How Can Construction Loan Brokers Help You?
Commercial Lending USA
MARCH 24, 2025
Easy construction finance. Expert construction loan brokers at Commercial Lending USA offer flexible financing alternatives and fast approvals.
Mon.Mar 24, 2025
52 
Increasing Customer Cumulative Lifetime Value Through Lending
South State Correspondent
MARCH 24, 2025
In a previous article ( HERE ) we discussed how a portfolio of commercial loans with various expected average lives resulted in different net present value (NPV) of income over a ten-year period. Our analysis shows that an average community bank can expect $9.7mm NPV of income (about 1% ROA) on a $100mm loan portfolio when the average loan life is seven years, versus only $5mm NPV of income (about 0.50% ROA) on the same portfolio where the average loan life is 2.3 years (both portfolios measured
Join 23,000+
Insiders
Sign Up for our Newsletter
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Trending Sources
CFPB seeks extension to respond to nonbank oversight lawsuit
Payments Dive
MARCH 24, 2025
The Consumer Financial Protection Bureau asked a federal court for more time to respond to a lawsuit over its authority to oversee big tech payments players.
6 Steps To Be a Better Trusted Advisor During This Trade War
South State Correspondent
MARCH 24, 2025
There have been few times in modern memory when small businesses and middle market companies faced so much uncertainty in the market. With recent DOGE government spending cuts, escalating trade tensions, immigration reform, and the implementation of tariffs, U.S. businesses find themselves navigating complex economic waters. This week, for example, is a critical time to help clients as a trusted advisor leverage lines of credit to move supplies and purchases forward, potentially avoiding the hig
Leverage Trellis Court Data To Identify More Investment Opportunities
Advertiser: Trellis
Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.
Arkansas, Utah move ahead with EWA laws
Payments Dive
MARCH 24, 2025
The two states are the latest to pass legislation addressing workers’ growing practice of using earned wage access to tap their income before a regularly scheduled payday.
Sign up to get articles personalized to your interests!
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
More Trending
Affirm, other BNPL players ratchet up credit bureau reporting
Payments Dive
MARCH 24, 2025
At least three buy now, pay later firms have begun reporting consumer data on installment financing to TransUnion or Experian, and another gives customers the option of reporting that data.
Somalia launches its nationwide instant payment system powered by BPC
The Paypers
MARCH 24, 2025
The Central Bank of Somalia has announced the launch of its nationwide instant payment system, the Somalia Payment Switch, powered by BPC.
Neobank Chime debuts $500 instant loans for direct depositors
American Banker
MARCH 24, 2025
The fintech, which specializes in low or no fee banking and early access to paychecks, is now offering three-month installment loans.
Skillcast reports financial sectors most prepared for DORA in the UK
The Paypers
MARCH 24, 2025
Skillcast has published its report on financial sub-sectors most prepared for the Digital Operational Resilience Act (DORA) regulation.
State of AI in Sales & Marketing 2025
Advertiser: ZoomInfo
AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.
Government payment systems are antiquated. Here's how to fix that
American Banker
MARCH 24, 2025
It's time to drag sclerotic, paper-based U.S. federal payment operations into the digital future. The technology exists, and America's global competitors are already putting it to use.
Utila secures USD 18 million Series A funding
The Paypers
MARCH 24, 2025
Utila has announced the rise of USD 18 million in a Series A funding round in order to power institutional digital asset operations.
FinCEN rule removes BOI reporting requirements for US companies
American Banker
MARCH 24, 2025
The interim final rule removes the requirement under the Corporate Transparency Act for U.S. companies and people to report beneficial ownership information.
eToro's UK and European clients able to transfer crypto and invest in other assets
The Paypers
MARCH 24, 2025
Israel-based social trading-focused online broker eToro has announced that its UK and European clients can transfer crypto held with other firms to the eToro Crypto Wallet.
Book of Secrets on the Month-End Close
Advertisement
Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.
The Block expats behind a stablecoin startup
American Banker
MARCH 24, 2025
Former staffers at Block's crypto unit have launched Stable Sea, a firm that tries to make processing easier.
Nubank launches a shared boleto feature on its app
The Paypers
MARCH 24, 2025
Nubank has launched the shared boleto feature in its app, facilitating the payment of group bills or the division of expenses.
Texas bank's marketing campaign draws from U.S. history
American Banker
MARCH 24, 2025
San Antonio-based Broadway National Bank hopes that giving a new look to Benjamin Franklin, Abraham Lincoln and George Washington will boost its brand recognition in Dallas and Houston.
MNT-Halan receives approval to implement e-KYC
The Paypers
MARCH 24, 2025
MNT-Halan receives approval from the FRA to implement e-KYC in Egypt to optimise customer experience and financial inclusion.
The GTM Intelligence Era: ZoomInfo 2025 Customer Impact Report
Advertiser: ZoomInfo
ZoomInfo customers aren’t just selling — they’re winning. Revenue teams using our Go-To-Market Intelligence platform grew pipeline by 32%, increased deal sizes by 40%, and booked 55% more meetings. Download this report to see what 11,000+ customers say about our Go-To-Market Intelligence platform and how it impacts their bottom line. The data speaks for itself!
Credit unions' reliance on overdraft fees comes into focus
American Banker
MARCH 24, 2025
Americans spent 49% more on overdraft-related fees in 2023 than previously estimated, according to new research, which finds that credit unions were largely responsible for the previously uncounted revenue.
Viamericas launches cash-to-cash money transfer service
The Paypers
MARCH 24, 2025
Viamericas launches its new cash-to-cash money transfer service in the US, available at agent locations across the country.
Fed's Barr suggests lending protections for small businesses
American Banker
MARCH 24, 2025
In a speech, the Federal Reserve governor called for policies that would impose Truth In Lending-like disclosure requirements on lenders' products that cater to small businesses.
Banking Circle's BC Payments Singapore obtains IPA for MPI licence from MAS
The Paypers
MARCH 24, 2025
Luxembourg-based Banking Circle has announced that its wholly owned subsidiary BC Payments Singapore has obtained In-Principle Approval (IPA) for the Major Payment Institution (MPI) licence from the Monetary Authority of Singapore (MAS).
Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100
Advertisement
Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.
OCC to explore alternative credit metrics
American Banker
MARCH 24, 2025
Acting Comptroller Rodney Hood discussed using fintech to evaluate self-employed borrowers' creditworthiness, saying alternative credit models could promote financial inclusion.
KIKO Milano teams up with Adyen to optimise payments
The Paypers
MARCH 24, 2025
Italy-based beauty brand KIKO Milano has partnered with Adyen to augment the payment experience for its customers.
Banks push Congress to renew cyber threat sharing protections
American Banker
MARCH 24, 2025
Trade groups representing banks and utilities urged lawmakers to reauthorize the CISA law before it expires in September.
Liberis and Teya team up to deliver flexible SME funding in the Czech Republic and Slovakia
The Paypers
MARCH 24, 2025
Liberis , a global Embedded Finance company, and Teya , a European payment and financial services provider, have extended their partnership to launch flexible funding to SMEs in the Czech Republic and Slovakia.
5 Ways You Can Win Faster with Gen AI in Sales
Advertiser: ZoomInfo
Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.
Let's personalize your content