Payments Dive

DECEMBER 20, 2024

Buy now, pay later users in the U.S. tended to be returning customers under 35 years-old, according to a new analysis from LexisNexis Risk Solutions.

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Analysis Payments 244

Abrigo

DECEMBER 20, 2024

This article covers these key topics: How interest rates are shaping 2025 priorities Rate effects on economy, credit risk, allowances Banks and credit unions look to grow deposits A focus on efficiency and lower expenses Top priorities for managing portfolio risk, assets, and liabilities at banks & credit unio ns Abrigo's Advisory Services team and financial institution clients shared their expectations of key focus areas related to credit portfolio risk, ALM, and other topics.

Management 195

Management Risk Management Trends Lending 195

Payments Dive

DECEMBER 20, 2024

The federal agency sued the operator of the pay-by-bank service as well as three bank owners, alleging they let fraud "fester" on the digital system.

Fraud 450

Fraud System Operations 450

ATM Marketplace

DECEMBER 20, 2024

At this years Self-Service Innovation Summit, hosted by Networld Media Group in Tampa from December 9-11, I had a chance to sit in on the "Thought leader roundtable: Executive predictions" session, which brought together industry leaders to explore innovations in automation, artificial intelligence, and customer experience.

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Tampa Customer Experience Innovation Groups 143

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The Paypers

DECEMBER 20, 2024

Visa has announced its acquisition of Featurespace , a developer of real-time AI payments protection technology, aiming to optimise its fraud protection capabilities.

Fraud 77

Fraud Technology Payments 77

The Paypers

DECEMBER 20, 2024

Flexa , a crypto payments platform, has partnered with Nighthawk Wallet , a self-custody digital wallet, to expand the utility of digital assets for everyday transactions.

Payments 76

Payments 76

American Banker

DECEMBER 20, 2024

The Federal Deposit Insurance Corp.'s decision to weigh civil lawsuits against Silicon Valley Bank executives to recover losses to its Deposit Insurance Fund isn't rare in itself, but the bipartisan nature of the move and size of the failed institution suggest a current that isn't changing with the presidential administration.

Policies 69

Policies Compliance Regulation 69

The Paypers

DECEMBER 20, 2024

The Commerce Commission plans to help businesses forom New Zealand save money in annual fees for accepting Visa and Mastercard payments.

Payments 74

Payments 74

American Banker

DECEMBER 20, 2024

Hanscom Federal Credit Union in Massachusetts said it would acquire Peoples Bancorp and its insurance agency. It marked the 21st deal of the year involving a credit union buying a bank.

Maryland 57

Maryland Massachusetts Community Bank Community 57

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The Paypers

DECEMBER 20, 2024

Payment solutions provider Enfuce has announced its partnership with Alisa Bank in order to launch a business credit card for SMEs in the region of Finland.

Cards 69

Cards Regional Payments 69

American Banker

DECEMBER 20, 2024

The proposal has similar elements to Republican-led legislation, including a piece of a measure from Vice President-elect JD Vance.

FDIC 48

FDIC Policies 48

The Paypers

DECEMBER 20, 2024

El Salvador has announced its plans to continue acquiring Bitcoin, potentially at an increased rate, following a financing agreement with the International Monetary Fund (IMF).

Bitcoin 69

Bitcoin 69

American Banker

DECEMBER 20, 2024

The Capital One-Discover merger, the war against Visa and Mastercards' swipe fees and budding payment technologies were most popular with American Banker readers in 2024.

Technology 41

Technology Payments Capital Cards 41

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The Paypers

DECEMBER 20, 2024

Paymob , a financial services provider operating in the Middle East and North Africa, has announced that its merchant network in Egypt can now accept Apple Pay.

Apple 68

Apple Operations 68

American Banker

DECEMBER 20, 2024

The Consumer Financial Protection Bureau sued three of the largest U.S. banks for fraud perpetrated on the bank-owned payment network Zelle, alleging shoddy safeguards and millions in consumer losses.

Fraud 41

Fraud Payments Compliance Regulation 41

The Paypers

DECEMBER 20, 2024

Australia's corporate regulator, the Australian Securities and Investment Commission ( ASIC ), has filed a lawsuit against Binance 's local derivatives arm.

Regulation 68

Regulation Security 68

American Banker

DECEMBER 20, 2024

Financial institutions that build a presence on the social media platform could gain a first-mover advantage and a communications channel with potential customers, experts say.

social media 36

social media Technology 36

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The Paypers

DECEMBER 20, 2024

MessagePay has announced its integration into AKUVO 's Virtual Collector, a key component of AKUVO’s collections platform.

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American Banker

DECEMBER 20, 2024

BNY announced expanded employee benefits and a boost in its minimum wage for all U.S.-based employees; Synovus has added former FIS executive Greg Montana to its executive board; National Bank Holdings sold off a fifth of its securities portfolio; and more in this week's banking news roundup.

Montana 36

Montana National Security Industry 36

The Paypers

DECEMBER 20, 2024

UK-based platform and DFM provider Parmenion has announced that it integrated an Open Banking feature to enable advised clients to top up their investments directly from their bank accounts.

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American Banker

DECEMBER 20, 2024

The OCC's 2024 annual report said that while the federal banking system remains stable, it faces challenges such as rising credit costs, declining net income, and increasing nonperforming loans.

System 36

System Report Compliance Regulation 36

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Cards

The Paypers

DECEMBER 20, 2024

Justt has announced the successful completion of a 30 million USD Series C funding round, led by Zeev Ventures, with participation from existing investors Oak HC/FT and F2 Venture Capital.

Capital 66

Capital 66

American Banker

DECEMBER 20, 2024

By naming David Sacks as his "AI & Crypto Czar," Donald Trump has sent a strong signal that forward-thinking regulation of the most vibrant sector of the financial services industry could be on the way.

Regulation 78

Regulation Fintech Industry cryptocurrency 78

The Paypers

DECEMBER 20, 2024

Trillium Surveyor , a provider of trade surveillance and execution software, has partnered with Kaiko , a cryptocurrency market data provider, to offer solutions for cryptocurrency trading.

cryptocurrency 63

cryptocurrency Software Data Marketing 63

TheGuardian

DECEMBER 20, 2024

Lawsuit is part of CFPBs aggressive agenda in reported bid to advance protections before Trump overhauls agency The US Consumer Financial Protection Bureau said on Friday it filed a lawsuit against JPMorgan Chase, Bank of America and Wells Fargo for failing to protect consumers from alleged widespread fraud on the payments platform Zelle. The lawsuit was initiated as the watchdog moves ahead with an aggressive agenda in the final weeks of Joe Biden s Democratic administration in a bid to advance

Fraud 67

Fraud US America Report 67

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Analysis