Fri.Jan 10, 2025

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Business Banking vs Treasury Management: Why You Need Both | FinTalk

Jack Henry

In an increasingly complex financial world, small businesses and large corporations face distinct challenges when it comes to managing their finances. While small businesses may focus on day-to-day operations, cash flow, and financial planning, larger enterprises typically require more sophisticated tools for handling complex treasury functions such as liquidity management, risk mitigation, and large-scale payment processing.

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RTP payments surged 38% last year

Payments Dive

The high-speed payments system operated by The Clearing House also saw the value of transactions nearly double last year over 2023.

Payments 222
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Improving bank branch safety, security

ATM Marketplace

Bradley Cooper, podcast host, spoke with Felix Nater, security expert and owner of Nater Associates LTD, about how banks can successfully implement safety plans.

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Ally lays off hundreds of employees

Payments Dive

The digital bank also said this month that it’s exploring strategic alternatives for its credit card business.

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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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Data breaches are intensifying, and banks need a better game plan

American Banker

An alarming percentage of cyberattacks in 2024 exposed eight or more pieces of sensitive customer information, a notable increase in severity. Banks need to have both proactive and reactive strategies in place to protect customers.

Data 68

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Thailand to pilot cryptocurrency payments for tourists in Phuket

The Paypers

Thailand has decided to trial cryptocurrency payments in Phuket as part of a pilot programme aimed at offering foreign visitors an alternative payment method.

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JP Morgan Chase requires all workers to return to office five days a week

TheGuardian

Executives acknowledge not everyone will agree with this decision as bank calls time on remote and hybrid working JPMorgan Chase is summoning all staff back to the office, becoming the latest corporate giant to call time on era of remote and hybrid working sparked by the Covid-19 pandemic. The USs largest bank, which has some 316,000 employees worldwide, announced on Friday that all workers on hybrid work schedules will be required to return to the office five days a week from March.

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DSCR Loans for Real Estate Investors

Commercial Lending USA

Get approved for a DSCR loan with Commercial Lending USA! We offer flexible terms, competitive rates, and expert guidance for real estate investors.

Lending 52
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FV Bank integrates PYUSD into its stablecoin offering

The Paypers

FV Bank , a licensed US digital bank offering traditional and digital asset banking services, has announced that it integrated PayPal USD (PYUSD) for direct deposits and outbound payments.

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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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Top payments execs on how to manage tech buzz

American Banker

Honorees from American Banker's Most Influential Women in Payments discuss spotting tangible uses for innovation, rather than buying into hype.

How To 41
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Standard Chartered launches crypto services in Europe

The Paypers

Standard Chartered has announced the launch of its crypto services for customers and partners in Europe, after securing a digital asset licence under the MiCA framework.

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Fed approves merger deal involving Missouri's biggest bank

American Banker

The Federal Reserve Board on Friday approved UMB Financial's pending $2 billion acquisition of Heartland Financial.

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MarginEdge partners with BlueSnap for subscription payments

The Paypers

Restaurant management software company, MarginEdge , has recently announced a new partnership with global payment orchestration platform for B2B and B2C businesses, BlueSnap.

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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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Texas Capital Bancshares promotes Aimee Williams-Ramey

American Banker

Texas Capital Bancshares promotes Aimee Williams-Ramey to chief human resources officer; M&T Bank hires Wells Fargo veteran Krista Phillips for newly created post of chief customer officer; Paul Connolly and Paul Speiss age out of their positions on Eastern Bankshares' board; and more in this week's banking news roundup.

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Standard Chartered launches crypto services in Europe

The Paypers

Standard Chartered has announced the launch of its crypto services for customers and partners in Europe, after securing a digital asset licence under the MiCA framework.

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First Interstate takes bigger-than-expected hit on loan

American Banker

The action rids the Montana bank of a $62.8 million loan that's long been on its watch list. It comes as First Interstate's new CEO looks to put his own stamp on the bank.

Montana 36
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EBA issues a paper on prudential standards for crypto-asset exposures

The Paypers

The EBA has released a Consultation Paper detailing draft Regulatory Technical Standards (RTS) to guide institutions on managing their crypto-asset exposures.

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It Takes Two to Tango

With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

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FDIC's Hill aims to cut regulation, halt climate efforts

American Banker

In a speech outlining his priorities for the FDIC, Vice Chair Travis Hill stressed the need for a more flexible regulatory approach, addressing capital requirements, digital assets, climate policy, and bank oversight, while emphasizing transparency and timely action.

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Snoop introduces a new savings account feature

The Paypers

Money-saving application Snoop has launched its first savings account, which comes equipped with integrated money management tools.

Tools 36
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Strong job report bolsters odds of a Fed pause this month

American Banker

The Labor Department estimates the economy added 256,000 jobs in December, indicating a resilient economy and labor market. For the Federal Reserve, which was already signaling a slowdown in rate cuts, the reading could justify holding rates steady.

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BRAC Bank partners with Akij Logistics for online air ticket payments

The Paypers

BRAC Bank has entered into a payment gateway agreement with Akij Logistics Ltd to enable online payment for air ticket purchases using Visa and Mastercard.

Online 36
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Is Your Current Card Platform Holding You Back?

Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

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Here's the agenda for banks this earnings season

American Banker

Regulatory shifts and loan growth are some of the hot-button topics banks will seek to address as they start sharing their fourth-quarter reports next week.

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eToro launches new portfolio tools for an optimised view of investments

The Paypers

eToro has announced the launch of new tolls, aiming to provide customers and users with a clearer and more in-depth view of their investment performance.

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CFPB seeks input on protections for digital payments, crypto

American Banker

The Consumer Financial Protection Bureau issued an interpretive rule and a separate request for information aimed at Big Tech companies, digital payments and crypto assets.

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Superbank integrates with OVO for digital services

The Paypers

Superbank , an Indonesia-based digital bank owned by Emtek Group, has expanded its ecosystem by integrating with OVO , a digital wallet backed by Grab.

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10 Ways to Leverage Buyer Signals and Drive Revenue

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.