Tue.Feb 04, 2025

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A Guide to Working with the Best Commercial Lenders or Correspondent Lenders

Commercial Lending USA

Best commercial lenders! Learn about loan eligibility, application, and terms. Get expert help from Commercial Lending USA immediately.

Lending 59
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What Does and Gen AI Strategy Look Like for a Community Bank?

South State Correspondent

Many banks are doing an excellent job at embracing generative AI (Gen AI). However, not all have a specific Gen AI strategy, and they should make their journey more efficient. A quality Gen AI strategy aligns an organizations objectives, its use cases, and the delivery mechanism and metrics that measure business value. In this article, we highlight some Gen AI strategy insights for community banks and provide tools to help bankers advance their programs.

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Gamers support CFPB video game payments rule

Payments Dive

Video game players and their parents submitted comments to the Consumer Financial Protection Bureau saying they overspent, or lost their accounts to hackers.

Video 273
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Citigroup commits to hybrid working, bucking Wall Street trend

TheGuardian

Managers told letting most staff continue to work up to two days a week at home will give bank competitive advantage The boss of Citigroup has told executives that most staff will continue to be able to work remotely two days a week, a decision that sets it apart from other Wall Street banks. Most of Citis employees work on a hybrid schedule, spending at least three days a week in the office and up to two days working remotely.

Trends 48
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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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We need to imagine a future of collaborative bank-fintech partnerships

American Banker

Long-term partnerships between banks and fintechs are the real future of financial services. Pharmaceutical firms' relationships with contract research organizations offer a useful model.

Fintech 88

More Trending

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Sanders, Hawley draft bill to cap credit card interest at 10%

American Banker

The senators introduced legislation that would limit the interest rate card issuers are able to charge holders for the next five years.

Cards 78
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Plumas to buy Cornerstone Community in California

ABA Community Banking

Plumas Bancorp in Reno, Nevada, has agreed to buy Cornerstone Community Bancorp in Red Bluff, California. The post Plumas to buy Cornerstone Community in California appeared first on ABA Banking Journal.

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Wells Fargo freed from a pair of 13-year-old consent orders

American Banker

The Federal Reserve Board lifted two enforcement actions against the megabank dating back to 2011. But the Fed's seven-year-old asset cap remains in effect.

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Mastercard partners with Payrails to deliver NextGen payments

The Paypers

Mastercard has partnered with Payrails , a payment tech company, to accelerate digital payment transformation and offer services tailored to the needs of large enterprises.

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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PayPal's strategic pivot drives an earnings beat

American Banker

CEO Alex Chriss said improvements in checkout, artificial intelligence and its Venmo app are "starting to show up in the results.

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Coinbase secures VASP registration in the United Kingdom

The Paypers

Coinbase has obtained registration as a Virtual Asset Service Provider (VASP) from the UK’s Financial Conduct Authority (FCA).

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What to expect in the Capitol Hill debate over debanking

American Banker

Committees in both the House and Senate will hold hearings this week about debanking a term that means different things to different people.

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Banks urge Parliament to modernise Australia's payment system regulation

The Paypers

The ABA has urged the Parliament to modernise Australia’s payment system regulation and make sure its regulatory framework remains secure.

System 46
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Book of Secrets on the Month-End Close

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

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Exclusive: GOP bill nixes small business data collection

American Banker

A bill offered by Rep. Roger Williams, R-Texas, would repeal Dodd-Frank Section 1071 and eliminate any data-collection requirements for the Consumer Financial Protection Bureau.

Data 45
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Worldpay to acquire Ravelin

The Paypers

Worldpay has acquired Ravelin , an AI-native fraud prevention platform, in order to optimise its portfolio of solutions and deliver more value to customers.

Fraud 45
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Banks clean up balance sheets, see stronger 2025

American Banker

Small lenders beset by the fallout from high interest rates took losses in the fourth quarter when they unloaded underperforming securities and loans. But they are reinvesting the proceeds into higher-yielding assets.

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Research finds that BNPL adoption in the UK continues to grow

The Paypers

Finder reports that the use of BNPL services in the UK has continued to expand, with 13% of consumers using such services for the first time in 2024.

Report 41
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The GTM Intelligence Era: ZoomInfo 2025 Customer Impact Report

ZoomInfo customers aren’t just selling — they’re winning. Revenue teams using our Go-To-Market Intelligence platform grew pipeline by 32%, increased deal sizes by 40%, and booked 55% more meetings. Download this report to see what 11,000+ customers say about our Go-To-Market Intelligence platform and how it impacts their bottom line. The data speaks for itself!

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House tees up resolution to nullify CFPB's overdraft cap

American Banker

The House Financial Services Committee released a draft resolution under the Congressional Review Act to cancel the Consumer Financial Protections Bureau's rule limiting bank overdrafts to $5 in most cases.

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TransferGo launches a multi-currency business account for EU businesses

The Paypers

TransferGo launches a multi-currency business account to enable UK and EU businesses to make easier cross-border transactions.

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California financial watchdogs hit Patelco with $100,000 fine

American Banker

The credit union suffered a ransomware attack in June 2024 that affected nearly all of its banking systems.

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Kraken obtains MiFID licence in EU, plans regulated derivatives offering

The Paypers

Cryptocurrency exchange Kraken has acquired a Markets in Financial Instruments Directive (MiFID) licence in the European Union.

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Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.

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How to apply for the Best Credit Unions to Work For 2025

American Banker

Our annual list of the best credit unions to work for.

How To 36
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Solaris secures EUR 140 million in Series G funding round

The Paypers

Embedded Finance platform Solaris has announced that it has secured its EUR 140 million Series G financing round, aiming to accelerate its development process.

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Coinbase urges U.S. to lift barriers for crypto bank services

American Banker

A letter from three law firms retained by Coinbase argued that existing federal laws and regulations already authorize banks to provide cryptocurrency services and to engage with third-party service providers like Coinbase.

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Paycorp acquires Pilot Software

The Paypers

Paycorp , a global payments provider, has acquired Pilot Software , which specialises in software and hardware solutions for the hospitality industry.

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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.