Jeff For Banks
DECEMBER 27, 2024
I often hear that credit unions (or mutual banks) don't have to maximize profits because they don't have shareholders. This is technically correct. Shareholders demand a return in the form of capital appreciation on the stock and the dividends paid per share, also known as total shareholder return (TSR). Credit Unions, however, do have owners that they call members.
American Banker
DECEMBER 27, 2024
The tiny community bank handled hundreds of millions of bulk cash shipments from Mexico without red-flagging any of them, the agency said. The bank has filed a motion to dismiss.
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TheGuardian
DECEMBER 27, 2024
A checklist of vital tasks throughout the year, from filing your tax return to making the most of your holiday cash The new year is almost upon us and you may have started filling in your phone planner for 2025 or scribbling key dates on next years family calendar. But its not just birthdays, weddings and get-togethers to keep in mind there are various tasks and bits of life admin (some nice, others not-so-nice) to grapple with in 2025.
American Banker
DECEMBER 27, 2024
Banking regulators hit companies with penalties for poor interest-rate risk, third-party management, anti-money-laundering controls and consumer protection, among other violations.
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American Banker
DECEMBER 27, 2024
In a collaboration with Coinbase and Flexa, Regal theaters now accept on-chain U.S. digital currency payments for movie tickets and concessions; the Bank of Nova Scotia has completed its second investment in KeyCorp; Fiserv entered into a definitive agreement to acquire Canadian-based payments fintech Payfare; and more in this week's banking news roundup.
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American Banker
DECEMBER 27, 2024
Improved consumer confidence helped to drive greater use of buy now/pay later as younger generations turned to short-term installment options.
American Banker
DECEMBER 27, 2024
Transactions grew larger and more frequent this year. As a result, aggregate value more than tripled from 2023 and topped $15 billion.
American Banker
DECEMBER 27, 2024
Richard "Dick" Parsons, the former Citigroup chairman who died Thursday, is credited with helping the New York megabank survive the financial crisis. Earlier in his career, he led Dime Savings Bank out of the savings-and-loan crisis.
American Banker
DECEMBER 27, 2024
The Seattle-based company's deal with Bank of America comes five weeks after the termination of its planned sale to FirstSun Capital Bancorp in Denver.
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American Banker
DECEMBER 27, 2024
The executive dubbed "Captain Emergency" stabilized ailing companies such as AOL Time Warner and Dime Savings Bank before being named chairman of Citigroup in 2009.
American Banker
DECEMBER 27, 2024
The president-elect's history of deregulatory financial services policies could offer some benefits to minority businesses and consumers, but the more likely outcome is reduced access to capital and higher costs.
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