The Financial Brand
DECEMBER 18, 2024
This article Is There an Epidemic of “Debanking”? BPI Weighs In appeared first on The Financial Brand. Politics aside, the Bank Policy Institute argues that the current regulatory regime does incentivize denial of banking services to legitimate businesses. This article Is There an Epidemic of “Debanking”? BPI Weighs In appeared first on The Financial Brand.
Alex Jimenez
DECEMBER 17, 2024
2024 proved to be a year where banking and fintech continued to mesh into a single industry. Throughout the year, I wrote several articles that examined several facets of what is going on in the industry. From the shift to engagement banking to the power of AI and digitalization, this years journey has been about understanding and shaping the future of financial services.
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The Financial Brand
DECEMBER 16, 2024
This article Community Banks Face Perfect Storm of Cybersecurity, Regulatory and Funding Pressures appeared first on The Financial Brand. A new CSBS survey reveals community banks caught between innovation and risk as they face rising cybersecurity threats, regulatory pressures and funding challenges. This article Community Banks Face Perfect Storm of Cybersecurity, Regulatory and Funding Pressures appeared first on The Financial Brand.
Jack Henry
DECEMBER 16, 2024
Back in the early 2000s, I faced a devastating situation when the digital banking company I worked for experienced a massive data breach impacting hundreds of financial institutions. At the time, digital banking was new, and many financial institution executives thought the internet was just a passing trend, resulting in caution and fear that digital banking may put their accountholders and financial institution at risk.
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The Financial Brand
DECEMBER 17, 2024
This article 6 Takeaways from Big Banks’ Final 2024 Analyst Sessions appeared first on The Financial Brand. Nuggets from Goldman Sachs analyst go-rounds with Bank of America, Capital One, Citi, Chase, PNC, U.S. Bank and Wells Fargo. This article 6 Takeaways from Big Banks’ Final 2024 Analyst Sessions appeared first on The Financial Brand.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Payments Dive
DECEMBER 20, 2024
The federal agency sued the operator of the pay-by-bank service as well as three bank owners, alleging they let fraud "fester" on the digital system.
William Mills
DECEMBER 17, 2024
If you havent already seen the agencys Tradeshow Guide for 2025 , you will notice that the majority of events tend to be Spring and Fall. However, one exception, and one of my favorite events of the year, is Bank Director's Acquire or Be Acquired Conference which is January 26-28, 2025 in Phoenix, Arizona. Entering its 31 st year, this annual conference enables bank CEOs, board of directors and executive teams to gain a better understanding of the economy, explore opportunities for enhancing sha
South State Correspondent
DECEMBER 17, 2024
Community banks (under $10B in assets) serve a key role for borrowers, local communities, and the broader US economy. Community banks are better positioned than many other creditors to follow and adapt to local economies, industries and trends, thereby, being better stewards of capital. Community banks may also serve as buffers for the extreme swings of business cycles not to mention also financing small businesses, some of which succeed to become world-leading enterprises.
Jack Henry
DECEMBER 19, 2024
Youve heard the term personas being used more and more in recent years, especially as the user experience and growing deposits continue to be a top priority for most banks and credit unions. After all, new account origination is the first step and first impression an applicant has with your institution. So what exactly are user personas, and how can you use them to help strategically prioritize, plan, and implement a new technology investment?
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Payments Dive
DECEMBER 18, 2024
The federal agency warned companies issuing credit cards about illegal tactics, specifically calling out promotions that turn into “bait-and-switch” offers.
TheGuardian
DECEMBER 17, 2024
Watchdog ruled social media post failed to provide balanced information over banks ongoing financing of polluting industries A Lloyds Banking Group advert has been banned for making false environmental claims, making it the second major lender to break the UK advertising watchdogs rules against greenwashing. The ruling by the Advertising Standards Authority (ASA) follows an investigation into a billboard poster and three paid-for posts on the networking website LinkedIn, all of which hailed the
ATM Marketplace
DECEMBER 20, 2024
At this years Self-Service Innovation Summit, hosted by Networld Media Group in Tampa from December 9-11, I had a chance to sit in on the "Thought leader roundtable: Executive predictions" session, which brought together industry leaders to explore innovations in automation, artificial intelligence, and customer experience.
BankUnderground
DECEMBER 19, 2024
Before Bank Underground goes off on its Christmas holidays, its time for the Annual Bank Underground Christmas Quiz! We hope you enjoy testing your knowledge on our festive themed questions on economics, finance and all things central banking 1) (Literature) In which of Jane Austens novels were the Miss Steeles prevailed on to stay nearly two months at the park, and to assist in the due celebration of that festival which requires a more than ordinary share of private balls and large dinner parti
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Payments Dive
DECEMBER 17, 2024
As the card network giant enforces its surcharge rules, merchants react to different experiences in the market and adjust.
TheGuardian
DECEMBER 15, 2024
Nobel laureate Joseph Stiglitz among 50 signatories of statement that points to risks to Labours wider aims Fifty economists and policy experts have issued a warning to Rachel Reeves that encouraging the City to expand could threaten financial stability and jeopardise growth. The chancellor has called the UKs financial services sector the crown jewel in our economy and has claimed that regulations imposed after the global financial crisis have gone too far.
ATM Marketplace
DECEMBER 20, 2024
Paramount Management Group shut down amid legal troubles regarding missed ATM payments.
ABA Community Banking
DECEMBER 18, 2024
Seventy-eight years ago, George Bailey memorably explained the operation of a mutual savings and loan to a national audience inIt's a Wonderful Life. But while today's bankers understand mutuality, do today's potential clients? The post Podcast: Making the feeling ‘mutual’ for a new generation of bank customers appeared first on ABA Banking Journal.
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Payments Dive
DECEMBER 16, 2024
The credit card company is sticking with a strategy to concentrate marketing on the millennial and Gen Z generations shaping shopping trends.
The Emmerich Group
DECEMBER 19, 2024
Merry Christmas to you, your team, and your family. At a time like this, we should stop and reflect on what this holiday is all about. It’s all about family, and we know itbecause having the love and the ability to impact other people in the world and the ones that we brought into the world is a wonderful thing. But listen: Our family extends beyond the family that we’ve given birth to and the one we’re birthed into.
ATM Marketplace
DECEMBER 17, 2024
Read to learn about the features offered by the three main ATM manufacturers in the U.S.
ABA Community Banking
DECEMBER 16, 2024
The total number and value of small-business and small-farm loans made by financial institutions subject to the Community Reinvestment Act declined in 2023 compared to the previous year, the banking agencies reported. The post Banking agencies release CRA data on small-business, small-farm lending in 2023 appeared first on ABA Banking Journal.
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Payments Dive
DECEMBER 20, 2024
Buy now, pay later users in the U.S. tended to be returning customers under 35 years-old, according to a new analysis from LexisNexis Risk Solutions.
American Banker
DECEMBER 19, 2024
Not all banks and fintechs are on board with numberless cards, and some payment professionals question whether they are worth the cost.
The Paypers
DECEMBER 20, 2024
Visa has announced its acquisition of Featurespace , a developer of real-time AI payments protection technology, aiming to optimise its fraud protection capabilities.
Commercial Lending USA
DECEMBER 17, 2024
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