Payments Dive

SEPTEMBER 17, 2024

Two U.S. senators demanded tighter regulations on BaaS and fintech partnerships, saying they pose “a broader threat to the stability of our banking system and the economy.

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Fintech Regulation System 195

Accenture

SEPTEMBER 17, 2024

Drawing from our Commercial Banking Top Trends for 2024, this series explores how banks can modernize their lending business and differentiate the customer experience by integrating AI, machine learning and other advanced tools. Previously, we touched on the disruptions in lending and analyzed the first of six shifts necessary to future-proof one’s business.

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Lending Customer Experience Trends Tools 299

Payments Dive

SEPTEMBER 17, 2024

Apple Pay customers can now use their iOS 18 phone or iPadOS 18 to access Affirm buy now, pay later options, including some that don’t charge interest.

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Apple 243

Abrigo

SEPTEMBER 17, 2024

Manage the impact of interest rate cuts at your institution These five tips from Abrigo expert Dave Koch will help banks and credit unions prepare for a rate drop. You might also like this on-demand webinar, "Navigating uncertain times: Strategies for effective risk management and compliance." WATCH Takeaway 1 As financial institutions anticipate rate cuts, many are questioning how to structure their lending and ALM strategies accordingly.

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Strategy Risk Management Lending Management 221

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

Payments Dive

SEPTEMBER 17, 2024

Block will move several longtime executives into different positions and create a new role to address customer safety, the company said Monday.

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Leadership Company 221

The Paypers

SEPTEMBER 17, 2024

US-based Fireblocks has partnered with Chainlink to provide an end-to-end technology for financial institutions looking to issue and transact regulated stablecoins.

Regulation 80

Regulation US Technology 80

BankInovation

SEPTEMBER 17, 2024

JPMorgan Chase & Co. is in discussions with Apple Inc. about taking over a credit card portfolio that rival Goldman Sachs Group Inc. has been trying to ditch. The biggest US bank is among a slew of credit-card issuers that have explored taking over the Apple card, according to a person familiar with the matter. […] The post JPMorgan explores taking over Apple card that Goldman wants to ditch appeared first on Bank Automation News.

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Apple Cards Groups US 79

SWBC's LenderHub

SEPTEMBER 17, 2024

How Income Generation, Risk Management, and Transaction Enablement™ Help Your FI Win the Race Table of Contents 5 Ways to Effectively Turbocharge Your Auto Loan Portfolio Ensure Your Auto Loan Portfolio is Protected Don’t Get Lapped in Coverage Diversify Your Auto Loan Portfolio Make a Pit Stop with an Effective Collections System Create an Easier Way for Your Borrowers to Pay How You Could Benefit from Partnering with a Winning Pit Crew Lap the Competition with an Income Generation Crew Buckle

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Risk Management Management System Lending 78

BankInovation

SEPTEMBER 17, 2024

Citizens Bank is investing in its API infrastructure, migrating operations to the cloud and teaming up with vendors to ready its operations for impending open banking regulations expected to be finalized in the United States in the fall. “We have been investing in this for over three years,” Michael Ruttledge, chief information officer and head […] The post How Citizens is prepping for open banking appeared first on Bank Automation News.

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United States Operations Regulation Retail 77

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

SWBC's LenderHub

SEPTEMBER 17, 2024

How Income Generation, Risk Management, and Transaction Enablement™ Help Your FI Win the Race Table of Contents 5 Ways to Effectively Turbocharge Your Auto Loan Portfolio Ensure Your Auto Loan Portfolio is Protected Don’t Get Lapped in Coverage Diversify Your Auto Loan Portfolio Make a Pit Stop with an Effective Collections System Create an Easier Way for Your Borrowers to Pay How You Could Benefit from Partnering with a Winning Pit Crew Lap the Competition with an Income Generation Crew Buckle

Risk Management 78

Risk Management Management System 78

American Banker

SEPTEMBER 17, 2024

Donald Felix, who has previously worked at JPMorgan Chase and Citi, will become Carver's president and CEO on Nov. 1. He succeeds interim CEO Craig MacKay, who's been running the unprofitable bank for the past year.

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Community Bank Community 71

SWBC's LenderHub

SEPTEMBER 17, 2024

See How Innovative Payment Options Make Borrower Interactions Smoother In the ever-evolving landscape of financial services, borrower experience will always reign supreme. As technology advances, your financial institution will want to provide borrowers with the latest and most innovative technology that ensures every interaction with your financial institution is pleasant and convenient.

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Innovation Technology Payments 78

American Banker

SEPTEMBER 17, 2024

The convergence of technology like blockchain with the continued evolution of rules and industry standards in traditional finance will shape the next era of market progress.

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Marketing blockchain Industry Technology 57

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

SWBC's LenderHub

SEPTEMBER 17, 2024

Unlocking Financial Growth The financial industry is dedicated to helping borrowers achieve their goals by implementing solutions that protect and service them throughout the loan process. Through continuous evolution and adaptability, financial institutions aim to integrate new products and income-generating opportunities into their offerings to stay ahead of the curve and better serve their borrowers.

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Industry 78

ABA Community Banking

SEPTEMBER 17, 2024

ABA’s Nominating Committee finalized the official slate of candidates to be presented for election at the association’s annual convention scheduled for Oct. 27-29 in New York City. The post ABA nominates officers, board for 2024–2025 appeared first on ABA Banking Journal.

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New York City New York Community Bank Industry 52

SWBC's LenderHub

SEPTEMBER 17, 2024

Learn How a Risk Management Crew Can Help Your Financial Institution Mitigate Risk Every move your financial institution makes will involve some degree of risk. That is why managing your organization’s loan portfolio and collections can be a significant task to take on yourself.

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Risk Management Management 78

ABA Community Banking

SEPTEMBER 17, 2024

EverBank in Jacksonville, Florida, agreed to buy Sterling Bank and Trust in Southfield, Michigan, in an all-stock deal valued at $261 million. The post EverBank in Florida to acquire Michigan bank appeared first on ABA Banking Journal.

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Michigan Florida Jacksonville Community Bank 52

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

American Banker

SEPTEMBER 17, 2024

As the 68-year-old CEO focuses on succession planning, here's a look at some of the longtime JPMorgan executives who could succeed him.

Industry 48

Industry 48

ATM Marketplace

SEPTEMBER 17, 2024

Maintaining free access to cash for the community while minimising costs demands robust cash management strategies.

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Management ATM Community Strategy 48

The Paypers

SEPTEMBER 17, 2024

Payrails , a payment platform serving global enterprises, has joined forces with PUMA to collaborate on optimising the brand’s online shopping experience for its customers.

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Online Payments Branding 45

American Banker

SEPTEMBER 17, 2024

The company, which counts JPMorgan Chase and TD Bank Group among its customers, has also appointed a new executive chairman.

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Groups Company Technology 45

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

The Paypers

SEPTEMBER 17, 2024

Financial software provider Finastra has integrated fintech Prelim with its Finastra Phoenix core solution to augment retail and commercial deposit account opening.

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Phoenix Software Retail Fintech 45

American Banker

SEPTEMBER 17, 2024

CEO Colin Walsh believes his company is positioned to benefit from consumers that prize the convenience of technology opting for the safety of a "real bank.

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Technology Company Community Bank Digital Banking 36

The Paypers

SEPTEMBER 17, 2024

Mastercard has expanded its cybersecurity services with an agreement to acquire global threat intelligence company Recorded Future for USD 2.65 billion.

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Company 45

American Banker

SEPTEMBER 17, 2024

As the commercial real estate industry sputters along, lenders, investors and analysts are putting less stock in loan-to-value ratios, a longtime bellwether of risk.

Marketing 36

Marketing Industry Risk Management Management 36

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

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