BankBazaar

FEBRUARY 24, 2022

Behold! The 10 commandments that can help you part troubled financial waters so you can walk confidently into the ‘promised land’ – a financially secure future! While there’s no one-size-fits-all approach to building a financially secure future, there are certainly some best practices that can help. Remember that while these cannot be carved in stone, they can certainly help part troubled financial waters so you can confidently walk through to the ‘promised land’ of financial security. 1.

Security 147

Security Taxes Cards Management 147

Gonzobanker

FEBRUARY 23, 2022

A financial institution’s Banking-as-a-Service strategy needs to be more than an extra credit project for the I.T. department. The Banking-as-a-Service (BaaS) gold rush has clearly begun. Early adopters are earning prestige while investors and a hoard of community banks explore the opportunity to tap into this new source of revenue. However, if BaaS is ever going to enhance shareholder value, bankers need to ensure they have the strategic focus, operational savvy, and execution commitment to do

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Community Bank Strategy Risk Management Fintech 106

Accenture

FEBRUARY 21, 2022

Fierce competition for talent is nothing new in banking, where digital skills have been in hot demand for years. But the front in the war for talent, like much of the industry, is shifting to the cloud. This is primarily due to two factors: the cloud’s unique ability to supercharge organizational agility, and the fact…. The post What are “cloud skills” for banks, anyway?

Industry 355

Industry Strategy 355

Abrigo

FEBRUARY 25, 2022

What to watch for in 2022 Expect these eight BSA /AML regulatory topics to see changes in 2022 and start preparing now to help your institution s tay up to date. You might also like this webinar on BSA/AML regulatory hot topics. WATCH. Takeaway 1 Now is the time to create a project plan for future BSA/AML regulatory guidance . Takeaway 2 Enhance policies, procedures, and processes for areas that will gain regulatory scrutiny?

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Regulation Policies Compliance Washington 195

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

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South State Correspondent

FEBRUARY 23, 2022

The reality is that most banks only design less than half a product. Sure, bankers are great at getting the basics right, but there is rarely much thought around 66% of the product’s design after that. In this article, we look at the elements of excellent bank product design and provide some hacks on how to improve your current product offerings.

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Branding Marketing Apple Google 195

Accenture

FEBRUARY 22, 2022

As you read this, the internet is being reshaped. And it’s already transforming banking. We have not witnessed a topic explode quite like the metaverse. While extended reality (XR) technology has been around for some time, the topic’s momentum has recently accelerated with some analysts now predicting the metaverse to be an $8 trillion opportunity.….

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Technology Digital Banking 545

Abrigo

FEBRUARY 25, 2022

Personalized Touch with Efficient Service Can Boost Lending Banks and credit unions can boost business lending by combining a relationship focus with transaction-oriented processing. . You might also like our new podcast "Ahead of the Curve: A Banker's Podcast" Listen . Takeaway 1 Many banks and credit unions want to win more business loans but will face higher rates and more competitors.

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Lending St. Louis Community Survey 195

South State Correspondent

FEBRUARY 20, 2022

Community banks refine their products and services to compete for better borrowing relationships – the better borrowing relationships are associated with better credit quality, meaningful cross-sell opportunities, acceptable margins and fee income, and higher return on equity (ROE). Unfortunately, current market dynamics are making it hard for community banks to outcompete for these better borrowing relationships.

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Community Bank Community Marketing Regional 195

SWBC's LenderHub

FEBRUARY 22, 2022

Last Week. It was another wild and crazy one last week as the markets dealt with the dueling narratives of a flight to quality, risk-off reaction to the growing Ukraine crisis in Europe, and continued inflation pressures at home. We ended the week focused on the former as stocks sold off hard. Corporate credit spreads widened only a touch, probably just a touch because there were no forced sellers.

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Marketing Capital 148

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

Accenture

FEBRUARY 23, 2022

When I was shopping online recently, a new option appeared on the checkout screen that presented me the opportunity to finance my purchase. This new offering is becoming pervasive across all asset types, from laptops to lift trucks, and including services such as vacation travel, on B2C, B2B and even P2P shopping sites. The goal…. The post Finance now!

Lending 434

Lending Online 434

Abrigo

FEBRUARY 24, 2022

ALM & measuring short-term interest rate risk Interest rate risk is measured through two approaches. This ALM 101 post describes the earnings at risk(EAR)/income at (IAR) risk perspective (short-term risk to the income statement). Would you like other articles like this in your inbox? Takeaway 1 Interest rate risk for financial institutions is the risk that earnings and market value may decline as market interest rates change. .

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Management Analysis Strategy Policies 195

TheGuardian

FEBRUARY 24, 2022

The UK wants to bar Russia from the international payments network – but others doubt the sanction’s value Russia’s invasion of Ukraine has amplified pressure for tougher economic sanctions on Moscow. The Labour leader, Keir Starmer, was among many to call for Moscow to be shut out of Swift – the world’s main international payments network – with the aim of hitting Russian trade and making it harder for its companies to do business.

Maine 144

Maine Payments Company Policies 144

ATM Marketplace

FEBRUARY 22, 2022

While Bitcoin ATMs and cryptocurrency in general is an expanding business, many banks are still reluctant to work with these businesses due to regulatory concerns; however, banks are developing models to determine if they can work with a cryptocurrency or Bitcoin ATM business.

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ATM Bitcoin cryptocurrency 129

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

BankUnderground

FEBRUARY 24, 2022

Joel Suss, Marilena Angeli and Peter Eckley. Diversity has risen up the agendas of businesses, regulators, and governments in recent years. How diverse are the upper echelons of banks and building societies in the UK? We answer this question in a recent paper using a unique data on the most senior employees for the last 20 years. The data. Arguments for increasing diversity within banks usually stem from at least one of two perspectives: equity and efficiency.

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Trends Regulation Data Policies 105

Abrigo

FEBRUARY 23, 2022

Loan Decisioning Allows Small Business Lending to Grow Community financial institutions can leverage automated loan underwriting to increase small business lending and achieve consistency. . Would you like other articles like this in your inbox? Takeaway 1 Financial institutions are using small business loans as a source of growth and this trend will continue. .

Lending 195

Lending Community Bank Community Analysis 195

TheGuardian

FEBRUARY 25, 2022

Analysis: Only the financial equivalent of unleashing a nuclear arsenal will dent Russia’s foreign assets war chest Russia-Ukraine crisis: live news The war against Russia is one western countries want to fight with only economic sanctions, not guns. Russia’s conflict with Ukraine , despite its long gestation and planning by Vladimir Putin and his supporters in the Kremlin, was supposed to end quickly once financial retaliation began.

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Analysis Company 142

ATM Marketplace

FEBRUARY 25, 2022

ATM pooling can help banks save money and reach the underserved.

ATM 117

ATM 117

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

American Banker

FEBRUARY 25, 2022

FDIC 101

FDIC Community Bank Community 101

Abrigo

FEBRUARY 23, 2022

Making small business loans efficient and worthwhile Digitalizing the lending process can help financial institutions win small business loans and meet customers' needs. You might also like this webinar on small business lending best practices. WATCH. Takeaway 1 Lack of efficiency and staffing problems can make small business loans seem like more trouble than they're worth.

How To 195

How To Lending Software Survey 195

TheGuardian

FEBRUARY 24, 2022

Ukraine foreign minister voices anger as EU leaders likely to decide against blocking Russia from international payments system Ukraine-Russia crisis – live updates The EU faced furious remonstrations from Kyiv as Europe’s leaders looked set to hold back from imposing the potentially most damaging sanction on Russia, even as the Kremlin lay siege to Ukraine via land, air and sea.

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System Payments 112

BankInovation

FEBRUARY 25, 2022

Russia’s invasion of Ukraine puts U.S. financial institutions at elevated risks of cyberattacks, and experts believe proactive steps should be taken to lessen threats. Russian cybercriminals have taken aim at U.S. interests before, and the attacks predicted to arrive in the wake of heightened U.S. sanctions are nothing new, Tari Schreider, strategic cybersecurity advisor with […].

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US Security 98

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

American Banker

FEBRUARY 25, 2022

Fintech 101

Fintech 101

FICO

FEBRUARY 23, 2022

When it comes to fraud, are people worried about the wrong things? New data suggest that people are concerned about fraud, but one of the biggest threats seems to be flying under the radar, at least for consumers. That threat is fraud scams – tactics and techniques that fraudsters are using to trick people into giving away their money. The financial impact of scams is staggering indeed: in the UK alone, authorised push payment (APP) scams accounted for £479 million in gross losses in 2020.

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Fraud Survey Customer Experience Retail 98

TheGuardian

FEBRUARY 21, 2022

A string of controversies have beset Switzerland’s second-largest lender, including Japanese ‘shredding party’ and US sub-prime fraud Credit Suisse leak unmasks criminals, fraudsters and corrupt politicians The revelations that Credit Suisse has been used by crooks, money launderers and corrupt politicians are a public relations crisis for the banking giant.

Fraud 101

Fraud US Report 101

BankInovation

FEBRUARY 25, 2022

Fintech Funding is a look at the top fintech-related funding rounds of relevance to the financial services industry. Payment fintech Stripe last week led a $75 million series C funding round for payroll software fintech Check Technologies, bringing the company’s valuation to $725 million. New York City-based Check is a payroll program that merges data […].

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New York City Fintech Technology New York 98

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

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