TheGuardian

NOVEMBER 23, 2024

The shadow banking sector is trying its hand at trading in debt-based products such as collateralised loan obligations When Margot Robbie made a surprise cameo in the 2015 film adaptation of Michael Lewis’s book The Big Short , she did more to educate the general population about the risks of securitisation than most financial experts. The Australian actor’s brief monologue, notoriously delivered from a champagne bubble bath, explained how banks were bundling up their growing cache of risky sub-

Security 111

Security 111

American Banker

NOVEMBER 26, 2024

The National Credit Union Administration lacks the authority to regulate third-party vendors that supply vital services to the industry. This creates a major risk to credit union customers and the broader U.S. economy.

National 89

National Regulation Industry Cyber Security 89

ATM Marketplace

NOVEMBER 24, 2024

Contactless payment technology has become a critical tool for both consumers and businesses in today’s digitally driven economy. As convenience, speed, and safety become increasingly prioritized, the technology allows transactions to be completed with a simple tap or wave, eliminating the need for physical cash or card swipes.

Payments 101

Payments Tools Cards Technology 101

The Paypers

NOVEMBER 25, 2024

Stripe, a US-based payment processing company, has announced its intention to purchase back its shares at a nearly USD 70 billion valuation.

US 74

US Payments Company 74

Advertiser: ZoomInfo

Savvy B2B marketers know that a great account-based marketing (ABM) strategy leads to higher ROI and sustainable growth. In this guide, we’ll cover: What makes for a successful ABM strategy? What are the key elements and capabilities of ABM that can make a real difference? How is AI changing workflows and driving functionality? This Martech Intelligence Report on Enterprise Account-Based Marketing examines the state of ABM in 2024 and what to consider when implementing ABM software.

Marketing

The Paypers

NOVEMBER 25, 2024

TBC Bank Uzbekistan , a mobile-only bank, has announced that it obtained a USD 10 million loan from the European Bank for Reconstruction and Development ( EBRD ).

Security 68

Security Mobile 68

ATM Marketplace

NOVEMBER 26, 2024

This year’s Self-Service and Innovation Summit, hosted by Networld Media Group in Tampa, Florida from December 9-11 will culminate with “Thought leader roundtable: Executive predictions,” a panel dedicated to helping decipher fact from fiction and providing practical advice for building your business.

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Tampa Innovation Florida Strategy 140

BankUnderground

NOVEMBER 28, 2024

Benjamin Crampton, Rupert-Hu Gilman and Rebecca Mari. With climate change set to increase the frequency and intensity of flooding in the UK , it is important to deepen our understanding of the potential microeconomic impacts that may propagate into the macroeconomy. We integrate firm-level corporate records, with Ordnance Survey business-premise address information and publicly available flood maps to investigate two questions.

CA 113

CA Regional Resources Policies 113

Cisco

NOVEMBER 25, 2024

Learn how financial institutions can address ransomware and software and patch requirements to address public vulnerabilities.

Management 115

Management Software Industry 115

Payments Dive

NOVEMBER 27, 2024

Consumers’ credit card delinquencies have risen this year, along with their balances, according to an annual Federal Reserve Board report.

Cards 397

Cards Report 397

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

ATM Marketplace

NOVEMBER 29, 2024

Where is cash headed in the 2025? What about ATM usage and recyclers?

ATM 120

ATM 120

American Banker

NOVEMBER 27, 2024

"Too big to fail" banking giants like to masquerade as community banks when it suits their purposes, but they will never be able to replace real, local bankers with deep ties to their customers.

Community Bank 99

Community Bank Community Policies Compliance 99

Cisco

NOVEMBER 25, 2024

Learn how financial institutions can address ransomware and software and patch requirements to address public vulnerabilities.

Management 91

Management Software Industry 91

Payments Dive

NOVEMBER 27, 2024

With credit card interest rates at a historic high, consumers are likely to gravitate to lower-cost alternatives, including potentially buy now, pay later options, industry consultants say.

Cards 369

Cards Industry 369

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

Lending

ATM Marketplace

NOVEMBER 29, 2024

There is a great need for banks to optimize processes to keep cash relevant and cost effective, but also ensure that it fits within the wider payments landscape

Meeting 103

Meeting Management Payments 103

American Banker

NOVEMBER 28, 2024

The U.S. is well behind other countries in implementing open banking and delivering its benefits to customers. Brazil's success in that area can serve as a useful model.

US 90

US Policies Data Compliance 90

TheGuardian

NOVEMBER 27, 2024

Rouble hit 110 against the dollar after US introduced sanctions against Gazprombank, Russia’s third-largest bank Russia’s rouble has plunged to its lowest rate against the dollar since the early weeks of the full-scale invasion of Ukraine in the wake of new western sanctions and growing geopolitical tensions. The rouble on Wednesday hit 110 against the dollar for the first time since 16 March 2022.

US 109

US 109

Payments Dive

NOVEMBER 25, 2024

U.S. fraud losses due to push payment scams are rising, partly because of more real-time payments, according to a report from the payments company ACI Worldwide.

Report 221

Report Payments Fraud Company 221

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

BankUnderground

NOVEMBER 27, 2024

Ambrogio Cesa-Bianchi, Alex Haberis, Federico Di Pace and Brendan Berthold To achieve the Paris Agreement objectives, governments around the world are introducing a range of climate change mitigation policies. Cap-and-trade schemes, such as the EU Emissions Trading System ( EU ETS ), which set limits on the emissions of greenhouse gases and allow their price to be determined by market forces, are an important part of the policy mix.

Policies 73

Policies Analysis System US 73

American Banker

NOVEMBER 29, 2024

As the banking industry becomes increasingly technology-dependent, wise bank leaders recognize that a bank is not solely defined by its buildings, technology or pricing. It is human connections that truly set a bank apart.

Industry 88

Industry Technology 88

TheGuardian

NOVEMBER 28, 2024

Ex-chancellor one of three partners to share sum at Robey Warshaw, co-founded by ‘trillion-dollar man’ Simon Robey The former Tory chancellor George Osborne has collected a share of a £30m pay pot after the City advisory firm Robey Warshaw reported record profits. Osborne was one of three partners to share in the sum at the Mayfair-based boutique investment bank, which advises FTSE 100 and US clients on major corporate deals.

US 93

US Report 93

The Paypers

NOVEMBER 27, 2024

Cardless has announced a USD 30 million funding round, aimed at its continued development of credit card and loyalty products, as well as its expansion in multiple markets.

Cards 77

Cards Marketing 77

Advertiser: ZoomInfo

Over the last two years, there’s been a 76 percent increase in AI adoption across sales organizations. The reason for its rise? AI increases teams’ productivity by predicting and automating actions that require manual effort. In other words, the research that takes reps hours, AI can do in seconds. For sales teams, AI opens up a world of new possibilities, including automating outreach, identifying best-fit buyers, and keeping CRMs flush with fresh data.

Data

ABA Community Banking

NOVEMBER 25, 2024

Advertising jingles: corny or clever? We take a look at the power of bank jingles, past and present. The post Podcast: Memory, nostalgia and the power of sonic branding appeared first on ABA Banking Journal.

Branding 64

Branding Community Bank Marketing Community 64

American Banker

NOVEMBER 25, 2024

The top five community banks averaged a return on average assets of 6.27% as of June 30.

Community Bank 90

Community Bank Community Industry 90

TheGuardian

NOVEMBER 26, 2024

PRA and FCA propose changes to bonus deferrals in bid to drive growth and improve UK competitiveness Business live – latest updates Senior UK bankers will receive their bonuses years earlier under plans by the Bank of England to relax post-financial crisis restrictions. The proposals are to reduce the bonus deferral period for some of the most senior bankers from eight years to five.

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The Paypers

NOVEMBER 28, 2024

A US appeals court has ruled that the US Treasury Department exceeded its authority when it sanctioned the cryptocurrency mixer Tornado Cash in 2022.

cryptocurrency 72

cryptocurrency US 72

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

Community Bank