Payments Dive
OCTOBER 24, 2023
A pair of House bills would help the industry gain clarity, scale digital asset products and promote financial inclusion, cryptocurrency stakeholders said Sunday on a panel at Money20/20.
CFPB Monitor
OCTOBER 24, 2023
The Department of Justice (DOJ) announced a settlement agreement with Washington Trust Company, of Westerly (WTC) to resolve claims that WTC redlined majority Black and Hispanic neighborhoods in Rhode Island. In its complaint against WTC, DOJ alleged that the following practices were used to discriminate against Black and Hispanic borrowers from 2016 to at least 2021: WTC located and maintained all of its Rhode Island branches and loan officers outside of majority-Black and Hispanic neighborhood
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Payments Dive
OCTOBER 24, 2023
By increasing the number of retailers accepting walk-in bill payment, the two companies seek to better serve consumers who prefer to use cash.
CFPB Monitor
OCTOBER 24, 2023
The Federal Financial Institutions Examination Council’s Appraisal Subcommittee (ASC) is scheduled to host a public hearing on Wednesday, November 1, 2023. The upcoming hearing on appraisal bias will focus on how residential appraisals are developed and reviewed, the process for reconsiderations of value, and processes for conducting appraisals in rural areas.
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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.
Payments Dive
OCTOBER 24, 2023
Despite the declining use of physical currency and ATMs across the country, “cash remains an integral part of the player experience,” Atleos Chief Operating Officer Stuart Mackinnon said in a Monday press release.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Commercial Lending USA
OCTOBER 24, 2023
Commеrcial construction projеcts, whеthеr it's building a nеw officе complеx, rеnovating a rеtail spacе, еxpanding an industrial facility oftеn rеquirеs substantial financial rеsourcеs.
American Banker
OCTOBER 24, 2023
The National Credit Union Administration says it cannot provide deposit insurance for accounts covered under the $165 billion-asset institution's agreement to offer financial services to members of the military serving abroad. The credit union accuses the regulator of undermining its mission.
ATM Marketplace
OCTOBER 24, 2023
This one-hour webinar invites global ATM industry stakeholders to reflect on key 2023 trends with market experts. It is based on the 16th edition of the top-rated ATM & Self-service Software Trends Report (an annual guide created by ATM Marketplace and KAL ATM Software).
American Banker
OCTOBER 24, 2023
The card network integrated its data-sharing technology into products from Zip, FIS and JPMorgan Chase as potential regulations loom on the horizon.
Advertiser: ZoomInfo
Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.
ATM Marketplace
OCTOBER 24, 2023
Customers hate fees at ATMs, and fees are continuing to rise. Are surcharge-free ATMs the way of the future?
American Banker
OCTOBER 24, 2023
American Banker's latest innovation report found that strategic corporate transactions are important for most banks but offer distinctive challenges. Fintech acquisitions give banks maximum control but can be hard to integrate if the buyers don't approach the process thoughtfully.
CFPB Monitor
OCTOBER 24, 2023
The U.S. Supreme Court recently granted certiorari to hear the Second Circuit case of Cantero et al. v. Bank of America, N.A. , involving National Bank Act (NBA) preemption of New York’s law requiring that interest be paid to consumers on mortgage escrow account funds. The decision would address a split between the Second and Ninth Circuits on the topic of NBA preemption of state “interest-on-escrow” laws.
TheGuardian
OCTOBER 24, 2023
Third-quarter profits down 4% on a year ago and growth in net interest income from UK retail business stalls Barclays is drawing up fresh cost-cutting plans after a slowdown across its investment bank and concerns over a rise in customer defaults led to a slight drop in third-quarter profits. The lender also saw growth in net interest income from its UK retail business stall, suggesting it was no longer benefiting from a gap between what it charges for mortgages and what it pays out to savers.
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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.
BankInovation
OCTOBER 24, 2023
Alliant Credit Union is investing in digital capabilities, including an effort to launch real-time payments next year. The Chicago-based credit union will join 351 banks and credit unions that are already RTP-enabled, up 32% year over year from 265 in July 2022, according to The Clearing House website.
American Banker
OCTOBER 24, 2023
The credit-card issuer is tightening its lending standards and bracing for the potential effects of a cap on card late fees. Charge-offs are rising, but company executives say that customers are showing surprising strength.
BankInovation
OCTOBER 24, 2023
Barclays PLC is looking to reduce its expenses to provide more returns to shareholders while increasing investment in technology. Despite that, the $1.9 trillion bank saw its total operating expenses increase 2% year over year to $4.
ATM Marketplace
OCTOBER 24, 2023
The rise of linked technologies, from 5G and upcoming 6G networks to AI and the Internet of Things, is rapidly transforming the linked destinies of automation and self-service.
Advertiser: ZoomInfo
In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.
American Banker
OCTOBER 24, 2023
The Southeast regional bank plans to use the deal's sizable proceeds to pay down wholesale borrowings and restructure its securities portfolio. Numerous banks have made similar moves in recent months.
The Paypers
OCTOBER 24, 2023
Real-time global payments provider Nium has announced the launch of Global FX, a product that aims to enable guaranteed and competitive FX rates.
American Banker
OCTOBER 24, 2023
The Consumer Financial Protection Bureau's mission is important. That's why Congress needs to have stricter oversight of its actions.
The Paypers
OCTOBER 24, 2023
Global spend management solution Payhawk has partnered with Wise Platform to offer enhanced global payments to its international customer base.
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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.
American Banker
OCTOBER 24, 2023
The bipartisan proposal aims to save consumers money by forcing more competition in the lucrative credit card payments processing business. If enacted, it would result in "unbelievable" consumer backlash from its effect on rewards programs, Delta Chief Executive Officer Ed Bastian said.
The Paypers
OCTOBER 24, 2023
US-based Fiserv has announced its partnership with B2B payments platform Melio in order to improve the manner in which financial institutions meet the payment needs of SMBs.
American Banker
OCTOBER 24, 2023
The $49 billion-asset bank loaded up on deposits in the third quarter, making sure it has enough on hand to fund the loan growth it has forecast for the coming quarters.
The Paypers
OCTOBER 24, 2023
US-based fintech company PayNearMe has integrated NCR Atleos ’ API platform to enhance cardless cash access for iGaming firms.
Advertiser: ZoomInfo
As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.
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