Chris Skinner
JULY 27, 2016
I just spent a weekend in Thailand at the Techsauce Summit. It was a great conference, and it reminded me of the time I’ve spent in Asia lately. After the books Digital Bank and ValueWeb were translated into Korean, Chinese and soon to be Japanese, I guess the region is interested in my thinking. Or … The post The Rise of #Fintech Asia appeared first on Chris Skinner's blog.
Bank Innovation
JULY 12, 2016
The latest to trend on iTunes and Google Store: Pokemon GO. Pokemon GO, released last week, reportedly has more than 5 million users across the three countries, U.S., New Zealand, and Australia. Pokemon has been around for decades (that’s probably why it’s so popular among adults, too), and the game Read More.
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Payments Dive
JULY 5, 2016
David Salisbury, the vice president of sales and marketing Star Cloud Services, discusses a pressing issue in this industry: the lack of digital receipts in all mobile wallets.
Accenture
JULY 18, 2016
Just how digital are Millennials? Retail banks are asking this question to tailor banking customer experiences to a digital savvy generation with growing earning power. While Millennials are digital banking devotees, banks should not assume that’s all they’re about. The. Read more.
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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.
PYMNTS
JULY 11, 2016
There’s another digital currency in town, and its name is YoCoin. The question is: Can YoCoin give bitcoin a run for its money? We’ll have to wait and see. But YoCoin is pitching itself as a “new cryptocurrency with mainstream appeal.” “Unlike most of the alternative cryptocurrencies, YoCoin is a decentralized, peer-to-peer digital currency based on the Scrypt mining algorithm, making it far more accessible than bitcoin is when it comes to mining.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Chris Skinner
JULY 26, 2016
In 2009, I coined the word BaaS. No, nothing to do with sheep! Instead, BaaS stands for Banking-as-a-Service. In 2016, everyone is talking about this: Banking as a Platform (BaaP), The Financial Brand, March 2016 Banking-as-a-Service: Common play of banks and fintech, FinTech Rankings, March 2016 ‘Banking as a Service’ for Fintechs Seeking Scale, American … The post A seven year old idea comes of age: Bank-as-a-Service appeared first on Chris Skinner's blog.
Bank Innovation
JULY 27, 2016
When you’re in financial services, it sometimes seems like fintech startups are everywhere. They’re on Twitter, LinkedIn, they’re at conferences, they’re in your inbox, they may be waiting outside your office this very minute. But for each one you’ve heard of, there are ten you probably haven’t come across yet, and Read More.
Payments Dive
JULY 22, 2016
MasterCard's decision to enable banks to add an in-store payments element to their mobile banking app for NFC-ready Android smartphones has rekindled an industry debate about what works best for financial institutions and proximity mobile payments.
Bobsguide
JULY 17, 2016
As the culture over the last decade has switched to the ubiquitous smartphone, customer expectations have transformed regarding payment systems. From this instant transaction culture has emerged new Payment Service Providers (PSPs) delivering real-time, instant payments. Banks and Payment.
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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment
CFPB Monitor
JULY 21, 2016
Alan S. Kaplinsky. Happy 5th Anniversary CFPB Monitor. While the media is giving lots of coverage to the fifth anniversary of the CFPB , I thought it appropriate to commemorate the fifth anniversary of our blog, which was launched on July 21, 2011, the same day the Bureau was stood up. . When the Dodd-Frank Act was signed into law one year earlier, it had 16 titles.
Payments Source
JULY 5, 2016
PayPal, Western Union and others who have paid hackers to scrutinize their applications say bug bounty programs are an effective way of making apps more secure.
Chris Skinner
JULY 22, 2016
WARNING WARNING WARNING This is a semi-technical blog update and it is rather long (20 minutes read). If you don’t like dealing with bits and bytes, you may want to turn away now. I’ve been meaning to also write a blog update on all things about blockchain for a while, but just haven’t had time. … The post Blockchain is like the internet before the browser appeared first on Chris Skinner's blog.
Bank Innovation
JULY 27, 2016
It might be time to say goodbye to those text messages containing PINs to help you log into your favorite banking site. The U.S. National Institute of Standards and Technology (NIST) released a draft of its latest guidelines on digital authentication this week, and it contains a disturbing bit of Read More.
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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.
Payments Dive
JULY 13, 2016
To help identify the best way to markets, this eBook presents the information banks need to make an informed decision on bringing Android mobile payments services to market to suit their requirements.
BankNXT
JULY 6, 2016
Luis Rodriguez asks the question, are you ready to bring artificial intelligence to your bank via bots? Artificial intelligence in banking – a pain in the bot? on BankNXT.
Bobsguide
JULY 11, 2016
Despite being known as the world’s most volatile currency, bitcoin is now more stable than the British pound following the results of the EU referendum last month. Interest in bitcoin has grown and many are looking to trade the digital currency because it’s a safer bet in comparison to.
Payments Source
JULY 12, 2016
The hit smartphone game Pokemon Go is not a mobile wallet or a loyalty app, but it is arguably far more successful at driving traffic to retailers' stores than many of the apps designed for that purpose.
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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w
Chris Skinner
JULY 7, 2016
When someone sends me something interesting, I can’t help but share it so this insight from Susan Visser came at just the right moment. Susan and I have exchanged various ideas over the years, so here’s her view of the key Fintech trends. Summary Data is having a tremendous impact on customer experience, and through enhanced insight … The post The 6 biggest trends in #Fintech today appeared first on Chris Skinner's blog.
Bank Innovation
JULY 8, 2016
TD Bank’s U.S. mobile customers just got a major app upgrade. Tablet users, your upgrade is coming in the fall, Bank Innovation has learned. TD’s iOS users (finally) have the option to skip the passwords and make use of Touch ID. Customers also got a greater transfer functionality, allowing them to Read More.
Payments Dive
JULY 26, 2016
Oren Kedem, the vice president of product at mobile app security company BioCatch, discusses the need for software developers to protect consumers' financial information on their smartphones.
Let's Talk Payments
JULY 11, 2016
The alternative lending industry went from an explosive growth, a goldmine for banks, to the cause of hot discussions over the viability of the very business models in the FinTech.
Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert
In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.
Bobsguide
JULY 14, 2016
The decision to move over the mainland Europe is becoming more and more of a reality for many UK based fintechs, despite capital city London being known as a global hub for both finance and technology. The Brexit will result in the negotiation of European trading agreements and many financial.
Payments Source
JULY 5, 2016
Merchants are facing consumer lawsuits stemming from the introduction of EMV-chip card security at the point of sale in the U.S., exposing the issues many stores must contend with now that they are held liable for fraud and chargebacks.
Chris Skinner
JULY 25, 2016
Talking with the leader of a large bank the other day proved illuminating. He said to me that he could see the digital revolution happening, and wants to embrace it. All well and good. He continued then to say something that I hear quite often: “but what do we do about the people”. Just as … The post As branches close, what do we do with the people?
Bank Innovation
JULY 7, 2016
Wells Fargo & Co. is keeping busy on the digital payments front this summer. In late May, the bank announced it will launch a mobile wallet in the coming months. Last week, the bank joined the clearXchange realtime payments network, and will offer instant P2P payments starting August 1. Ahead of the Read More.
Speaker: Gary Dmitriev
Our upcoming webinar aims to demystify the process of selecting and implementing automation tools for financial institutes. This session will provide your roadmap for vetting potential solutions, focusing on due diligence, vendor assessments, and aligning technology with strategic goals. We’ll also address the critical issue of innovation fatigue, offering tips on maintaining enthusiasm and momentum for new initiatives.
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