Payments Dive

JANUARY 5, 2024

Lawmakers in the state are considering legislation that would require merchants to accept cash payments.

Florida 468

Florida Payments 468

Perficient

JANUARY 5, 2024

Software is at the core of the modern business model, making quality and performance top priorities to stay competitive. Organizations rely on continuous automation and testing (CAT) services to build business applications faster, with higher quality, and at scale to meet increasing market demands. Organizations looking to modernize testing capabilities with new technologies or fill skill gaps among internal teams seek external testing services providers for support.

Report 275

Report America Industry Resources 275

Payments Dive

JANUARY 5, 2024

The earned wage access company said the Connecticut Department of Banking determined it doesn’t need a state lending license.

Connecticut 221

Connecticut Lending Company 221

TheGuardian

JANUARY 5, 2024

Howard Davies criticised as being ‘out of touch’ with number of first-time buyers at lowest level in a decade The chair of NatWest has claimed it is not “that difficult” to get on the property ladder, despite the number of first-time buyers with a mortgage falling to the lowest level in a decade. “I don’t think it is that difficult at the moment,” Sir Howard Davies told the BBC.

Groups 111

Groups Marketing 111

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Groups

Payments Dive

JANUARY 5, 2024

The Bank Policy Institute and The Clearing House want the Consumer Financial Protection Bureau to take a tougher stance on screen scraping, and allow banks to charge fees to cover the cost of enabling data sharing.

Groups 195

Groups Policies Data 195

American Banker

JANUARY 5, 2024

Reading Cooperative Bank and Queensborough National Bank and Trust are among those that see value in being close to fintech startups.

Community Bank 92

Community Bank Fintech Community National 92

CFPB Monitor

JANUARY 5, 2024

On December 22, 2023, the Attorney General of Montana released an opinion (the “Opinion”) concluding that certain earned wage access (EWA) products are not “consumer loans” or “deferred deposit loans” under Montana law and do not, therefore, require licensure by the Montana Division of Banking and Financial Institutions. The Opinion only applies to EWA products that are: fully non-recourse, meaning providers do not: have any legal or contractual right to repayment from consumers, engage in any d

Montana 78

Montana Report Payments Lending 78

American Banker

JANUARY 5, 2024

As the CEO of First Union Bank, Crutchfield struck more than 80 deals, riding the consolidation wave of the 1980s and 1990s. When he retired, First Union was the sixth largest bank in the country.

Charlotte 78

Charlotte 78

CFPB Monitor

JANUARY 5, 2024

On January 3, 2023, American Bankers Association, America’s Credit Unions, and Independent Community Bankers of America wrote a letter to CFPB Director Rohit Chopra to address their concerns that the CFPB’s proposal for rulemaking on non-sufficient funds (NSF) and overdraft fees triggers the statutorily required Small Business Regulatory Enforcement Fairness Act (SBREFA) review as the rulemaking will have a significant economic impact on banks and credits unions with assets of $850 million or le

Groups 78

Groups America Community Regulation 78

Advertiser: ZoomInfo

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Analysis

American Banker

JANUARY 5, 2024

These executives have taken charge at firms like PayPal, Discover and Early Warning Servcies during a volatile time for the entire industry.

Payments 78

Payments Industry 78

BankInovation

JANUARY 5, 2024

Data protection protocols were among the top concerns raised after the Consumer Financial Protection Bureau gave consumers and the industry until Dec. 29 to respond to its October open banking proposal.

Strategy 77

Strategy Security Data Industry 77

American Banker

JANUARY 5, 2024

The appointment of Lynne Biggio Herndon as chief credit officer marks the final step in the Phoenix-based bank's leadership reorganization.

Phoenix 73

Phoenix Leadership Management 73

BankInovation

JANUARY 5, 2024

Citi plans to invest in payments, liquidity, trade finance and security services fintechs in 2024 despite ongoing changing macroeconomic conditions, Bis Chatterjee, head of partnerships and innovation at Citi Treasury and Trade Solutions, told Bank Automation News.

Fintech 74

Fintech Innovation Security Payments 74

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Lending

American Banker

JANUARY 5, 2024

Southern Bancorp in Little Rock, Arkansas, plans to put $250 million in equity capital it received from the Treasury Department to good use making mortgages and acquiring banks.

Capital 48

Capital Arkansas Community Bank Community 48

The Paypers

JANUARY 5, 2024

Emirates Islamic has announced the launch of its online fund transfer service QuickRemit for customers and clients in the region of the UK.

Regional 45

Regional Online 45

American Banker

JANUARY 5, 2024

The fintech made deceptive claims and charged "surprise" fees, according to the Federal Trade Commission.

Fintech 36

Fintech Technology 36

The Paypers

JANUARY 5, 2024

FusionIQ has partnered with US-based Kinecta Federal Credit Union in order to implement its fully integrated solution and accelerate the latter’s digital development.

US 45

US 45

Advertiser: ZoomInfo

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Capital

American Banker

JANUARY 5, 2024

FDIC Board Director Jonathan McKernan voiced worry about the growing influence of Vanguard, BlackRock, and State Street on publicly traded banks Friday, suggesting regulators more actively review their interactions.

FDIC 28

FDIC Management Regulation Compliance 28

The Paypers

JANUARY 5, 2024

Sweden-based Surfboard Payments has partnered with Worldline to provide businesses across the Nordic region with improved payment solutions.

Payments 45

Payments Regional 45

American Banker

JANUARY 5, 2024

In the news this week: A consumer group filed a complaint against Starbucks over its mobile app and reloadable gift cards, Worldpay partnered with crypto payment firm Alchemy, The Clearing House hired Amanda Stewart as its new marketing chief, and more.

Mobile 28

Mobile Groups Cards Marketing 28

The Paypers

JANUARY 5, 2024

US-based AI security company SentinelOne has announced its agreement to acquire PingSafe , aiming to expand its cloud security capabilities.

Security 45

Security US Company 45

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

American Banker

JANUARY 5, 2024

The use of digital wallets to finance the Hamas attack on Israel highlights the need for tighter controls on the transfer of cryptocurrencies.

cryptocurrency 74

cryptocurrency Policies Compliance Regulation 74

The Paypers

JANUARY 5, 2024

Talus Pay has acquired Jobox.ai and Clarus Merchant Services for fintech software and B2B capabilities incorporation, as well as accelerated development in the US.

Software 45

Software Fintech US 45

The Paypers

JANUARY 5, 2024

Visa has launched a new loyalty solution called the Visa Web3 Loyalty Engagement Solution, enabling brands to gamify rewards.

Branding 41

Branding 41

The Paypers

JANUARY 5, 2024

Vienna Payment Solutions has partnered with Interswitch East Africa (Kenya) to improve payment solutions for financial institutions, retailers, and hospitality industry participants.

Payments 41

Payments Retail Industry 41

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

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