Fri.Nov 29, 2024

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Where's cash headed in 2025?

ATM Marketplace

Where is cash headed in the 2025? What about ATM usage and recyclers?

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Tech-driven efficiency is not the proper goal for branch banking

American Banker

As the banking industry becomes increasingly technology-dependent, wise bank leaders recognize that a bank is not solely defined by its buildings, technology or pricing. It is human connections that truly set a bank apart.

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End-to-end cash management meets modern banking needs

ATM Marketplace

There is a great need for banks to optimize processes to keep cash relevant and cost effective, but also ensure that it fits within the wider payments landscape

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HSBC fails to overturn EUR 31.7 mln fine in Euribor cartel case

The Paypers

HSBC has lost its appeal against a EUR 31.7 million fine imposed by the European Commission for participating in a cartel to manipulate benchmark Euribor rates.

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Fall In Love With the Month-End Close

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

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The Mortgage Maze: Your Guide for Navigating the Mortgage Lending Process

Ublocal

Fall is a time for foliage, pumpkins, and corn mazes. In fact, Vermont is home to New England’s largest corn maze, known as the “Great Vermont Corn Maze,” which stretches for 24 acres. But, just as a maze can be a confusing and winding path, so can the mortgage process. With the proper guidance, you can be prepared before meeting with a lender by knowing what they will ask, what you should ask, and what documents you should have ready.

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TSB appoints Marc Armengol as new CEO amid uncertainty over bank’s future

TheGuardian

Armengol to replace Robin Bulloch in 2025 but owner Sabadell faces $13bn hostile takeover bid by BBVA TSB has appointed the former executive Marc Armengol as its new chief executive as the bank faces uncertainty over its future, with its parent company facing a hostile $13bn (£10.2bn) takeover bid. Armengol, a former strategy director at TSB who has served on the board since 2022, originally joined the UK bank’s Spanish owner Sabadell in 2002.

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OKX launches exchange and wallet services in Belgium

The Paypers

Cryptocurrency exchange OKX has officially launched its exchange platform and wallet services in Belgium.

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Giving Back During the Holidays: Financial Tips for Charitable Donations

Ublocal

So many things make the holiday season special—colorful lights, holiday cookies, and exchanging gifts with friends and family, just to name a few. However, there is nothing like helping someone in need to truly fill your heart with the holiday spirit. Charitable donations are a great and meaningful way to contribute to your community and embrace this season of giving.

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Deel acquires Atlantic Money

The Paypers

All-in-one payroll and HR platform for global businesses Deel has announced the acquisition of UK-based money transfer service Atlantic Money.

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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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Weathering the storm: the economic impact of floods and the role of adaptation

BankUnderground

Rebecca Mari and Matteo Ficarra. Floods are the most costly natural disaster in Europe. In the UK, they account for around GBP1.4 billion in annual losses. Yet, evidence on the macroeconomic implications is inconclusive. GDP often shows a puzzling delayed response , and prices can be pushed in opposite directions. Using a novel county level data set for England for the years 1998–2021, we estimate the impact of flooding on output and inflation at the sector level.

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European Payments Council publishes 2025 payment scheme rulebooks

The Paypers

The European Payments Council (EPC) has released the five rulebooks for its 2025 payment schemes, along with the associated Implementation Guidelines (IGs).

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Norway joins TIPS for optimised instant payment services

The Paypers

ECB and Norges Bank have signed an agreement for Norway to join TIPS, in order to add the Norwegian krone to Eurosystem’s instant payment service.

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NFU Mutual teams up with Synectics to strengthen fraud prevention

The Paypers

NFU Mutual has entered a strategic partnership with Synectics to strengthen its fraud prevention measures and improve the experience for genuine customers.

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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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Benefit collaborates with Tarabut for Open Banking integration

The Paypers

Benefit , a fintech provider of electronic financial transaction services, has partnered with Tarabut to launch an Open Banking authentication solution.

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Bank NXT teams up with Mindgate to launch a new digital platform

The Paypers

Bank NXT , a provider of comprehensive banking solutions, has teamed up with Mindgate Solutions to develop a digital platform for corporate clients.

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Uganda confirms hack of central bank accounts

The Paypers

Uganda has confirmed that accounts in the country's central bank had been hacked, as officials also have downplayed the extent of the losses.

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Paysera launches flexible, card-based online payment processing solution

The Paypers

Paysera has introduced a comprehensive platform that combines bank card processing with payment initiation services.

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10 Ways to Leverage Buyer Signals and Drive Revenue

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

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Signicat partners with AsiaVerify to expand digital identity solutions

The Paypers

Signicat , a provider of digital identity and fraud prevention technology across Europe, has entered into a strategic collaboration with AsiaVerify.

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Wise faces regulatory scrutiny over anti-money laundering practices

The Paypers

European regulators have criticised Wise , the London-listed payments firm, for deficiencies in its anti-money laundering (AML) controls.

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New Zealand advances Open Banking with second implementation milestone

The Paypers

Aotearoa New Zealand has reached the second implementation milestone in its Open Banking rollout, according to the API Centre.

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EU Commission adopts standards for European Digital Identity Wallets

The Paypers

The European Commission has adopted key rules governing the technical functionalities and certification of European Digital Identity (eID) Wallets.

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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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Inbenta partners with ebankIT to improve digital user experience

The Paypers

Inbenta, a global AI-powered customer support solutions provider, partners with ebankIT to enhance the way financial institutions interact with their clients.

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ANZ partners with DataCo to launch a customer insights proposition

The Paypers

ANZ has announced its partnership with commercialised business DataCo in order to launch a customer insights proposition and provide value to clients and collaborators.

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Magnati and Aafaq launch an embedded financial solutions platform

The Paypers

Middle East-based payment solution provider Magnati has partnered with Aafaq Islamic Finance , a digital finance provider, to launch embedded financial solutions for SMEs.