The Financial Brand
DECEMBER 18, 2024
This article Is There an Epidemic of “Debanking”? BPI Weighs In appeared first on The Financial Brand. Politics aside, the Bank Policy Institute argues that the current regulatory regime does incentivize denial of banking services to legitimate businesses. This article Is There an Epidemic of “Debanking”? BPI Weighs In appeared first on The Financial Brand.
Alex Jimenez
DECEMBER 17, 2024
2024 proved to be a year where banking and fintech continued to mesh into a single industry. Throughout the year, I wrote several articles that examined several facets of what is going on in the industry. From the shift to engagement banking to the power of AI and digitalization, this years journey has been about understanding and shaping the future of financial services.
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The Financial Brand
DECEMBER 16, 2024
This article Community Banks Face Perfect Storm of Cybersecurity, Regulatory and Funding Pressures appeared first on The Financial Brand. A new CSBS survey reveals community banks caught between innovation and risk as they face rising cybersecurity threats, regulatory pressures and funding challenges. This article Community Banks Face Perfect Storm of Cybersecurity, Regulatory and Funding Pressures appeared first on The Financial Brand.
Jack Henry
DECEMBER 16, 2024
Back in the early 2000s, I faced a devastating situation when the digital banking company I worked for experienced a massive data breach impacting hundreds of financial institutions. At the time, digital banking was new, and many financial institution executives thought the internet was just a passing trend, resulting in caution and fear that digital banking may put their accountholders and financial institution at risk.
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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.
The Financial Brand
DECEMBER 17, 2024
This article 6 Takeaways from Big Banks’ Final 2024 Analyst Sessions appeared first on The Financial Brand. Nuggets from Goldman Sachs analyst go-rounds with Bank of America, Capital One, Citi, Chase, PNC, U.S. Bank and Wells Fargo. This article 6 Takeaways from Big Banks’ Final 2024 Analyst Sessions appeared first on The Financial Brand.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Abrigo
DECEMBER 20, 2024
This article covers these key topics: How interest rates are shaping 2025 priorities Rate effects on economy, credit risk, allowances Banks and credit unions look to grow deposits A focus on efficiency and lower expenses Top priorities for managing portfolio risk, assets, and liabilities at banks & credit unio ns Abrigo's Advisory Services team and financial institution clients shared their expectations of key focus areas related to credit portfolio risk, ALM, and other topics.
South State Correspondent
DECEMBER 17, 2024
Community banks (under $10B in assets) serve a key role for borrowers, local communities, and the broader US economy. Community banks are better positioned than many other creditors to follow and adapt to local economies, industries and trends, thereby, being better stewards of capital. Community banks may also serve as buffers for the extreme swings of business cycles not to mention also financing small businesses, some of which succeed to become world-leading enterprises.
ATM Marketplace
DECEMBER 20, 2024
At this years Self-Service Innovation Summit, hosted by Networld Media Group in Tampa from December 9-11, I had a chance to sit in on the "Thought leader roundtable: Executive predictions" session, which brought together industry leaders to explore innovations in automation, artificial intelligence, and customer experience.
Payments Dive
DECEMBER 17, 2024
As the card network giant enforces its surcharge rules, merchants react to different experiences in the market and adjust.
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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.
Jack Henry
DECEMBER 19, 2024
Youve heard the term personas being used more and more in recent years, especially as the user experience and growing deposits continue to be a top priority for most banks and credit unions. After all, new account origination is the first step and first impression an applicant has with your institution. So what exactly are user personas, and how can you use them to help strategically prioritize, plan, and implement a new technology investment?
American Banker
DECEMBER 18, 2024
We've seen what can happen when BaaS providers fail to adequately protect consumers. Across the industry, we need to institutionalize the principles of safe banking, both inside and outside of traditional banks.
The Paypers
DECEMBER 18, 2024
The Department of Finance Canada has released a comprehensive framework for consumer-driven banking, also known as Open Banking or consumer-directed finance, in the 2024 Fall Economic Statement.
Payments Dive
DECEMBER 18, 2024
The federal agency warned companies issuing credit cards about illegal tactics, specifically calling out promotions that turn into “bait-and-switch” offers.
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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.
ATM Marketplace
DECEMBER 20, 2024
Paramount Management Group shut down amid legal troubles regarding missed ATM payments.
American Banker
DECEMBER 19, 2024
The integration of artificial intelligence into financial services demands a human-centered approach. This is both a moral obligation and a strategic necessity.
The Paypers
DECEMBER 18, 2024
BVNK , a provider of stablecoin payments infrastructure, has completed a USD 50 million Series B funding round.
Payments Dive
DECEMBER 20, 2024
Buy now, pay later users in the U.S. tended to be returning customers under 35 years-old, according to a new analysis from LexisNexis Risk Solutions.
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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w
ATM Marketplace
DECEMBER 17, 2024
Read to learn about the features offered by the three main ATM manufacturers in the U.S.
American Banker
DECEMBER 16, 2024
Ripple, MoneyGram and FV Bank all bolstered their ability to distribute digital assets, with cross-border transactions emerging as a primary use case.
ABA Community Banking
DECEMBER 18, 2024
Seventy-eight years ago, George Bailey memorably explained the operation of a mutual savings and loan to a national audience inIt's a Wonderful Life. But while today's bankers understand mutuality, do today's potential clients? The post Podcast: Making the feeling ‘mutual’ for a new generation of bank customers appeared first on ABA Banking Journal.
Payments Dive
DECEMBER 20, 2024
The federal agency sued the operator of the pay-by-bank service as well as three bank owners, alleging they let fraud "fester" on the digital system.
Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert
In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.
TheGuardian
DECEMBER 15, 2024
Nobel laureate Joseph Stiglitz among 50 signatories of statement that points to risks to Labours wider aims Fifty economists and policy experts have issued a warning to Rachel Reeves that encouraging the City to expand could threaten financial stability and jeopardise growth. The chancellor has called the UKs financial services sector the crown jewel in our economy and has claimed that regulations imposed after the global financial crisis have gone too far.
American Banker
DECEMBER 19, 2024
Not all banks and fintechs are on board with numberless cards, and some payment professionals question whether they are worth the cost.
ABA Community Banking
DECEMBER 19, 2024
In challenging times, sharing information about support programs resonates with vulnerable consumers, according to a survey of bank customers. The post Survey: More customers need to know about bank assistance services appeared first on ABA Banking Journal.
Payments Dive
DECEMBER 19, 2024
The card network attributed the spike in fraud partly to criminals adopting artificial intelligence to execute their schemes.
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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment
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