpay on Cash App debit card

Payments Dive

The buy now, pay later product Afterpay became available to eligible cardholders in 20 states Tuesday.

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Bottom-Up Capital Calculations

Jeff For Banks

Ten years ago I wrote What's Your Well-Capitalized on these pages. It was in response to regulators persistently asking bankers the same question. Today, we have not done much about it because we have relied on that lazy space using the regulatory definition of well capitalized. Or at least regulatory expectation of it. I recently spoke at the American Bankers' Association Conference for Community Bankers regarding risk appetite statements in a presentation called Leave Nothing Unspoken.

Capital 101
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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Toast dips toe into retail payments

Payments Dive

Mainly known as a company catering to restaurants, Toast executives said they plan to partner with more food and beverage retailers this year.

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More Trending

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Worldwide card use to jump 43% by 2029, Nilson predicts

Payments Dive

Nonetheless, credit, debit and prepaid card transactions will expand at the slowest rate in the U.S., relative to other regions in the world, the research firm Nilson Report forecast.

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Nearly $1.5 billion in tokens lost in Bybit crypto exchange hack

American Banker

The heist is among the largest ever experienced by the crypto industry and highlights concerns many have over the need for better regulation.

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23 AGs line up behind Baltimore in CFPB case

Payments Dive

Efforts to shutter the agency are against public interest, the AGs said. The CFPB’s attorneys argue it’s in the public interest to act “consistent[ly] with the philosophy of a new administration brought about by a national election.

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20 banks that closed the most branches in 2024

American Banker

The top five banks in this list closed a net total of 518 branches in 2024.

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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Fed’s Barr warns of weaker regulation, supervision

Payments Dive

The Fed board, he said, should resist initiatives that impede effective supervision by discouraging examiners to flag issues early, or ones that add to the process unnecessarily, he said.

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Beijing to allow Hong Kong banks to issue credit cards on mainland

The Paypers

Beijing has announced its decision to allow Hong Kong banks to issue credit cards for customers on the mainland from March 1, 2025.

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What Mastercard gets with its 'One Credential'

American Banker

By enabling consumers to link multiple payment options together, the card network can counter similar moves by rival Visa and fintechs such as Curve.

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INTERPOL partners with African Development Bank to combat financial crime

The Paypers

INTERPOL has partnered with the African Development Bank to combat financial crime, cyber-enabled fraud and money laundering.

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Book of Secrets on the Month-End Close

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

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Fed vice chair says approach automated analysis with caution

American Banker

Federal Reserve Vice Chair Philip Jefferson said clearer Fed communication and better text analysis has made monetary policy transmission more efficient, but noted that the central bank must remain diligent in how it communicates forward monetary policy guidance.

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The Freedom Bank partners with Apiture for digital banking platform

The Paypers

The Freedom Bank of Virginia has chosen Apiture , a provider of digital banking solutions, to integrate its online and mobile banking solutions into the Apiture Digital Banking Platform.

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House GOP asks FDIC to ditch reputational risk from exams

American Banker

Senior Republican House Financial Services Committee lawmakers in a letter to the Federal Deposit Insurance Corp. gave a series of recommendations that they said would combat so-called "debanking.

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Affirm and Shopify expand partnership to Canada and beyond

The Paypers

Affirm and Shopify have announced an expansion of their long-term partnership, extending their collaboration beyond the US market.

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The GTM Intelligence Era: ZoomInfo 2025 Customer Impact Report

ZoomInfo customers aren’t just selling — they’re winning. Revenue teams using our Go-To-Market Intelligence platform grew pipeline by 32%, increased deal sizes by 40%, and booked 55% more meetings. Download this report to see what 11,000+ customers say about our Go-To-Market Intelligence platform and how it impacts their bottom line. The data speaks for itself!

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Think strategically, not tactically, to remedy AML failures

American Banker

Too often, banks confronting a problem with their anti-money-laundering compliance opt for quick fixes that fail to address the root of the problem. Building a good corporate risk culture takes time and investment.

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Simplicity Credit Union expands digital banking capabilities with Q2

The Paypers

Q2 Holdings , a provider of digital solutions for financial services, has announced positive results from Simplicity Credit Union ’s adoption of the Q2 platform.

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Pro-Russia hackers target Italian banks in apparent DDoS attack

American Banker

The hacker group NoName057 claimed responsibility for DDoS attacks on major Italian banks, citing President Mattarella's remarks on Russia's invasion of Ukraine.

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Capital on Tap secures funding facilities totalling GBP 750 million

The Paypers

Capital on Tap , a business credit card provider, has secured GBP 750 million in two landmark funding facilities to expand into new markets and accelerate SME growth in the US and UK markets.

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Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.

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Block's 'neighborhood network' draws mixed reviews

American Banker

The payments company, which is unifying parts of its operation to deepen its reach with consumers and businesses, saw its stock fall more than 10% after reporting mixed earnings, though analysts are more bullish on the company's future.

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Affirm and Shopify expand partnership to Canada and beyond

The Paypers

Affirm and Shopify have announced an expansion of their long-term partnership, extending their collaboration beyond the US market.

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Dime Community taps Geisel to extend commercial banking push

American Banker

The New York-based institution tapped the former Republic First CEO to help oversee its transformation from a predominantly multifamily lender into business bank.

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Google to explore 'Sign in with Google' for Bitcoin wallets

The Paypers

Google has announced its collaboration with the Bitcoin industry in order to improve accessibility for users and optimise Bitcoin wallets.

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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.