ATM Marketplace

OCTOBER 27, 2023

What does Gen Z actually want from banks and businesses? A panel of Gen Zers discussed what they look for.

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110

Payments Dive

OCTOBER 27, 2023

The purchase continues a spate of payments industry acquisitions this month, and will let the fleet management services company cross-sell more software.

Software 448

Software Industry Management Payments 448

CFPB Monitor

OCTOBER 27, 2023

Recently the U.S. Department of Justice (DOJ) entered into a proposed consent order with Ameris Bank to resolve allegations of redlining from 2016 through 2021 in majority Black and Hispanic areas in the Bank’s Jacksonville, Florida assessment area under both the Equal Credit Opportunity Act (ECOA) and Fair Housing Act. In conjunction with the announcement of the proposed consent order, Attorney General Merrick Garland provided an update on the DOJ’s Combating Redlining Initiative that was launc

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Jacksonville Florida Lending 148

Payments Dive

OCTOBER 27, 2023

The error, first disclosed by the company in July, affected merchants and merchant acquirers.

Cards 433

Cards Company 433

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

Groups

CFPB Monitor

OCTOBER 27, 2023

On October 25, 2023, the Consumer Financial Protection Bureau (CFPB) released its sixth consumer credit card market biennial report to Congress as required under the Credit Card Accountability Responsibility and Disclosure Act (CARD Act). The report focuses on industry market dynamics, use of credit, cost of credit, availability of credit, and issuer practices.

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Cards Report Industry Marketing 88

TheGuardian

OCTOBER 27, 2023

Two-point rate rise surprises analysts as central bank blames 6.6% inflation on consumer demand Business live – latest updates Russia’s central bank has increased interest rates by more than expected to 15% after the war-torn economy suffered a steep rise in inflation. The economy’s limited capacity to respond to an increase consumer demand was blamed by the bank for the rise in inflation to 6.6% in October from 6% in the previous month.

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Payments Dive

OCTOBER 27, 2023

As C-suite responsibilities change, the gap between roles such as the CFO and chief operating officer is narrowing.

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Operations 221

Commercial Lending USA

OCTOBER 27, 2023

Bridge lending is a crucial financial instrument that helps in the execution of real estate deals and business projects. It functions as a transitional financial bridge, closing the gap between an immediate need for money and the more permanent financing that may be forthcoming.

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Lending 98

Payments Dive

OCTOBER 27, 2023

The payments acceptance company is racking up partnerships to expand services under Worldline ownership.

Payments 221

Payments Company 221

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

Community Bank

CFPB Monitor

OCTOBER 27, 2023

On October 19, 2023, the Department of Justice (DOJ) announced that its Combating Redlining Initiative has resulted in over $107 million in relief for communities adversely affected by lending discrimination by mortgage lenders. This comes on the same day DOJ announced its $9 million settlement with Ameris Bank, it’s most recent redlining case.

Lending 78

Lending Community 78

BankInovation

OCTOBER 27, 2023

Capital One’s technological advances allowed the bank to expand underwriting, modeling and marketing in the third quarter of 2023. “Our modern technology capabilities are generating an expanding set of opportunities across our businesses,” Chief Executive Richard Fairbank said during the bank’s Q3 earnings call Thursday.

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Capital Technology Examples Marketing 74

CFPB Monitor

OCTOBER 27, 2023

On October 13, 2023, the California Department of Financial Innovation (DFPI) published final regulations implementing the Student Loan Servicing Act (“SLSA”) and the Student Loans: Borrower Rights Law. The final regulations are the culmination of two sets of proposed regulations from the DFPI, which we previously covered here. The final regulations become effective January 1, 2024.

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California Regulation Innovation 78

BankInovation

OCTOBER 27, 2023

NatWest is looking to customer data to drive deposits amid uncertain macroeconomic conditions. The $890 billion bank is dealing with inflationary pressures and working to reduce costs. Technology is part of the strategy, Chief Executive Paul Thwaite said during the bank’s third-quarter earnings call today.

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Data Strategy Technology Retail 74

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

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TheGuardian

OCTOBER 27, 2023

Competition for savers’ cash is putting pressure on its finances, says group NatWest decision to close Farage’s accounts was lawful – report Business live – latest updates NatWest has downgraded its profitability outlook and warned that competition for savers’ cash is putting pressure on its finances, sending its shares plunging. Investors were spooked by a predicted drop in the bank’s net interest margin (NIM), which accounts for the difference between what is charged for mortgages and paid on

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Groups Report Marketing 73

BankInovation

OCTOBER 27, 2023

Amazon, Google, IBM and Microsoft remained steadfast in their commitment to AI investment as cloud revenue continued to rise across the board in the third quarter.

Google 74

Google Technology 74

American Banker

OCTOBER 27, 2023

The credit card company has been seeing late payments and charge-offs jump following the stellar credit trends of the pandemic. But there were signs last quarter that the picture has started to stabilize.

Capital 74

Capital Trends Cards Payments 74

BankInovation

OCTOBER 27, 2023

Citigroup Inc. is planning to grant the majority of its over 40,000 coders access to generative artificial intelligence as Wall Street continues to embrace the burgeoning technology.

Capital 69

Capital Technology 69

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

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American Banker

OCTOBER 27, 2023

JP Morgan Chase and Carver Federal Savings are applying fast-acting security tools more broadly — regardless of how fast the transaction is.

Fraud 81

Fraud Tools Payments Security 81

The Paypers

OCTOBER 27, 2023

Itaú Unibanco and Inswitch have launched Pix no mundo, a solution that allows Brazilians abroad to use the Pix payment system for purchases and transactions across Latin America.

America 50

America System Payments 50

American Banker

OCTOBER 27, 2023

Bankers show a lot of interest in advanced AI, as well as a daunting list of challenges, according to American Banker's innovation readiness survey.

Survey 59

Survey Innovation Technology 59

The Paypers

OCTOBER 27, 2023

Full-stack multi-rail payments 3.0 platform Rvvup has announced the launch of its Payment Links solution to enable online businesses to get paid fast, with different payment methods.

Payments 41

Payments Online 41

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Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.

Lending

American Banker

OCTOBER 27, 2023

Large language models were a big part of the discussion during the company's earnings call on Thursday.

Report 69

Report Company Technology 69

The Paypers

OCTOBER 27, 2023

US-based BaaS provider Pathward has expanded its partnership with the money movement platform for merchants and fintech brands TabaPay to enable faster payments nationwide.

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Branding Fintech US Payments 41

American Banker

OCTOBER 27, 2023

The San Antonio bank reported a 14% increase in noninterest expenses and a 7% jump in loans. "We're not trying to be successful by shrinking," said CEO Phil Green.

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San Antonio Report Strategy 48

The Paypers

OCTOBER 27, 2023

Multi-currency digital wallet YouTrip has raised a USD 50 million Series B funding round, for the acceleration of its regional expansion across Southeast Asia.

Security 41

Security Regional 41

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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.

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