Accenture
OCTOBER 28, 2020
In my previous posts, I covered the potential that Open Banking and treasury application programming interfaces (APIs) offer both banks and their corporate customers and gave examples of some leading industry players. In this post, I’d like to highlight some key observations of how these leaders are navigating the first wave of corporate banking and….
Payments Dive
OCTOBER 30, 2020
Omnichannel marketing is a key factor in reaching and retaining customers today. Whatever channel a customer may be using, there is one thing they expect: a personalized experience. Mark Aldred, head of international sales for Auriga shares his insight on this topic.
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Perficient
OCTOBER 26, 2020
Google has been constantly making algorithm updates in the past couple years. Why? Has their focus shifted? In this episode of the?award-winning?Here’s Why digital marketing video series, Eric Enge goes through different Google algorithm updates since March of 2018 and explains why Google made these updates. ? ? ? ? ?. Don’t miss a single episode of Here’s Why.
South State Correspondent
OCTOBER 26, 2020
In the olden days, if you wanted to market deposits, the head of Retail would come to Marketing and say something like - “We need to raise deposits,” or “We have a new account opening platform that we need to market.” Marketing would then put together some ideas for a print or digital campaign; Retail would sign off on it, and then they would roll it out.
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Most people dread the nearing of the month-end close and reconciliation process, and who can blame them? It's typically a tedious, long, stressful process; but it doesn't have to be. Implementing automation into your month-end process can significantly reduce this headache by automating up to 40% of your reconciliation and saving nearly 30% of your time spent.
Accenture
OCTOBER 26, 2020
This thought leadership piece – and the related blogs that will explore key topics – will outline why, in the post-COVID-19 era, marketplaces will prove a crucial operating area for banks. We will illustrate how some leaders have ventured profitably into this space, and will explain the steps banks can take to create marketplaces of…. The post Banking Marketplace: Making a Wise Pivot appeared first on Accenture Banking Blog.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Perficient
OCTOBER 28, 2020
After a fun day on the green s , we’re excited to learn that L earning Care Group (L CG ) iCare’s Annual Golf Outing raised $143,551 in proceeds! T his year marks Perficient’s 4 th anniversary as a proud sponsor of the event benefiting childcare providers at Learning Care Group in times of need. . The LCG iCare Foundation was established to assist Learning Care Group childcare providers in instances of unexpected crisis such as natural disaster, fire, domestic abuse , and funeral costs
PYMNTS
OCTOBER 27, 2020
That consumers are a bit gun shy when it comes to shopping in physical stores — particularly when it comes to checking out at the point of sale and having to share a touchpad with every other shopper that’s been in all day — is well known a little over a half-year into the pandemic. But as PYMNTS’ recent data on the subject found, there’s more than one way to avoid physical contact with the POS inside a store — and consumer preferences are trending toward one over the other.
Payments Source
OCTOBER 30, 2020
MoneyGram's digital offerings are attracting different types of consumers into the company fold, CEO Alex Holmes said during the third-quarter earnings call.
Bobsguide
OCTOBER 26, 2020
Despite having registered over two million users in the UK, Open Banking is still failing to meet its objectives of creating a more competitive retail banking landscape. “Everything that it's looking to achieve in terms of improving competition and transparency amongst the incumbent.
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Dive into the complexities of New York lien laws with our comprehensive eBook, 'New York Lien Law Essentials: 5 Key Facts for Commercial Lenders.' In this detailed guide, we explore the critical formalities necessary for lenders navigating ground-up construction and fix-and-flip projects in the New York market. From documentation requirements to the implications of non-compliance, learn how to safeguard your lending position and prioritize legal adherence.
Perficient
OCTOBER 26, 2020
The Michigan Council of Women in Technology (MCWT) virtually presented the 12 th annual Embrace the Moment – MCWT Digital Signature Gala on Saturday, October 17, 2020. This event empowers female leaders in Michigan who change the world through technology. I had the opportunity to attend this unique event and learn more about the incredible initiatives put forth to help bridge the gap in IT-related occupations held by women in Michigan and across the United States.
PYMNTS
OCTOBER 30, 2020
Maybe it’s a byproduct of that which shall not be named — by which we mean the pandemic — but PYMNTS’ Provider Rankings have been remarkably calm and unwavering throughout 2020, including our latest Provider Ranking of Personal Loan Apps , a category of intense interest. We’re not saying there are absolutely no changes, but few enough that we should be able to make short work of summing up the hottest personal loan apps out there.
Payments Source
OCTOBER 27, 2020
Mastercard and PayPal have added to an existing partnership by using Mastercard Send to support immediate access for debit transfers via PayPal's mobile in nine European markets.
Bobsguide
OCTOBER 30, 2020
The European Securities and Markets Authority’s (Esma) new stress tests expose a lack of preparation among asset managers, highlighting the importance of regtech providers in risk assessments. “The industry has been relying heavily on independent regtech providers who offer solutions.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
Perficient
OCTOBER 26, 2020
Part of Apple’s iPhone 12 family announcement included a big push around 5G capabilities and the promise of a better life, all because users will be able to do things faster than they did before. Apple (and others) are calling 5G a “game-changer” but is it? And if it is, what exactly is the 5G game and why should you care as a business?
PYMNTS
OCTOBER 28, 2020
When asked why he robbed banks, Willie Sutton — the famous criminal with four decades of bank robbery experience — is said to have offered what was likely history’s clearest answer: “Because that’s where the money is.”. Whether Sutton ever actually uttered that line is a matter of historical debate. But what isn’t debatable is the essential truth of his purported statement — and how relevant it is to the 2020 holiday shopping season, as Kount Chief Customer Experience Officer Rich Stuppy recent
Payments Source
OCTOBER 26, 2020
JCB International has entered an acquiring partnership with Riyad Bank to enable acceptance of JCB cards at merchant terminals and ATMs throughout Saudi Arabia.
Jack Henry
OCTOBER 26, 2020
The COVID-19 pandemic has significantly impacted our economy in 2020, triggering unprecedented fiscal and monetary stimulus by the federal government and the Federal Reserve. This massive outlay of money will have long-term effects on all aspects of the economy moving forward. It’s most obvious now in the Treasury markets, where interest rates are at or near historic lows.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
Perficient
OCTOBER 29, 2020
If you have a project in your repository that you want to host on the web, running the build and release pipelines on Azure is one way to go. Although configuring them is super easy, the process itself is not very intuitive especially the first time you encounter it because what each pipeline does is not self-explanatory. In this blog post, I will be going over what you need, what each of the pipeline does, and how you can configure them.
PYMNTS
OCTOBER 30, 2020
Digitizing documents is key to optimizing workflows, but when it comes to the procure-to-pay space, not all digital invoices and purchase orders are created equal. XML invoices, which digitize the data on the invoice, are only a fraction of total invoice volume. The rest come in a variety of formats, including PDF and, of course, paper. And just because a PDF may be technically an "electronic" format, it presents many of the same challenges as paper — i.e., the need for manual extraction and ent
Payments Source
OCTOBER 27, 2020
Bank of America has seen a 33% increase in cash gifts flowing through the Zelle P2P app since the start of the pandemic, with total gifting volume reaching $1 billion.
CFPB Monitor
OCTOBER 27, 2020
Among the suite of consumer protection bills signed into law last month by California Governor Gavin Newsom is AB 2524. The bill, as enacted, is a less-expansive version of an assembly bill that would have created an entirely new and broad system of regulation over debt settlement companies through amendments to the Check Sellers, Bill Payers and Proraters Law.
Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem
Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.
Perficient
OCTOBER 24, 2020
In late 2019 Oracle released Fusion Analytics Warehouse (FAW). FAW is built on Oracle Analytics Cloud (OAC) and powered by Oracle Autonomous Data Warehouse (ADW). It provides personalized application analytics, benchmarks, and machine learning-powered predictive insights across all line-of-business job functions and business processes for Oracle Cloud Applications.
PYMNTS
OCTOBER 27, 2020
Blockchain industry stocks are on the rise as bitcoin reaches new heights, Seeking Alpha reported. HIVE Blockchain Technologies, Riot Blockchain and Marathon Patent Group are on the uptick, according to the report, which was published early Tuesday (Oct. 27) afternoon Eastern Time. Bitcoin reached higher than the $13,600 level intraday. The price of bitcoin was $13,750.90 as of 7:19 p.m.
Payments Source
OCTOBER 27, 2020
Michael Moeser, senior analyst at PaymentsSource, talks to Chris Lybeer, chief strategy officer at Revel, about the trends driving digital payments in the restaurant industry.
Cisco
OCTOBER 26, 2020
Today’s Security Environment. As we review the impact of COVID-19 on major industries at a global level, it is heartening to know that the financial services industry as a whole, has been able to withstand the immediate pressures arising from the pandemic. The post COVID-19 era for the financial services industry will be rife with low interest rates, low profitability and increased non-performing assets (mortgages, business loans etc.).
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
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