Perficient

SEPTEMBER 8, 2021

Harvard Business Review defines the New Experience Economy as the fourth evolution of economic value, which includes commodities, products, services, and now, experiences. It is at this point where the product is most differentiated and pricing most premium. In a commoditizing marketplace such as personal lines, a personal experience is an opportunity for carriers to differentiate themselves from one another and create value that the insured will reward with retention and share of wallet.

social media 477

social media Analytics Maine Study 477

Accenture

SEPTEMBER 9, 2021

Middle market bank leaders sometimes assume that the most transformative technologies are out of their reach. But the path to future competitiveness in banking runs through technology. No matter the size of the bank. Middle market banks are in an enviable position when it comes to getting the full value of emerging technologies. They have…. The post Think big tech is only for big banks?

Technology 427

Technology Marketing Trends 427

Abrigo

SEPTEMBER 10, 2021

September 11, 2001 will stay with Americans forever. This day was a pivotal point for all Americans, especially BSA officers and FinCrime professionals. Would you like other articles like this in your inbox? Takeaway 1 The terrorist attacks of September 11 were a pivotal point in the BSA, and the world. Takeaway 2 The USA PATRIOT Act was the first legislation that criminalized terrorist financing in the United States.

Training 195

Training Risk Management Pennsylvania Resources 195

Jack Henry

SEPTEMBER 9, 2021

Real-time payments are the most consequential development in the payments industry in decades. Innovative fintechs and big techs anticipated the demand for instant payments and focused on developing solutions that modernize and expedite consumer and commercial payments.

Fintech 158

Fintech Payments Innovation Industry 158

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

SWBC's LenderHub

SEPTEMBER 7, 2021

Last Week: Despite a rapidly worsening global wave of Covid, catastrophic natural disasters, and weaker than expected economic numbers—culminating with a huge downside miss for August employment creation—risk assets managed to pull out gains for the week. It seems, yet again, that bad news equals lower for longer with regard to Treasury yields and that means higher corporate equity and debt values.

Marketing 145

Marketing Bitcoin Management Capital 145

BankUnderground

SEPTEMBER 7, 2021

Ambrogio Cesa-Bianchi and Andrea Ferrero. Restrictions on activity to curb the spread of Covid-19 led to a shutdown of specific parts of the economy. These lockdown measures can be thought of as a shock that suddenly decreases the supply of affected sectors, which lowers output and increases their price. Guerrieri et al (2020) propose a theoretical model of ‘Keynesian supply shocks’ where a sectoral supply shock triggers knock-on effects on demand in other sectors which, if strong en

Policies 133

Policies Analysis Examples Data 133

CFPB Monitor

SEPTEMBER 7, 2021

During D.C.’s declared State of Public Health Emergency, several financial protections have been put in place, including some that severely limit, among other things, collection activities relating to consumer contracts, repossession, and legal actions on accounts. On September 1, Mayor Muriel Bowser signed the most recent pair of emergency and temporary legislation to land on her desk, B24-0347 and B24-0348.

District of Columbia 133

District of Columbia Course Payments Regulation 133

TheGuardian

SEPTEMBER 6, 2021

Barclays and HSBC among banks booking money equivalent to 14% of annual profits in offshore entities Leading European banks are booking around €20bn (£17bn) a year – equivalent to 14% of their total profits – in tax havens, with Barclays, HSBC and NatWest Group among those enjoying the lowest tax rates, according to a new report. The figures emerge from an analysis, conducted by the EU Tax Observatory, of 36 big banks required to publicly report country-by-country data on their activities.

Taxes 109

Taxes Analysis Groups Report 109

CB Insights

SEPTEMBER 7, 2021

Blockchain companies raised more venture capital and private equity funding in H1’21 than any full year in history. The space is rapidly evolving as startups tackle a wide range of challenges in financial services and other industries. For example, online exchanges are making cryptocurrency trading and investing more accessible to consumers. Meanwhile, non-fungible tokens ( NFTs ) are making strides toward becoming mainstream. download our best of blockchain research.

blockchain 101

blockchain Company cryptocurrency Examples 101

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

ATM Marketplace

SEPTEMBER 7, 2021

You still have a chance to join the Bank Customer Experience Summit, but you need to act quickly. Registration closes on Sept. 10 for the event, which will be held in Chicago from Sept. 13 to 15. This summit will gather experts from leaders in the industry ranging from Truist to Republic Bank of Chicago.

Customer Experience 100

Customer Experience Chicago Industry 100

American Banker

SEPTEMBER 7, 2021

Community Bank 99

Community Bank Policies Community 99

FICO

SEPTEMBER 8, 2021

We recently shared that the national average FICO® Score increased to 716 (as of April 2021). Our blog post on the subject highlighted that consumers in the lower score ranges were the biggest driver of the upward trend from 708 in the prior year. For example, for those consumers who had a FICO® Score value between 550-599 as of April 2020, their average score went up from 575 as of April 2020 to 596 as of April 2021.

Cards 98

Cards Payments Analysis Meeting 98

BankInovation

SEPTEMBER 7, 2021

San Jose, Calif.-based Leading robotic processing automation (RPA) company Automation Anywhere has raised more than $849.3 million in eight funding rounds, and is preparing for its initial public offering. Bank Automation News sat down with newly appointed Chief Information Officer Sumit Johar to discuss his approach to automation and information technology (IT).

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San Jose Technology Company 98

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

BankDeals

SEPTEMBER 4, 2021

First Tech Fed Credit Union (easy membership) added 50 bps to its 36mo Bump Up CD ($500)/Bump Up Jumbo CD ($50k). 1 rate increase and 1 additional deposit each 12 months.

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TheGuardian

SEPTEMBER 6, 2021

Companies such as PwC and Goldman Sachs offering extra perks to persuade home workers to return Companies across the UK are offering perks to lure their staff back into the office after nearly 18 months of working from their kitchen tables, ranging from free meals and ice-cream to cash bonuses. The professional services firm PwC’s 22,000 UK workforce are being offered one of the most lucrative incentives, each receiving an extra £1,000 this month, as they switchto a hybrid working environment wh

Company 98

Company 98

American Banker

SEPTEMBER 9, 2021

Compliance 97

Compliance Regulation 97

BankInovation

SEPTEMBER 7, 2021

Automation Anywhere Inc., a software company backed by SoftBank Group Corp.’s Vision Fund, is preparing for an initial public offering that could happen later this year, according to people familiar with the matter. The company, based in San Jose, California, focuses on robot process automation, which helps companies save time and money by automating repetitive, […].

San Jose 97

San Jose California Software Groups 97

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

ATM Marketplace

SEPTEMBER 10, 2021

How do banks keep up with changing customer expectations and a tougher landscape? A webinar hosted on ATM Marketplace and sponsored by NCR Corp. entitled "Non-traditional branches: A new approach for a changing world" addressed how non-traditional branches can make a big impact.

Branch Strategies 82

Branch Strategies Strategy ATM 82

TheGuardian

SEPTEMBER 6, 2021

People have been carrying them around for centuries, but their days are now numbered. The burning question? Where to keep that old, ever-optimistic condom … Name: The wallet. Age: So the word has been around since the 14th century, but it used to refer to a small sack for carrying provisions. The introduction of paper money to the west in the 1600s led to the development of wallets for the way we use them today.

Cards 91

Cards 91

American Banker

SEPTEMBER 10, 2021

Digital Banking 88

Digital Banking Technology Fintech Payments 88

BankInovation

SEPTEMBER 8, 2021

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Data 97

Data Video Technology 97

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Analysis

CFPB Monitor

SEPTEMBER 8, 2021

(Register for Ballard Spahr’s webinar at the link below). The CFPB issued a consent order against an income share agreement (ISA) provider, Better Future Forward (BFF), in which it concluded that BFF’s ISAs are extensions of credit under the Consumer Financial Protection Act and Truth in Lending Act and are “private education loans” under TILA. In doing so, the CFPB alleged that BFF: Engaged in deceptive acts and practices by representing that its ISAs are not loans and do not create debt; Viol

Resources 78

Resources Lending Regulation National 78

TheGuardian

SEPTEMBER 10, 2021

Revamped interiors and flexible working plan at City HQ look to usher in new dawn for thousands of returning staff It was a lingering reminder of Royal Bank of Scotland’s former boss Fred Goodwin: the blue and yellow carpets that were allegedly handpicked by the disgraced banker, who was blamed for the bank’s near-collapse more than a decade ago and was subsequently stripped of his knighthood.

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Groups Meeting 86

American Banker

SEPTEMBER 8, 2021

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BankInovation

SEPTEMBER 9, 2021

The real world poses as much of a threat as the online one, cybersecurity experts said in a Thursday webinar hosted by Bank Automated News. Synthetic identity fraud occurs when a criminal combines stolen identification, such as a Social Security number, with other identifying information to create a new, false identity. “One of the significant […].

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Fraud Security Online 97

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