ATM Marketplace

MAY 21, 2024

ATM Marketplace spoke with Bank of America about the Erica chatbot and its continued development as an AI banking tool.

ATM 94

ATM America Tools 94

Payments Dive

MAY 21, 2024

“Whether a shopper swipes a credit card or uses Buy Now, Pay Later, they are entitled to important consumer protections under longstanding laws and regulations,” CFPB Director Rohit Chopra said.

Cards 243

Cards Regulation 243

Commercial Lending USA

MAY 21, 2024

DSCR loans, "Debt Service Coverage Ratio loans," are financing for real estate investors that put the property's cash flow ahead of standard creditworthiness checks. This makes them a valuable tool for investors who want to grow their portfolios.

Tools 111

Tools Lending 111

Payments Dive

MAY 21, 2024

The fledgling U.S. instant payments system can learn from real-time systems that have flourished in Brazil and India using QR codes and broad missions, say industry professionals.

System 221

System Industry Payments 221

Advertisement

Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

Groups

TheGuardian

MAY 21, 2024

While the big beasts of Wall Street rail against WFH, Mike Regnier of Santander UK says he wouldn’t have taken the job if he had had to commute all week At a time when ­banking bosses from Wall Street to Canary Wharf have been ­cracking down on working from home, Santander UK’s chief executive remains an outlier. While Goldman Sachs’s David Solomon has described home working as an “aberration” , and JP Morgan’s Jamie Dimon calls himself a “skeptic” of the trend that took off during the pandemic,

Trends 103

Trends 103

BankInovation

MAY 21, 2024

JPMorgan Chase is reaping rewards in know-your-customer operations from deployment of AI. The bank processed 155,000 know-your-customer (KYC) files in 2022, using 3,000 people to accomplish the task. “By the end of next year, we will process 230,000 files with 20% less of the people.

Operations 79

Operations 79

American Banker

MAY 21, 2024

The Bank for International Settlements' Innovation Hub is doing important work on integrating new technology into the global financial system. The next step is to bring both banks and nonbanks into the discussion.

Innovation 83

Innovation System Technology Policies 83

Ublocal

MAY 21, 2024

Embarking on the journey to homeownership can be both exciting and overwhelming, especially when you’re surrounded by a plethora of myths and misconceptions. As a first-time homebuyer, you might have heard that renting is more affordable than owning, or that a flawless credit score is essential. But how accurate are these claims? In this guide, we’ll debunk common myths about homeownership and highlight valuable programs available for first-time homebuyers in Vermont and New Hampshir

New Hampshire 52

New Hampshire Vermont Millennials Marketing 52

American Banker

MAY 21, 2024

These three payment firms are working to grow revenue by pivoting to new markets and technologies, all while waiting for a turnaround in the industry.

Fintech 85

Fintech Industry Technology Marketing 85

Advertisement

Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

Community Bank

Commercial Lending USA

MAY 21, 2024

Discover DSCR loan pros and cons for commercial real estate investors, focusing on property cash flow to see if this financing suits your investment goals.

Lending 52

Lending 52

American Banker

MAY 21, 2024

The company changed several of the practices the agency complained about several years ago, such as threatening to report nonpaying borrowers to credit bureaus, co-founder Rodney Williams says.

Report 74

Report Company Technology Fintech 74

BankInovation

MAY 21, 2024

Financial institutions are looking to AI to streamline daily tasks.

Operations 79

Operations Data 79

American Banker

MAY 21, 2024

Martin Gruenberg's ouster from the Federal Deposit Insurance Corp. leaves the White House with the difficult task of finding a regulator willing to serve a roughly six month term atop of beleaguered agency.

FDIC 86

FDIC Regulation Policies Industry 86

Advertisement

Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

Lending

The Paypers

MAY 21, 2024

Italy-based fintech startup qomodo has secured GBP 1.3 million in Pre-Seed funding to further augment its cybersecurity platform and support outreach in Europe and the US.

Fintech 50

Fintech US Security 50

American Banker

MAY 21, 2024

Irvine-based CBC Bancorp's $121 million deal for Bay Community Bancorp in Oakland stands out at a time when high rates have put a damper on both the number of deals taking place and the multiples sellers are paying.

Community 48

Community Oakland Community Bank California 48

The Paypers

MAY 21, 2024

The German Federal Financial Supervisory Authority ( BaFin ) has demanded that digital bank N26 pay nearly EUR 9.2 million due to the latter’s money laundering misconduct.

Digital Banking 45

Digital Banking 45

American Banker

MAY 21, 2024

Shareholders at America's largest bank voted against requiring an independent board chair, though the proposal drew more support than similar measures did recently at other megabanks. The vote came just one day after Dimon signaled that his departure as CEO may be on the horizon.

America 36

America Industry 36

Advertisement

With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

The Paypers

MAY 21, 2024

Asia-based B2B digital payments platform SUNRATE has joined Mastercard Priceless Planet Coalition to fight climate change through funding the restoration of 100 million trees.

Payments 45

Payments 45

American Banker

MAY 21, 2024

West Coast Community Bancorp agreed to acquire 1st Capital Bancorp in an all-stock deal slated to close in the fourth quarter.

Community 36

Community Community Bank California Capital 36

The Paypers

MAY 21, 2024

UK-based connected car services provider Parkopedia has entered into a partnership with Irdeto to launch a multi-contract solution to simplify the EV charging process.

45

45

The Financial Brand

MAY 21, 2024

This article The Personalization Paradox: Can Banks Delight Customers Without Creeping Them Out? appeared first on The Financial Brand. Banks are heavily investing in personalization to improve customer experience and drive engagement. But is there such a thing as overdoing it? This article The Personalization Paradox: Can Banks Delight Customers Without Creeping Them Out?

Customer Experience 21

Customer Experience Branding Strategy 21

Advertisement

Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.

Lending

The Paypers

MAY 21, 2024

CyberArk has announced its plan to acquire cybersecurity firm Venafi from private equity firm Thoma Bravo in a transaction valued at approximately USD 1.54 billion.

45

45

Digital Growth Institute

MAY 21, 2024

7:30 am. First period. Sixth grade. I walked down the hall of Bonnette Junior High School, viola case in tow, hoping nobody would see me carrying it before I could stash it away in my locker. Though I desperately wanted to play percussion in the school’s marching band (much cooler), my mom had other ideas. So, the orchestra it was.

15

15

The Paypers

MAY 21, 2024

Research conducted by Forrester , commissioned by Regula , has revealed that 42% of organisations globally are actively integrating digital identity solutions into their systems.

Technology 41

Technology Company System 41

Digital Growth Institute

MAY 21, 2024

7:30 am. First period. Sixth grade. I walked down the hall of Bonnette Junior High School, viola case in tow, hoping nobody would see me carrying it before I could stash it away in my locker. Though I desperately wanted to play percussion in the school’s marching band (much cooler), my mom had other ideas. So, the orchestra it was.

15

15

Advertisement

Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.

Course