Jack Henry
NOVEMBER 14, 2023
In our digital age, financial institutions must facilitate swift and effortless business loan approvals, where lenders can make decisions without subjecting clients to lengthy delays. Fortunately, this is achievable through the use of financial spreading software, which not only expedites decisions but also reduces costs.
Payments Dive
NOVEMBER 14, 2023
The new hire is tasked with boosting adoption of The Clearing House’s RTP real-time payments system, as the new rival Federal Reserve FedNow system seeks to attract clients.
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South State Correspondent
NOVEMBER 14, 2023
You are likely in the process of finalizing your strategic plan. The good news is that strategy matters and your team’s time and effort in refining your strategy should pay off. The question is, how much will it pay off? That answer depends on the strategy your bank is pursuing and the underlying business model your bank chooses to leverage. In this article, we look at two very similar institutions, but ones with different bank business models, and show how their model impacts performance.
Payments Dive
NOVEMBER 14, 2023
Competing restaurant point-of-sale players have set their sights on international growth, but they’re likely to find the European market tougher than the U.S. market, Lightspeed’s CEO said.
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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.
CFPB Monitor
NOVEMBER 14, 2023
Ballard Spahr Senior Counsel Alan S. Kaplinsky and Mark J. Levin, and David Sherwyn, Professor of Law at Cornell University’s School of Hotel Administration, today submitted lengthy comments to the Consumer Financial Protection Bureau opposing the recent petition filed by consumer advocates urging the CFPB to undertake rulemaking that would prohibit the use of pre-dispute arbitration clauses in consumer contracts in favor of arbitration clauses that would permit consumers to choose between arbit
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Realwired Appraisal Management Blog
NOVEMBER 14, 2023
Once upon a time, in a quiet neighborhood nestled on the outskirts of Macon GA is my friend Sam…true story. Sam was a car enthusiast with a dream – to restore a classic 1972 Corvette.
CFPB Monitor
NOVEMBER 14, 2023
The CFPB, Fed, and OCC have announced that they are increasing three exemption thresholds that are subject to annual inflation adjustments. Effective January 1, 2024 through December 31, 2024, these exemption thresholds are increased as follows: Smaller loans exempt from the appraisal requirement for “higher-priced mortgage loans” are increased from $31,000 to $32,400.
ATM Marketplace
NOVEMBER 14, 2023
How can banks help small businesses? By taking lessons from consumer products and offering them rewards, tools and personalized services.
CFPB Monitor
NOVEMBER 14, 2023
Last year, we blogged that Zelle was considering possible solutions for P2P customers on the Zelle Network who were the victims of scams. In an August 30, 2023 press release, Zelle announced that it was initiating new safety measures. It stated: All banks and credit unions on the Zelle Network® must implement Risk Insights for Zelle®.
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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment
American Banker
NOVEMBER 14, 2023
The agreement includes funds for small-business lending and mortgages for low- and moderate-income borrowers in California and Massachusetts. It puts an end to questions about the fate of an $11.2 billion plan that Silicon Valley Bank inked before it failed in March.
BankInovation
NOVEMBER 14, 2023
Embedded finance is a key strategy for financial institutions as consumers demand the integration of financial products within organizations that provide nonfinancial services.
American Banker
NOVEMBER 14, 2023
Arkansas Federal Credit Union in Little Rock launched a branded calling solution in June through a partnership with First Orion, also based in Little Rock. It has helped reduce declined calls by 21%.
BankInovation
NOVEMBER 14, 2023
Financial institutions are deploying investment technology in a bid to stop customers from withdrawing funds from their accounts and depositing them elsewhere. According to an October Fitch Ratings report, deposits for all United States banks dipped 2.4% between December 2022 and September 2023. U.S.
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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.
American Banker
NOVEMBER 14, 2023
Bank failures last spring forced many startup businesses to shift where they store their cash. JPMorgan Chase appears to be the top beneficiary, but other banks say they are just as eager to reel in deposits and do more business with the innovation economy.
The Paypers
NOVEMBER 14, 2023
Singapore-based SC Ventures has announced the launch of Libeara, a tokenisation platform that democratises investment by developing more accessible, transparent, and secure markets.
American Banker
NOVEMBER 14, 2023
American Banker is proud to recognize the honorees for the second annual Most Powerful Women in Credit Unions.
The Paypers
NOVEMBER 14, 2023
Credix has announced the raise of a USD 60 million credit facility in order to accelerate the expansion of credit access in the region of Latin America.
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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.
American Banker
NOVEMBER 14, 2023
Executives reflecting on the issues that doomed three banks say the closures stressed the importance of adapting quickly to change, and emphasized the advantages of the credit union business model.
The Paypers
NOVEMBER 14, 2023
The Paypers has launched its latest edition of the Fraud Prevention in Ecommerce Report , the ultimate source for the latest trends in the fraud prevention ecosystem.
American Banker
NOVEMBER 14, 2023
The deal for SimplyBank, scheduled to be completed in the second quarter, would give First Financial in Terre Haute, Indiana, additional branches in Tennessee and its first presence in Georgia.
The Paypers
NOVEMBER 14, 2023
Saudi Arabia-based Tamara has secured USD 250 million in debt financing from Goldman Sachs and Shorooq Partners , to improve its BNPL product and release new tools.
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Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.
American Banker
NOVEMBER 14, 2023
The bombshell investigation into pervasive sexual misconduct at the Federal Deposit Insurance Corp. has spurred some senators to call for FDIC Chair Martin Gruenberg's resignation. If he can't right the ship, then he should step aside.
The Paypers
NOVEMBER 14, 2023
Digital identity ecosystem ConnectID has partnered with Ping Identity to enable simplified integration into existing systems and the adoption of new customers.
American Banker
NOVEMBER 14, 2023
The Federal Reserve Board governor has emerged as a leading voice of skepticism on various regulatory rules and proposals. In doing so, she joins a long — and sometimes misunderstood — tradition of principled opposition at the central bank.
The Paypers
NOVEMBER 14, 2023
Cloud-based neobank Viva.com has expanded its Tap to Pay on iPhone service in France, to provide clients in the region with contactless payments via iPhone.
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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.
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