BankBazaar

FEBRUARY 16, 2022

If you’re still scanning the horizons for a sign to begin your financial literacy journey, this is it! Read on to understand the four important pillars of financial literacy. If you’ve recently found yourself nodding mutely amid a group of financially savvy people discussing their investments, returns or savings strategies while secretly wondering what they’re on about, perhaps it’s high time you begin your journey towards financial literacy.

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Cards Management Taxes How To 78

BankBazaar

FEBRUARY 18, 2022

Stay ahead of uncertainties and emergencies with a periodic review of your money game. Money is arguably one of the most important tools for survival. Having a sufficient monetary cushion gives us a sense of security. Not only does it let us pursue our aspirations and realise our dreams, but it also lets us stay prepared for emergencies. Hence, it is crucial to create and execute a financial plan.

Policies 78

Policies US Security Course 78

PopularBank

FEBRUARY 17, 2022

No business is immune to fraud, and small businesses are especially at risk. Small businesses experience fraud at a 42% higher frequency than large corporations. Fraudulent activity can have lasting financial consequences for business owners. There are steps small businesses can take to prevent business fraud. 1. Safeguard computers and technology. Employees utilize a lot of technology to get the job done.

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Fraud Training Policies Data 52

Accenture

FEBRUARY 15, 2022

A year or so ago, I wrote that moving to cloud was non-negotiable for middle market banks. My reasoning? Cloud enables everything banks want (and need) to do to compete with digital players. Flash forward to today, and most middle market banks have by now dipped their toes in the proverbial “cloud pool”. I’m certainly…. The post Concerned about cyber security?

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Cyber Security Security Marketing 496

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

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Perficient

FEBRUARY 18, 2022

Monday, February 21 st marks the beginning of Empathy Week. Empathy Week was founded in London in 2019 as an initiative to use storytelling through film to cultivate empathy among school children. During Empathy Week, students are shown one short film each day that showcases a unique human experience. The films’ themes are interlaced into lessons, assemblies, and/or tutor times, allowing for their insights to truly resonate.

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Lending Training Operations Video 294

Jack Henry

FEBRUARY 17, 2022

Like that parched and ancient mariner surrounded by an undrinkable sea, it’s a special kind of torture to be awash in glorious data and not able to use it. And it stings even more knowing data analytics is critical to being able to serve your accountholders at their moment of need.

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Data Analytics 148

Accenture

FEBRUARY 18, 2022

The payments space has surely seen more than its fair share of disruption in the last decade. The advent of service providers like Square, Venmo, Alipay and PayPal has rewritten customer expectations around sending and receiving money. The response of payments incumbents to compete with these new offerings has pushed the industry yet further. Customers….

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Innovation Payments Industry Banking Trends 498

Perficient

FEBRUARY 18, 2022

Monday, February 21 st marks the beginning of Empathy Week. Empathy Week was founded in London in 2019 as an initiative to use storytelling through film to cultivate empathy among school children. During Empathy Week, students are shown one short film each day that showcases a unique human experience. The films’ themes are interlaced into lessons, assemblies, and/or tutor times, allowing for their insights to truly resonate.

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Lending Training Operations Video 294

South State Correspondent

FEBRUARY 12, 2022

In a recent blog [ Here ], we argued that banks are almost always in an inferior position by not re-quoting the loan rate with market movement until the loan closes. We think that when banks book a fixed-rate loan, the fixed-rate must be finalized at the closing table; otherwise, banks give borrowers a free option that has an economic cost – especially in the current volatile and rising interest rate environment.

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

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SWBC's LenderHub

FEBRUARY 14, 2022

Last Week. It was another week for the ages. On Thursday, the January CPI reading came in much higher than expected (and expectations were pretty high) with price pressure hitting just about every part of the economy. The two-year Treasury note started the morning at about 1.31% and by late morning, post-CPI the note’s yield breached 1.60% before “settling back down” at 1.59 at day's end.

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Accenture

FEBRUARY 15, 2022

One of the things I hear most from our banking clients today is that, as they increasingly adopt digital technologies, they are concerned about losing personal connections. Historically, banks have been relationship-based organizations that understood customers on an individual level—and while technology is opening up new opportunities across the ecosystem, it is also removing the….

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Technology Customer Experience 418

Perficient

FEBRUARY 16, 2022

Cryptocurrency continues to grow, and Perficient is committed to helping financial services clients continue to understand and navigate this fast-changing part of the economy. Over the last 90 days, we have let clients know about the federal banking regulators planned cryptocurrency road map , explained what steps national banks need to take to begin crypto activities , provided thoughts on the possibility of a U.S.

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New York cryptocurrency Security FDIC 294

CFPB Monitor

FEBRUARY 14, 2022

A new decision from the U.S. Court of Appeals for the Seventh Circuit in two consolidated cases analyzes the requirements for Article III standing in a FDCPA case. It also addresses what a debt collector must show to establish that it maintained procedures reasonably adapted to avoid an error as required by the FDCPA’s bona fide error defense. Under the bona fide error defense, a debt collector is not liable for a FDCPA violation if it shows by a preponderance of the evidence that (1) the viol

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Policies Report Indiana Compliance 147

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

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ATM Marketplace

FEBRUARY 18, 2022

Physical threats are not the only security concerns for ATMs. Outdated key standards and card skimming are also major issues in the ATM industry. Let's take a closer look at some of these security issues and what causes them.

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ATM Security Cards Industry 133

Accenture

FEBRUARY 18, 2022

Key themes Receivables growth has started to gain momentum, though payment rates remain elevated, with most issuers reporting high single-digit/low double-digit QoQ and YoY growth.? Purchase Volume growth continues to be strong with issuers reporting 15%+ YoY growth; AmEx in particular reported over 35% YoY growth as a result of improved travel spend and strong goods and services spending.?

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US Cards Report Payments 195

BankUnderground

FEBRUARY 17, 2022

Robert Czech, Shiyang Huang, Dong Lou and Tianyu Wang. During the March 2020 ‘ dash for cash ’, 10-year gilt yields increased by more than 50 basis points. This huge yield spike was accompanied by the heavy selling of gilts by mutual funds and insurance companies and pension funds (ICPFs). Focusing on the latter group, we argue in a recent paper that ICPFs’ abnormal trading behaviour in this period was partly a result of the dollar’s global dominance: ICPFs invest a large portion of their

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US Marketing Meeting Policies 139

CFPB Monitor

FEBRUARY 16, 2022

Although several court decisions have held that ringless voicemails to a consumer’s cell phone constitute “calls” subject to the Telephone Consumer Protection Act (TCPA) autodialer prohibition, the Federal Communications Commission (FCC) has not yet officially weighed in on the question. In 2017, a marketing company filed a petition with the FCC seeking a declaratory ruling that the technology was not subject to the TCPA but the petition was withdrawn.

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Technology Marketing Company 147

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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

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ATM Marketplace

FEBRUARY 15, 2022

It can be a major challenge to not want to quit after a bad day. Nastia Liukin, five time Olympic medalist in gymnastics, commentator and entrepreneur, shared first hand her experience with this issue during a keynote address at the ATMIA conference.

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ATM Industry Conference 115

TheGuardian

FEBRUARY 15, 2022

Bumper payouts are ‘kick in the teeth for everyone else suffering with the cost of living crisis’, say critics This week British bankers will start collecting the biggest bonuses since before the 2008 global financial crisis as their employers fight an “increasingly intense war for talent”. As most Britons face the biggest squeeze on their incomes since at least 1990, already very highly paid bankers are celebrating “particularly obscene” bonuses in the City’s pubs and wine bars.

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National Policies 99

BankInovation

FEBRUARY 18, 2022

Open banking is a topic that can no longer be ignored, with the vast majority of financial institutions expecting the biggest changes in the next five years. The opportunities presented by open banking are huge. Banks connect the dots and develop insightful customer journeys; tap into an exceptionally broad marketplace; integrate with third-party services; and […].

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Retail 98

ABA Community Banking

FEBRUARY 16, 2022

Amid persistent inflation and supply chain kinks, small businesses are finding more and more that "cash is king," especially as their suppliers are likelier to ask for cash up front. The post Podcast: Providing Liquidity for Small Businesses Amid Supply Chain Kinks appeared first on ABA Banking Journal.

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Community Bank Lending Community Management 98

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

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Bussman Advisory

FEBRUARY 18, 2022

FinTech Ecosystem Insights by Bussmann Advisory is our weekly newsletter with over 40’000 subscribers across different social media channels, summarizing relevant news and reports related to ecosystems around disruptive technologies, highlighting key updates from the industry as well as our portfolio companies: JPMorgan opens a bank branch in the metaverse Amazon and Visa agree to end global dispute over credit card fees NY Stock Exchange moves closer to NFT trading.

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social media Cards Fintech blockchain 98

TheGuardian

FEBRUARY 18, 2022

Despite £298m pool figure, CEO says group is mindful of inflation and cost of living challenges facing customers NatWest is giving its bankers bigger bonuses this year after the group, still majority-owned by taxpayers, bounced back to a £4bn profit in 2021 as the economy recovered from the coronavirus pandemic. The lender said it had increased its bonus pool to £298m, a 44% increase on a year earlier.

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Groups 98

BankInovation

FEBRUARY 18, 2022

Pakistan’s largest lender, Habib Bank Ltd., will adopt a new platform after months of customer complaints about frequent outages. The Karachi-based lender will onboard its more than 25 million clients onto the Temenos core banking platform, HBL said in a statement Friday, citing increased reliability and security as benefits. HBL had announced a new Chief […].

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Security 98

SWBC's LenderHub

FEBRUARY 18, 2022

Congress has several laws in place to oversee financial institutions—protecting them against illegal activities such as money laundering and protecting consumers from unfair financial practices.

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Regulation Compliance 78

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Community banks seek ways to leverage their technology infrastructure to drive productivity and growth. However, the sheer volume of technology devices, capital constraints, and lack of skilled resources stand in the way. This Strategy Brief explores how a managed device services partner can help bridge this resource gap. Managed device services partners empower community banks to take charge of mission-critical device management activities with: Logistics and installation services to support se

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