Jeff For Banks
SEPTEMBER 6, 2013
'When it comes to pricing loans, my experience tells me we use competitor pricing as our de facto pricing model. For consumer and residential loans, where rates and fees appear on the competitors'' websites, it''s not so difficult. But for commercial loans, I suspect we follow anecdotes such as what customers tell us or what friendly competitors murmur to us at a cocktail party.
Javelin Strategy & Research
SEPTEMBER 26, 2013
If you have been following PayPal over the past year or so, yesterday's acquisition of Braintree will not have come as a great surprise. PayPal is clearly on a roll - a cursory look at their activity in recent months includes the following.
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Jeff For Banks
SEPTEMBER 18, 2013
'My buddy Dave Gerbino and I are speaking about product profitability at the ABA Marketing Conference in San Antonio next week (Monday, September 23rd, 11am if you''re in town). While developing our presentation, Dave drops Bar Rescue on me. Never heard of it, I said. Apparently, it''s a Spike TV reality show where a bar expert (great job!), Jon Taffer, helps owners turn their flailing establishments around (see video clip).
Jeff For Banks
SEPTEMBER 26, 2013
'I recently attended the ABA Marketing Conference in San Antonio where a speaker from USAA said something similar to this post''s title. Really? How do I explain the branding study by a client that identified Ally Bank as the most recognizable brand in their market? As most readers know, Ally is the former bank-finance arm of General Motors (GMAC). They required a substantial capital infusion from Uncle Sam to keep them solvent during the financial crisis.
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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.
Javelin Strategy & Research
SEPTEMBER 26, 2013
EBay’s announcement today that it is acquiring Braintree , the next-generation global payment platform, for $800 million in cash is one more indication that the ship is beginning to turn at PayPal under its president David Marcus. In the race to mobile dominance, Marcus has freely acknowledged that PayPal needed to change, to become less bloated and inward facing and more open to developers.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Javelin Strategy & Research
SEPTEMBER 18, 2013
About a week ago, a fraudulent order was placed for a copy of Javelin’s most recent report on Identity Fraud. The online order was attempted, but the product was never delivered. Certain red flags alerted our team that this transaction was a wee bit suspicious, including an address that didn't seem quite right. “Is Maryland in the U.K.? Hey, someone ask Nick Holland!
Javelin Strategy & Research
SEPTEMBER 12, 2013
The world of Fintech conferences is somewhat bloated with mediocre events that lack originality and content, but Finovate still stands out as something of a must see due to its unique format. For those of you not familiar, there are rules for Finovate – strict ones.
Javelin Strategy & Research
SEPTEMBER 5, 2013
PayPal, the consumers’ online alternative choice, today further staked its territory as expanding into the physical world with a major update to its free iOS and Android apps. There’s a battle going on as firms fight for supremacy of the mobile wallet and one of the biggest heavyweight contenders is PayPal.
Javelin Strategy & Research
SEPTEMBER 3, 2013
Microsoft’s canny purchase of Nokia for the low price of $7.2 billion reopens up the rumors that Stephen Elop’s move to Nokia was a Trojan horse, intended to open the doors to the announcement today. Nokia’s share of the handset market under Elop shriveled while its stock price dropped over 60%, allowing Microsoft to swoop in for the killer deal.
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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment
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