December, 2020

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Machine Learning Supercharges Banks’ Efforts To Fight Debit Fraud

PYMNTS

Consumers have more heavily leaned on debit during the pandemic, with the economic downturn making shoppers more cautious than ever about the prospect of taking on credit card debt. A recent study even estimates that shoppers could ultimately shift $100 billion worth of annual spending from credit cards to debit cards. Debit solutions draw on funds consumers already have in their bank accounts, and while this makes them reassuring to debt-wary consumers, it can have implications if these details

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Ag Lenders: Cultivate Growth with Effective Pricing, Structure

Abrigo

After Turbulent 2020, Ag Lenders Look to 2021 Understanding credit risk in current ag loan portfolios will also be key to ag lenders' solid returns. . You might also like this webinar watch. Takeaway 1 For solid ag lending returns, focus on assessing credit risk in current portfolios and effective pricing. . Takeaway 2 Sentiment rose in 3Q, but the highly uncertain outlook warrants caution in ag lending activities.

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3 Payments Trends to Watch in 2021

Payments Dive

As 2021 rapidly approaches, many of us are hoping for better days after the whirlwind year of 2020. While COVID-19 has certainly had an impact on every industry, certain trends that began in 2019 continued to develop in 2020, and some of them may even blossom fully in 2021

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Perficient Listed in Forrester Now Tech: Commerce Services, Q4 2020 Report

Perficient

Partnering with a commerce solution provider that can transform B2B and B2C digital omnichannel experiences is paramount in today’s digital world. Businesses need a full suite of expertise and assets to compete and provide seamless commerce experiences that delight consumers. Forrester canvased 35 commerce service providers to help shape the shortlists of digital decision-makers and channel strategy professionals.

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Fall In Love With the Month-End Close

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

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A Closer Look: What CBDC means for banks and non-banking firms

Accenture

Central bank digital currency (CBDC) enables new transactions in central bank money and would require banks to adjust and expand their intermediation services. Central bank money is the most important money in any given currency area. Banks distribute it to their private and business clients in the form of bank notes and coins to support…. The post A Closer Look: What CBDC means for banks and non-banking firms appeared first on Accenture Banking Blog.

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Bahamas Launches Digital Sand Dollar; Adds To Rise Of Central Bank Digital Currencies

PYMNTS

Facebook’s Libra might be fading a bit as a perceived threat to monetary systems that have been in place around the globe for centuries. But the race is still on for central banks to develop their own digital versions of fiat to take their place alongside bills and coins. To that end, the Bahamas may stand out as an epicenter of sorts for the rise of central bank digital currencies (CBDCs).

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AEM Customization: Show Unpublished Reference Alert for Tagpicker

Perficient

Recently, I published a blog post regarding AEM Customization: Show Unpublished Reference Alert for Content Path where I showed how to customize the Pathfield and Xffield resourceType. In doing this, I was able to showcase how to create a notification for the content author as to whether the selected content path is published or not. I found it to be a useful feature for one of our clients while they were authoring a number of AEM content pages.

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6 Keys to Success in your Adult Life

Perficient

As this year winds down to its conclusion, we start to look ahead. We are compelled to perform retrospectives and see how they measure up to our keys to success. Thinking of this, I am reminded of a keynote speech that I had heard when I was being recognized for achieving the rank of Eagle at a council dinner for the Boy Scouts of America. The Speaker was a successful businessman and an avid pilot.

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Fintech women of distinction

Payments Dive

NYC Fintech Women announced its second annual, 50 Inspiring Fintech Females awards. There were more than 400 nominations for recognition in five different categories. Mobile Payments Today interviewed a few of the winners to get their reaction to being selected and get their advice for women in the industry moving forward.

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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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Introducing Intelligent Data, a podcast from Perficient

Perficient

The COVID-19 pandemic has done a great job revealing trouble spots and gaps in many companies’ technology strategies this year. If you’ve discovered that your data strategy and technology solutions need improvement, then this podcast is for you. Join host Arvind Murali , Principal and Chief Strategist of Data at Perficient, for the first season of Intelligent Data.

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Perficient Colleague Creates Pay It Forward Chain of Kindness for Dogs for Adoption in Charlotte, NC

Perficient

When Perficient’s campaign of kindness “Make a December Difference” launched in November of 2020, Matt Kislowski , Client Services Director at Perficient, had no idea the impact he and his family would personally make. “This is one of the coolest things I’ve ever seen a company do — I’m thrilled to be a part of it!” Matt Kislowski, Client Services Director at Perficient.

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How a Nearshore Development Partner Boosts Agile Transformation

Perficient

T he stakes have never been higher for your business to adapt and evolve. But how do you accelerate and scale your transformation cost-effectively? The answer – optimized global delivery. Follow this series and learn more about our nearshore software development capabilities from several members of our global consulting team in Colombia. In just over 20 years, Agile methodologies have secured its footing in developing software and digital products.

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Driving STEM Education and Career Opportunities through the Perficient Bright Paths Program

Perficient

As a leading digital consultancy with more than 4,500 global colleagues, Perficient is committed to expanding the expertise of each colleague and creating more opportunities for career growth in the communities where we live and work. We recently announced Perficient’s Bright Paths program – a new initiative designed to advance STEM education and career opportunities for underrepresented constituencies and communities.

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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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Fighting Truth and Mythology: Educating Black Patients About COVID-19

Perficient

by Chandra Craven. I grew up in the healthcare world watching my mother, a Black nurse for more than 50 years, as she worked in hospitals, nursing homes and other healthcare settings. Now, at 73, my mother works in an assisted living community close to patients at high risk for contracting COVID-19. Once a week, my mother undergoes a COVID-19 test, and every time, the fear that my mom will become infected grows within me.

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Set Up Your Salesforce DX Environment

Perficient

The Salesforce Developer Experience (DX) is a set of tools that streamlines the entire development lifecycle. It improves team development and collaboration, facilitates automated testing and continuous integration, and makes the release cycle more efficient and agile. In this blog, we are going to see why and how to set up a Salesforce Environment on a local machine and learn to use it.

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AEM Customization: Show Unpublished Reference Alert for Content Path

Perficient

Have you ever noticed that while authoring an AEM component, the component dialog box does not provide any hints or alerts for if the selected content path is published or not? This is a confusing scenario for AEM authors, especially when setting or choosing the content path in the component dialog for pathfield and xffield resourceTypes. I recently encountered the same scenario with one of our clients.

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YouTube Continues to Dominate the Video Results in Google

Perficient

This is the second time we’ve done a study on video rankings in Google and YouTube (see the first study here ). This post covers: How YouTube videos dominate the top videos in Google’s results. The difference between YouTube’s and Google’s algorithms for ranking videos. An analysis of how the two algorithms differ. A short and concise YouTube Video Optimization Checklist.

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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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What is Coming to Magento Commerce in 2021

Perficient

As we gear up for 2021, I recently attended a Magento Product Roadmap webinar. It included a demo of the Magento 2.4.1. (2.4.1 release notes are available here). What I found exciting in the webinar was the announcement of what is coming in 2021, which includes four key areas: headless commerce, new B2B capabilities, intelligent commerce, and improvements to the cloud infrastructure.

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Perficient Colleagues Come Together to “Make a December Difference”

Perficient

Perficient’s Pay it Forward Kindness Campaign. Last month, we announced our “Make a December Difference” kindness campaign, which allows our colleagues to pay it forward. The response has warmed hearts and inspired acts of giving all around the world. LEARN MORE: What is “Make a December Difference”? In less than a week, our colleagues have given time, talent, and treasure to support the needs of a variety of causes: First Responders.

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Microsoft Teams Updates (December 2020)

Perficient

Happy holidays to everyone, and welcome to December! Microsoft has been working diligently to get everyone some great new updates before the end of the year. In this blog, we’ll cover some of the biggest updates announced this month around Teams meetings, calling, and collaboration! Meetings. AI-based noise suppression. I cannot emphasize how excited I was to see this update hit my client.

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LPGA Golf Pro Morgan Pressel Meets with Perficient’s Women in Technology Group

Perficient

Earlier this year, we were thrilled to sign LPGA pro Morgan Pressel to “Team Perficient” – a lineup of three professional golfers that represent our quickly-growing firm on a global basis. Morgan turned professional at the age of 17. She qualified for the Women’s U.S. Open at the age of 12. She’s one of the most well-recognized names on the LPGA Tour and has been a consistent performer for many years.

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Is Your Current Card Platform Holding You Back?

Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

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Perficient’s Make a December Difference – Kindness Campaign 2020

Perficient

Why do we need a Kindness Campaign now in 2020? 2020 has been a challenging year for all of mankind, with a persistent pandemic coupled with natural calamities, the ride has been really rough. The upside to that is there has been lot of learnings in all fronts. Humanity, Courage, Selflessness, Sacrifice, Kindness, Conscious well-being of self and fellow beings, Judicious usage of available resources and more so have become the need of the hour.

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Predictions for 2021: The World is a Digital Place

Payments Dive

2020 was a difficult year in many aspects, but it also challenged the payments industry to find new solutions to work through the limitations of the pandemic. Seth Brennan, CEO of North Lane Technologies, a payments industry veteran, shares his thoughts on the year ahead

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Know My Industry: The Business Value of Experience Design (Part 3 of 8)

Perficient

This is the third in a series of blog posts sharing the results of our study on the business value of experience design. In this post, we explore the value of knowing the industry: Applying the unique demands and challenges that the industry category brings to remain competitive and relevant. In 1944, British grad student John Hellins Quick wrote a detailed technical description of the Turbo Encabulator, a device “to measure inverse reactive current in unilateral phase detractors with display o

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Byte-3 – Data is the new Tofu ,Data Architecture Modernization

Perficient

Data is the greatest asset for any organization. Data architecture modernization provides the ability to understand the information effectively, use the data efficiently for market growth, create new revenues, and gain customer satisfaction. . In today’s world, Data leaders are playing a vital role, and here are the top 10 things they are looking at in every data modernization journey. .

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Top 3 Banking Secrets to Stay Relevant with Gen Z Consumers

Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert

In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.