South State Correspondent

DECEMBER 4, 2024

The Federal Reserve Bank of New York published three articles on why banks fail (the first one here ). While the aim of the research was to identify the cause of approximately 5,000 US bank failures over the course of 160 years, the research also infers what factors bank executes can influence to not only avoid failure but to improve performance. In summary, the research finds that bank failure is caused primarily by rapid asset growth, that then causes rising asset losses, deteriorating solven

Community Bank 195

Community Bank Community FDIC Tools 195

Payments Dive

DECEMBER 4, 2024

The payments processor predicts fraud-fighting tools, embedded payments and comprehensive point-of-sale systems will be center stage in 2025.

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Trends Payments Fraud Tools 395

BankUnderground

DECEMBER 4, 2024

Bowen Xiao Zero-day options have exploded in popularity in recent years, accounting for approximately half of S&P 500’s total options volume, a ten-fold increase from just 5% in 2016. Their flexibility, low premia and underlying leverage appeal to all market participants ranging from conservative investors hedging against intraday market volatility to aggressive traders speculating for quick profit generation.

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Marketing Risk Management Retail Capital 124

Payments Dive

DECEMBER 4, 2024

The Federal Reserve projects the real-time payment system’s costs will climb slightly next year, from the $245.5 million it expects to spend this year.

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System Payments 243

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ATM Marketplace

DECEMBER 4, 2024

Despite their dwindling numbers, most ATM owners are still finding plenty of uses for them. In the 17th edition of the ATM & Self-Service Software Trends survey, about 57% said their reliance on ATMs remained the same, while about 31% said they were more reliant on their ATMs.

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ATM Software Trends Survey 123

BankBazaar

DECEMBER 4, 2024

Weddings are more than just ceremonies. They’re larger-than-life productions steeped in traditions, emotions and societal expectations. From keeping up with the Sharmas to chasing Instagram-worthy moments, the pressure to spend big can be overwhelming. But why do we spend so much? Ah, weddings! The grand, glitzy spectacles that could rival even the most extravagant Bollywood sets.

Trends 78

Trends social media Cards Meeting 78

American Banker

DECEMBER 4, 2024

The availability and visibility of Bank On-certified accounts, which aim to expand banking access, is contributing to a decrease in the percentage of U.S. households that are unbanked, according to bankers and government officials.

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America 85

The Paypers

DECEMBER 4, 2024

French postal bank La Banque Postale has teamed up with WWF France to introduce an impact bank card to advance the ecological transition in the region.

Cards 69

Cards Regional 69

American Banker

DECEMBER 4, 2024

A federal judge in Texas has blocked the enforcement of the Corporate Transparency Act, a key U.S. anti-money-laundering law that would require companies to report ownership details by January.

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Texas Report Company Compliance 81

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The Paypers

DECEMBER 4, 2024

The Bank of Bhutan has partnered with Tata Consultancy Services ( TCS ) in order to upgrade its core banking system using the TCS BaNCS Global Banking Platform.

System 67

System 67

American Banker

DECEMBER 4, 2024

Artificial intelligence systems built to assess creditworthiness are trained on data that implicitly accepts past discriminatory lending decisions as legitimate signals about borrowers today.

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Training Data Lending System 81

The Paypers

DECEMBER 4, 2024

Coinbase has integrated Apple Pay into its Onramp tool, aiming to streamline fiat-to-crypto purchases for eligible users.

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Apple Tools 58

American Banker

DECEMBER 4, 2024

The Clearing House increased its transaction limit from $1 million to $10 million; Mastercard settled a card fee lawsuit; and other news from the world of payments.

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Payments Cards cryptocurrency 78

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The Paypers

DECEMBER 4, 2024

The Central Bank of Nigeria (CBN) has unveiled its strategic priorities for 2025, focusing on transformative initiatives to improve the country's financial services landscape, according to Nairametrics.

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American Banker

DECEMBER 4, 2024

Rep. French Hill, R-Ark. — one of the leading contenders to chair the House Financial Services Committee next year — focused on 'debanking' of crypto and other companies in his questions to the witnesses.

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Company Policies cryptocurrency 68

The Paypers

DECEMBER 4, 2024

Singapore-licenced cryptocurrency payment platform Dtcpay has announced plans to discontinue support for cryptocurrencies in favour of stablecoins.

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cryptocurrency Payments 41

American Banker

DECEMBER 4, 2024

The FDIC, OCC, NCUA and Fed each signed onto a letter that detailed strategies for mitigating financial crimes against older Americans.

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FDIC How To Regulation Fraud 41

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The Paypers

DECEMBER 4, 2024

Plumery has expanded its banking capabilities through the launch of UI/UX Factory, a software that was designed to accelerate application development for banks.

UX 41

UX Mobile Software 41

American Banker

DECEMBER 4, 2024

Paul Atkins, a noted critic of the Consumer Financial Protection Bureau, will join the Financial Stability Oversight Council, where he will play a role in shaping housing policy.

Policies 36

Policies 36

The Paypers

DECEMBER 4, 2024

US-based multinational payment card services corporation Mastercard has now gotten an agreement in principle to settle a UK lawsuit over card fees.

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Cards US Payments 36

Image Works Direct

DECEMBER 4, 2024

Well, it happened again – the election had a massive impact on social media. While there’s been a steady downturn in users on the social media platform X since it was purchased by Elon Musk, the last few weeks have seen the largest exodus of users to new platforms.

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social media 36

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Operations

American Banker

DECEMBER 4, 2024

The building at 420 Montgomery St. could be put on the market as soon as this month, the Wall Street Journal reported.

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San Francisco Marketing Report Industry 36

The Paypers

DECEMBER 4, 2024

authID , a provider of biometric identity verification and authentication solutions, has partnered with Berify , an organisation specialising in authentication, consumer experience, and signal harnessing.

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36

American Banker

DECEMBER 4, 2024

The U.S. bank was unable to fully sell a block of shares in Australia's Goodman Group it had underwritten for China's sovereign wealth fund.

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Groups Industry 36

The Paypers

DECEMBER 4, 2024

Atome , a digital financial services platform in Southeast Asia, has partnered with Valiram to enhance payment checkout options for customers in Singapore and Malaysia.

Payments 36

Payments 36

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