Accenture

SEPTEMBER 4, 2023

While unfortunate, the rising tide of fraud is not necessarily surprising. Financial criminals have been targeting digital transactions for over three decades. As technology has evolved, so have their tactics.   The dial-up world of the 1990s was a golden age for credit card telephone fraud schemes. The smartphone explosion along with other digital devices and… The post One big idea to turn payments fraud from risk to opportunity appeared first on Accenture Banking Blog.

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Fraud Payments Cards Technology 392

South State Correspondent

SEPTEMBER 4, 2023

We analyzed the loan performance (return on equity, loan yield, fee income, and loan size) of hedged borrowings in a large group of community banks and compared this to the community bank industry averages. We conclude that loan-level hedging offers community banks a strong competitive advantage in the current interest rate and competitive commercial loan and deposit environment.

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Analysis Community Bank Community Training 195

TheGuardian

SEPTEMBER 4, 2023

Decision will ease some pressure on UK homebuyers and people seeking remortgage deals HSBC and NatWest have announced a fresh round of mortgage rate cuts and Britain’s remaining large lenders are expected to follow suit in a move that will ease some of the pressure on hard-pressed Britons. HSBC said it was cutting rates across many of its new fixed products – including some of its first-time buyer, home mover and remortgage deals – with effect from Tuesday, when full details of the reductions wi

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Groups 100

The Paypers

SEPTEMBER 4, 2023

Astra Tech has partnered with Ant Group , a digital payment platform, to launch Alipay+, a cross-border digital payments solution, in the UAE.

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Groups Payments 73

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American Banker

SEPTEMBER 4, 2023

Banks in the U.S. tend to exist for about half the life span of the average human being. It doesn't have to be that way.

Policies 69

Policies Compliance Regulation 69

American Banker

SEPTEMBER 4, 2023

After remaining above $2 trillion for a year, the Federal Reserve's overnight reverse repurchase facility has seen steadily less use in recent months. The development is welcomed by banks, but could be a sign that certain financial players are shifting funds to riskier activities.

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Compliance Regulation 50

The Paypers

SEPTEMBER 4, 2023

The German Federal Financial Supervisory Authority ’s (BaFin) website has been affected by a cyberattack, leaving it partially accessible.

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American Banker

SEPTEMBER 4, 2023

Dama Financial's new CEO Pat O'Boyle is trying to make his firm the "weed department" for reluctant financial institutions. He has heavy competition — and a reluctant target market.

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Payments Marketing 48

The Paypers

SEPTEMBER 4, 2023

Global cross-border digital payments and marketing solution Ant Group has announced the launch of four mobile wallets in the Philippines, including Alipay+.

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Groups Mobile Marketing Payments 45

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

The Financial Brand

SEPTEMBER 4, 2023

This article ChatGPT in Banking: Balancing Its Promise and Its Risks appeared first on The Financial Brand. Technology thought leader Brian Roemmele wants generative AI models to transform banking in positive ways and suggests ways to avoid pitfalls. This article ChatGPT in Banking: Balancing Its Promise and Its Risks appeared first on The Financial Brand.

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Branding Technology Customer Experience Strategy 42

The Paypers

SEPTEMBER 4, 2023

UK-based payment solutions company Clear Junction has acquired UK-based provider of fiat-to-crypto gateway solutions Altalix.

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Company Payments 45

The Financial Brand

SEPTEMBER 4, 2023

This article Debit Cards Rule for Point-of-Sale Payments, So Market Them Better appeared first on The Financial Brand. Consumer spending is often done on debit cards, so why not do more to differentiate — and market — these cards as a way to attract deposits? This article Debit Cards Rule for Point-of-Sale Payments, So Market Them Better appeared first on The Financial Brand.

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Cards Marketing Payments Branding 38

The Paypers

SEPTEMBER 4, 2023

Cryptocurrency exchange Gate.io has announced the release of a 100% Proof of Reserves (PoR) audit upgrade plan.

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cryptocurrency 45

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

American Banker

SEPTEMBER 4, 2023

Edward M. Lamont's biography of his grandfather, Thomas W. Lamont, who advised presidents and extended credit to foreign nations as JPMorgan & Co.'s chief executive in the first half of the 20th century, will be rereleased in paperback this fall. Given that more concise, analytical histories of the banker have been published since, this long tome may have been better left collecting dust.

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Analytics National 36

The Paypers

SEPTEMBER 4, 2023

UK-based fintech company ACE Money Transfer and Bank Alfalah have partnered in order to offer clients based in Pakistan improved remittance services.

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Fintech Company 45

American Banker

SEPTEMBER 4, 2023

The National Credit Union Administration is addressing two of the main reasons why new institutions aren't being formed — making it easier for the organizers to raise the required capital and easing the burden of the application process, says Todd Harper, the agency's chairman.

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Maine National Capital Compliance 36

The Paypers

SEPTEMBER 4, 2023

Australia-based bank Westpac has released new data which shows the number of reported scams from different age groups of Australians.

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Online Groups Data Report 41

Advertiser: ZoomInfo

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Capital

Digital Growth Institute

SEPTEMBER 4, 2023

In the Age of AI, where competition is fierce and customer expectations are higher than ever, delivering a positive customer experience has become a top priority for businesses across industries. Shep Hyken , the Chief Amazement Officer of Shepard Presentations and an authority on customer service and experience, joined James Robert Lay on the Banking on Digital Growth Podcast to share his valuable insights on what makes for a remarkable customer experience in the digital world.

Customer Experience 15

Customer Experience Industry 15

The Paypers

SEPTEMBER 4, 2023

Banking Circle has announced its new membership in the Spanish Association of FinTech and InsurTech ( AEFI ), aiming to strengthen its presence in the region.

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Regional Fintech 41

The Paypers

SEPTEMBER 4, 2023

UK-based payments specialist Acquired.com has announced the launch of its all-in-one Hosted Checkout solution to support the widespread adoption of Open Banking payments.

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Payments 41

The Paypers

SEPTEMBER 4, 2023

A new Juniper Research study has forecasted network-tokenised transactions to enable 85% of global ecommerce transactions by 2028.

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Study 41

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

The Paypers

SEPTEMBER 4, 2023

Emirates NBD , a banking group that operates in the MENAT region, has announced its investment in Komgo , for the development of the trade finance industry.

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Regional Groups Operations Industry 41

The Paypers

SEPTEMBER 4, 2023

India-based payments company Paytm has announced the launch of Card Soundbox, the first Soundbox in the region set to accept all domestic and international card payments.

Cards 41

Cards Payments Regional Company 41

The Paypers

SEPTEMBER 4, 2023

J.D. Power has released its US Consumer POS Payment Program, which shows consumers using an average of four different payment methods, including credit cards, ewallets, and BNPL.

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Study Payments US Cards 41

The Paypers

SEPTEMBER 4, 2023

The London Stock Exchange Group has revealed its plans to launch a new digital markets business that would leverage blockchain technology.

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blockchain Groups Technology Marketing 36

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

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