Payments Dive
JANUARY 25, 2024
If the payments giant receives a special Georgia charter and gains access to the card networks, it could open the floodgates for other merchant acquirers, attorneys said.
South State Correspondent
JANUARY 25, 2024
You engage an app and speak your mind about what you want financially done. You are agnostic about which one of your many relationships accomplishes the task, only that the task gets done. Where traditionally, you might use an interface such as Siri or Alexa to pay your Verizon bill on time, now you tell your virtual assistant to “Reduce expenses by 10%, increase earnings by 10%, and put the difference into a savings account to result in more than $1 million in 10 years.” This is now
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Payments Dive
JANUARY 25, 2024
PayPal this year plans to roll out the “biggest changes in a decade” to its pioneering payments tool in a bid to better serve merchants and customers.
South State Correspondent
JANUARY 25, 2024
A forward rate lock allows lenders to deliver a known loan rate on future borrower financing. This strategy is used for various reasons discussed further in this article. Recently, larger lenders, including Bank of America, JPMorgan, Goldman Sachs, and Wells Fargo, have announced that they are seeing an elevated appetite for forward rate locks on loans for future anticipated commercial borrowings.
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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.
Payments Dive
JANUARY 25, 2024
“No longer is the smartphone itself the most lucrative target for scammers and robbers – it’s the financial apps contained within,” District Attorney Alvin Bragg Jr. said.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Payments Dive
JANUARY 25, 2024
A Maryland bill calling for some earned wage access providers to be registered and licensed has triggered opposition from fintech advocates.
CFPB Monitor
JANUARY 25, 2024
After promising earlier this year to “establish nation-leading regulations for the Buy Now Pay Later loan industry,” New York Governor Kathy Hochul took a significant first step in that direction by including Buy Now Pay Later (“BNPL”) legislation in her Proposed 2024-2025 Transportation, Economic Development and Environmental Conservation (“TED”) Bill.
BankBazaar
JANUARY 25, 2024
What have your Credit Card ’s ancestors been up to? No idea? Join the club. But before that already expanding club gets wider, we thought we’d take it upon ourselves to break down history while sharing a few fun facts that we might have missed about our little plastic buddies ! There’s probably nothing new we can tell you about the Credit Card. It’s common knowledge now days to be aware of the popular ones or the ones with the stand-out features.
CFPB Monitor
JANUARY 25, 2024
The Office of Inspector General (OIG) for the Federal Reserve Board and CFPB has issued a report on its evaluation of the CFPB’s process for conducting enforcement investigations. OIG concluded that the CFPB can enhance certain aspects of that process as described below. In its evaluation, OIG focused on the efficiency of the Office of Enforcement’s process for conducting investigations, and reviewed Enforcement’s practices for tracking and monitoring matters. .
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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment
American Banker
JANUARY 25, 2024
The San Francisco technology company is partnering with Onramp Invest to offer registered investment experts tools for facilitating larger digital asset transactions.
CFPB Monitor
JANUARY 25, 2024
Our special guest is Zarik Khan, Founder of Finsolute Advisors. In October 2023, the Federal Reserve Board issued a proposal to lower the maximum interchange fee that a large debit card issuer can receive for a debit card transaction. We first look at the roles of the various parties involved in a typical transaction in which a consumer uses a debit card to make a purchase from a merchant and the various fees imposed in connection with the transaction. .
BankInovation
JANUARY 25, 2024
Venture funding fell in 2023 as investors took uncertain macroeconomic conditions into account and doubled down on due diligence. Global venture funding in 2023 stood at $248.4 billion, down 42% year over year, its lowest point since 2017, according to a Jan. 4 State of Venture 2023 report by business analytics provider CB Insights.
American Banker
JANUARY 25, 2024
As new CEO Alex Chriss streamlines the payment company's strategy, 2024's first major product rollout stresses data-driven, personalized connections between merchants and consumers.
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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.
BankInovation
JANUARY 25, 2024
IBM clients continue to prioritize digital transformation through the cloud and investment in AI as tech spend remains strong across the banking industry.
American Banker
JANUARY 25, 2024
As companies downsize and restructure, American Banker is tracking these decisions to help our readers understand how their industries are adapting.
TheGuardian
JANUARY 25, 2024
Overhaul likely to raise concerns for UK bank’s 2m customers who rely on branches to manage accounts Lloyds Banking Group is planning to cut 1,600 staff from its branch network as it tries to reduce costs and push customers towards digital services as part of a corporate overhaul. The UK company said it was adapting to a shift in behaviour, with more than 21 million of its 26 million customers choosing to use its services online.
American Banker
JANUARY 25, 2024
Several of the company's top leaders, including Jennifer Piepszak, have been given new duties in CEO Jamie Dimon's latest management reorganization. Piepszak and JPMorgan President Daniel Pinto are among those viewed as potential successors to long-serving Dimon.
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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.
The Paypers
JANUARY 25, 2024
Germany-based B2B BNPL payments provider Mondu has raised EUR 30 million in a debt financing round from Vereinigte Volksbank Raiffeisenbank (VVRB).
American Banker
JANUARY 25, 2024
The private student loan market is in flux after one major lender, Discover Financial Services, said it's leaving the sector. Sallie Mae is gearing up to compete for that business, much as it did when Wells Fargo pulled up stakes in 2020.
BankInovation
JANUARY 25, 2024
Financial institutions are looking to their infrastructure and platforms to determine where to overhaul their tech in 2024.
American Banker
JANUARY 25, 2024
As regulators repeatedly press banks and fintechs to make sure their artificial intelligence models aren't "black boxes" and comply with existing law, the burden is on lenders to prove they are making such efforts.
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Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.
The Paypers
JANUARY 25, 2024
Australia-based foreign exchange brand Travelex has relaunched online foreign exchange (FX) cash services for the Commonwealth Bank of Australia (CBA).
American Banker
JANUARY 25, 2024
A former comptroller of the currency assesses last year's turmoil in the industry and charts a path forward including advancements in regulation.
The Paypers
JANUARY 25, 2024
A2A payment infrastructure provider Token.io has announced its participation in the SEPA Payment Account Access (SPAA) scheme to support the adoption of A2A payments in Europe.
American Banker
JANUARY 25, 2024
Former Federal Deposit Insurance Corp. lawyer Mark Black of Virginia pleaded guilty Tuesday to conspiring to sexually exploit children.
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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.
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