The Paypers

JANUARY 22, 2025

Crypto.com , a worldwide provider of cryptocurrency asset services, has launched an institutional grade offering in the US, the Crypto.com Exchange.

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US cryptocurrency 41

Payments Dive

JANUARY 22, 2025

Despite the 3.5% cut to the payments services company’s headcount, it still plans to increase its total employee headcount to 10,000 by the end of the year, up from 8,200 now.

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Payments Company 243

South State Correspondent

JANUARY 22, 2025

Banks often lose 5% of a loan’s value before a loan is even booked due to interest rate risk in loan pricing. Persistently high inflation and the unknowns in the new administrations implementation of stated policies have translated to rapid increases in long-term interest rates. In a period of rapid change (or high volatility), we see some banks fall into a trap of mispricing their commercial loans.

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Policies Marketing Course 195

Payments Dive

JANUARY 22, 2025

The bank’s CEO said last month that the payments business wasn’t within Ally’s core focus, and pointed to a search for “strategic alternatives” earlier this month.

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Cards Payments 195

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South State Correspondent

JANUARY 22, 2025

As you approach strategic planning season, one topic that will surely come up is your strategy for generative AI (gen AI). Luckily, you can turn to gen AI to help you in your planning, as the strategic process is just one of the many bank processes that bankers can improve with this technology. This article presents our six-step framework for getting started, discusses using AI for strategic planning, and looks at some of its strengths and risks.

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The Paypers

JANUARY 22, 2025

Contactless payment rules could be changed as part of wider moves to improve economic growth in the UK.

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Payments 53

American Banker

JANUARY 22, 2025

China currently dominates the market for the hardware and software used to mine cryptocurrency. Creating a large federal reserve would expose a major U.S. asset to potential Chinese meddling.

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National Bitcoin cryptocurrency Security 54

The Paypers

JANUARY 22, 2025

CyberHive , a global cybersecurity firm, has set up a regional headquarters in Dubai and has entered a Memorandum of Understanding (MoU) with Meerana.

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Regional 46

American Banker

JANUARY 22, 2025

Frontwave Credit Union said it would acquire Community Valley Bank in a deal that would expand its footprint in San Diego and nearby counties. It comes on the heels of a record year for CU-bank combinations.

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San Diego California Community Community Bank 48

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The Paypers

JANUARY 22, 2025

Global payments platform Ecommpay has integrated Swish , a popular Swedish banking app, into its growing portfolio of Alternative Payment Methods (APMs).

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Payments 41

American Banker

JANUARY 22, 2025

The e-commerce giant has added payment and credit products, though it faces heavy competition from banks and other tech firms. Also, Stripe's layoffs and other news from the world of payments.

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Payments 41

The Paypers

JANUARY 22, 2025

Hypothekarbank Lenzburg acquires stake in its partner, Sutor Bank, to expand the BaaS business model in Europe.

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American Banker

JANUARY 22, 2025

CEO Richard Fairbank told analysts executives have their "microscopes" out for any signs of trouble, but consumers remain "in a great place.

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Capital Cards Lending 41

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TheGuardian

JANUARY 22, 2025

Chancellor under pressure from lenders and lobbyists that say huge compensation bill could harm motor finance market The chancellor, Rachel Reeves, has denied that the Labour government is working against consumer interests despite urging the supreme court to avoid handing a windfall to borrowers harmed in the motor finance commission scandal. Reeves has been under pressure from lenders and lobby groups, who have predicted that a huge compensation bill expected to rival the payment protection i

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Groups Marketing Payments Industry 44

The Paypers

JANUARY 22, 2025

iDenfy has announced its partnership with Lithuanian iGaming operator 7bet in order to stop multi-accounting through the use of AI-powered ID verification services.

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Operations 36

American Banker

JANUARY 22, 2025

Frontwave Credit Union said it would acquire Community Valley Bank in a deal that would expand its footprint in San Diego and nearby counties. It comes on the heels of a record year for CU-bank combinations.

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San Diego California Community Community Bank 36

The Paypers

JANUARY 22, 2025

MoonPay , a global crypto payments company, has introduced a new feature, recurring buys, aimed at simplifying crypto investments for users.

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Payments Company 36

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American Banker

JANUARY 22, 2025

The New York Department of Financial Services has proposed several changes to overdraft fees including banning banks from charging more than three overdraft or nonsufficient funds fees per consumer per day.

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New York Policies 36

The Paypers

JANUARY 22, 2025

Mbanq , a BaaS and financial technology provider, has partnered with P2P , a digital financial platform designed for the Brazilian immigrant community in the US.

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Financial Technology Community US Technology 36

American Banker

JANUARY 22, 2025

Mercantile Bank Corp. in Grand Rapids achieved a 20% increase in deposits in 2024, an amount that was ample enough to fund robust loan growth and scale back reliance on costlier wholesale funding.

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Michigan Community Bank Community 36

The Paypers

JANUARY 22, 2025

Urbo Bank , formerly Medicinos Bankas , has partnered with certified payment technology provider DECTA to launch Visa card issuing services ahead of schedule.

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Cards Technology Payments 36

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American Banker

JANUARY 22, 2025

The ruling lets state attorney general Letitia James continue arguing Citi should have reimbursed customers for wire fraud, though some claims were dismissed.

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New York Fraud Cyber Security Security 36

The Paypers

JANUARY 22, 2025

US-based card platform Highnote has announced that it secured USD 90 million in a Series B funding round and introduced a new acquiring solution for its customers.

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Security US Cards 36

American Banker

JANUARY 22, 2025

Fees falling outside of tolerances cost the industry more than $1 million per 1,000 loans, according to an ICE Mortgage Technology study from earlier this year.

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Study Industry Technology Compliance 36

The Paypers

JANUARY 22, 2025

Marqeta , a global card-issuing platform, has announced that it is supporting Trading 212 ’s expansion into 20 countries across continental Europe.

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Cards 36

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