Jeff For Banks
AUGUST 21, 2013
'Does your financial institution pursue a relationship driven strategy? If so, you would be in the majority for community FIs. If not, you are much maligned. In my last post I identified five things I don''t understand. One was "Our Money Is No Different Than the Bank Down the Street". I discussed my confusion as to how bankers could believe this and still pursue a more expensive relationship driven strategy.
Money and Payments
AUGUST 21, 2013
'These days I noticed an interesting discussion in my Twitter time line and on the web on the fact that the German government has ''recognized'' Bitcoins (even as legal tender, as cnbc reported for some time). There were many reports on the matter, outlining that Bitcoin is apparently gaining further acceptance among regulators. But as the reports were a bit confusing I felt it would be good to track the sources.
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Javelin Strategy & Research
AUGUST 19, 2013
My brows furrow while I fill in the 10 rows of payments field on my smartphone to buy the perfect pair of cycling gloves. In 2012, Javelin research showed that over $20 billion was purchased by U.S. consumers using their mobile devices, with the vast majority happening online through mobile browsers and apps vs. in a store. I am doing my best to increase that total, but I am finding that I need to be very patient to complete a purchase with my iPhone.
Jeff For Banks
AUGUST 10, 2013
'Some people see far more gray areas than I do. When common sense, reason, and facts support one direction, I am confused why we don''t move in that direction. If I listed everything I don''t understand, you would be reading a long, long time. So I will limit myself to five things that recently confused me, and are relevant to banking. 1. Vision Doesn''t Matter I hear this a lot and a recent quote from General Colin Powell convinced me to put this on top.
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Jeff For Banks
AUGUST 2, 2013
'This week, a US District Judge issued a snarky rebuke of the Federal Reserve''s 24 cents per debit card transaction cap, sometimes known in the common sense world as price fixing. Judge Richard Leon opined that a seven to twelve cent cap would be more in line with Dodd-Frank''s Durbin Amendment. How do I feel about the Durbin Amendment in general and how it likely came about can be discerned from a previous post.
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