Commercial Lending USA

JANUARY 15, 2025

Discover the advantages of SBA loan for investment property. Learn how to secure financing with lower rates, longer terms, and lower down payments.

Security 52

Security How To Payments Lending 52

Payments Dive

JANUARY 15, 2025

Fraud losses in card payments will continue to rise worldwide, the research firm Nilson Report said this month, predicting $404 billion in global losses over the next ten years.

Fraud 221

Fraud Cards Report Payments 221

TheGuardian

JANUARY 15, 2025

Investment bank beats Wall Street expectations as it reports earning $11.95 per share in fourth quarter Goldman Sachs posted its biggest profit since the third quarter of 2021 to beat Wall Street expectations, driven by bankers who brought in more fees from dealmaking, debt sales and strength in trading. The investment banks shares rose 2.6% before the bell on Wednesday as it earned $11.95 per share in the fourth quarter, compared with $8.22 expected by analysts, according to estimates compiled

Report 84

Report Groups US 84

Payments Dive

JANUARY 15, 2025

Artificial intelligence can simplify payment transactions for merchants, Davi Strazza, president of North America for Adyen, said in an interview.

Payments 195

Payments America 195

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Groups

The Paypers

JANUARY 15, 2025

NYDFS has partnered with the Bank of England on a Transatlantic Regulatory Exchange (TRE) programme to strengthen oversight of digital assets and emerging payments.

Regulation 81

Regulation Payments 81

The Paypers

JANUARY 15, 2025

CertifID , a player in wire fraud protection for the real estate industry, has acquired Payments.io , a solution that enables digital money transfers by title companies, law firms, and real estate brokerages.

Fraud 54

Fraud Industry Company 54

American Banker

JANUARY 15, 2025

The megabank reported achievements in several areas, but lowered its 2026 expectations for a profitability metric that investors have been closely watching.

Report 75

Report 75

The Paypers

JANUARY 15, 2025

The US, South Korea, and Japan have issued a joint statement blaming North Korean-backed hacking groups for stealing over USD 659 million worth of cryptocurrencies in multiple heists in 2024.

cryptocurrency 45

cryptocurrency Groups US 45

American Banker

JANUARY 15, 2025

Banks must comply with a European Union law known as DORA by Friday. The law aims to improve cybersecurity and reduce tech failures in financial services.

Cyber Security 69

Cyber Security Security Technology 69

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Analysis

The Paypers

JANUARY 15, 2025

CEC Bank partners with Temenos to improve retail and corporate banking payments, operational efficiency, and time to market.

Retail 41

Retail Operations Marketing Payments 41

American Banker

JANUARY 15, 2025

It's not just JPMorgan Chase. Across the industry, banks are rethinking their remote-work policies but experts say it won't be easy to turn back the clock.

Policies 56

Policies Industry 56

The Paypers

JANUARY 15, 2025

The US, South Korea, and Japan have issued a joint statement blaming North Korean-backed hacking groups for stealing over USD 659 million worth of cryptocurrencies in multiple heists in 2024.

cryptocurrency 41

cryptocurrency Groups US 41

American Banker

JANUARY 15, 2025

The Supreme Court heard oral arguments in Thompson v United States, which could decide whether the federal government can prosecute "misleading" in addition to "false" statements to the Federal Deposit Insurance Corp.

United States 55

United States Policies Compliance Regulation 55

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

The Paypers

JANUARY 15, 2025

The Bank and HM Treasury have entered a design phase to develop a more detailed policy and technology framework for a potential digital pound.

Policies 41

Policies Technology 41

American Banker

JANUARY 15, 2025

Making the cancellation of private mortgage insurance policies automatic when a home's loan-to-value ratio is lower than 80% would be a huge benefit for borrowers.

Policies 53

Policies Compliance Regulation 53

The Paypers

JANUARY 15, 2025

Brex , a US-based card and spend management platform for startups and enterprises, has announced the closing of a two-year USD 235 million revolving credit facility.

Cards 41

Cards Security US Management 41

American Banker

JANUARY 15, 2025

Goldman Sachs reported strong growth in the fourth quarter, with investment banking fees up 33%.

Report 41

Report Industry 41

Advertiser: ZoomInfo

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Capital

The Paypers

JANUARY 15, 2025

AI-powered global payments network and shopping assistant Klarna has strengthened its partnership with Stripe , allowing customers in more than 25 countries to access its services.

Payments 41

Payments 41

American Banker

JANUARY 15, 2025

Mohit Ramani joins the Cleveland-based company next week. His predecessor, Darrin Benhart, will fill a newly created role as Key's chief regulatory officer.

Cleveland 36

Cleveland Company Risk Management Regional 36

The Paypers

JANUARY 15, 2025

Lyca Mobile, a mobile virtual network operator based in the UK, has joined forces with Revolut to launch optimised payment features for its users.

Mobile 36

Mobile Operations Payments 36

American Banker

JANUARY 15, 2025

The $4 trillion-asset bank saw its investment banking business surge, while other products held steady.

36

36

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

The Paypers

JANUARY 15, 2025

Eastnets has confirmed that it met the requirements of the EU’s Digital Operational Resilience Act (DORA), ensuring readiness ahead of its enforcement on January 17, 2025.

Compliance 36

Compliance Operations 36

American Banker

JANUARY 15, 2025

The megabank saw $5.1 billion in profits in its fourth quarter, as higher fees from investment banking and wealth management offset weaker interest income on loans.

Management 36

Management 36

The Paypers

JANUARY 15, 2025

The Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against Capital One , N.A., and its parent company, Capital One Financial Corp.

Capital 36

Capital Company 36

The Emmerich Group

JANUARY 15, 2025

I just got back from one of the biggest bank conferences, and let me tell you, the same thing kept coming upfrom the main stage to the breakout rooms: overregulation, overregulation, overregulation. So, are we as an industry overly regulated? Absolutely. But heres the thing: when I sit down with my CEOs on Fridaysmany of whom are in the top five percent of performers in this countryI hear a very different perspective.

Video 36

Video Regulation Conference Maine 36

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

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