Abrigo

JULY 7, 2021

Key points in this article include: Risks exist in states where canabis is illegal > LEARN MORE Ensuring compliance when not servicing CRBs > LEARN MORE Determine your tier of acceptance > LEARN MORE Banking hemp vs. marijuana vs. CBD > LEARN MORE The gray area of banking CBD > LEARN MORE. You might also like this webinar Navigating Regulatory Haze: Banking Cannabis-Related Businesses and Managing Risk WATCH WEBINAR.

Compliance 195

Compliance Operations Regulation How To 195

Jeff For Banks

JULY 3, 2021

Who are your target customers? Answer: XYZ Why are they your target customers? Answer: They are our most profitable customers. May I see your profitability reports that show this? Answer: *crickets* Is "most profitable" the right answer? Aside from my skepticism that the financial institution actually calculates who their most profitable customers are.

Cyber Security 78

Cyber Security Community Marketing Report 78

Gonzobanker

JULY 6, 2021

Three winning core strategies to accommodate any financial institution’s budget, business case, and future vision. It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions.

Strategy 149

Strategy System Risk Management Technology 149

Perficient

JULY 8, 2021

The Federal Reserve released in late June the results of its annual bank stress tests. The Fed’s Comprehensive Capital Analysis and Review (“CCAR”) stress tests are designed to ensure that large banks can lend to households and businesses even in a severe recession. The annual exercise evaluates large banks’ resilience by estimating their loan losses, revenue, and capital levels—which provide a cushion against losses—under hypothetical recession scenarios that extend nine

Capital 309

Capital Exercises Analysis Lending 309

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

Accenture

JULY 8, 2021

Human touch, digital reach As I write this, parts of the world are slowly returning to a new version of normal. But many of us are still experiencing, or are in recovery from, the massive upheaval brought about by COVID-19. With governments slowly pulling back financial relief measures, those who relied on state funds will…. The post Empathetic banking: Human touch, digital reach appeared first on Accenture Banking Blog.

US 261

US Digital Banking 261

Gonzobanker

JULY 9, 2021

The fintech market is smokin’ hot right now. But is it headed into a warm, steady burn, or will it end up as a dumpster fire? After a year in lockdown where consumers and investors saw Zoom stock zooming, investors are flush with cash (or stock) at the ready. Whether housing, used cars, or timber, demand is driving activity to record levels. Fintech is no different.

Fintech 196

Fintech Lending Community Payments 196

Perficient

JULY 7, 2021

The Office of the Comptroller of the Currency (OCC) has released 16 Community Reinvestment Act (CRA) performance evaluations. These evaluations are based on on-site examinations by OCC-trained staff. On-site examinations are done every other year. The reviews, which can take weeks for small banks and months for large banks, assess an institution’s performance in helping to meet the credit needs of communities, including those of low or moderate-income within its assessment area.

National 309

National Texas Tennessee CA 309

Payments Source

JULY 8, 2021

Management 183

Management 183

Jack Henry

JULY 8, 2021

Economic Value of Equity (or “net economic value” for credit unions) is the difference between the fair value of assets and the fair value of liabilities. Economic value of equity (EVE) is a longer term look at interest rate risk. Over the course of the pandemic, with market interest rates at historic lows, fair value of deposits declined. Consequently, EVE has declined significantly for most banks and credit unions.

Policies 166

Policies How To Course Marketing 166

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

SWBC's LenderHub

JULY 6, 2021

Last Week: Equities continued to grind higher with the S&P 500 managing to set new all-time highs every day of the week. Impervious to bad news, such as the spread of the “Delta Variant,” further Fed speak on tapering, warnings of impending doom from market sages, and continued signs of inflation, the stocks party on. The rally in stocks has become broad and volatility is getting crushed.

Marketing 148

Marketing Management Report Capital 148

Perficient

JULY 6, 2021

While many people are returning to the office after their July 4th festivities carrying on as usual, bankers can return knowing that the Federal Reserve Board has extended the Paycheck Protection Program Liquidity Facility until July 30th. The Paycheck Protection Program Liquidity Facility, or PPPLF, extends term credit to financial institutions making Paycheck Protection Program (PPP) loans, accepting the PPP loans as collateral.

Community 309

Community Operations 309

Payments Source

JULY 8, 2021

Community 174

Community 174

BankDeals

JULY 6, 2021

73% of consumers say they trust their financial institutions, versus just 51% who feel the same about the government regarding banking and personal finance.

Survey 122

Survey 122

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

BankUnderground

JULY 5, 2021

Will Banks, Sudipto Karmakar and Danny Walker. This post is the first of a series of posts about the Covid-19 pandemic and its impact on business activity. During the pandemic, UK businesses have received unprecedented levels of government support , set to total 9% of GDP. This has mainly been through the Coronavirus Job Retention Scheme ( CJRS ), under which 1 in 3 employees have been furloughed , and the government-guaranteed loan schemes that were used by 1 in 4 businesses.

Regional 116

Regional Data Capital Policies 116

ATM Marketplace

JULY 9, 2021

The Bank Customer Experience Summit will address key trends in the financial industry and how to reach a more demanding customer base.

Customer Experience 112

Customer Experience Trends Banking Trends Industry 112

Payments Source

JULY 8, 2021

150

150

ABA Community Banking

JULY 7, 2021

It's summer cycling season, and the Tour de France is in full swing. Barry Allen of Tower Community Bank joins the ABA Banking Journal Podcast to talk about biking adventures closer to home. The post Podcast: How One Bank Turned a Cycling Hobby into a Line of Business appeared first on ABA Banking Journal.

Community Bank 105

Community Bank Community Marketing Retail 105

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

BankUnderground

JULY 6, 2021

Dario Bonciani and Joonseok Oh. The Global Financial Crisis in 2008 caused a significant and persistent increase in unemployment rates across major advanced economies. The worsening in labour market conditions increased uncertainty about job prospects, which potentially gave rise to precautionary savings , putting further downward pressure on real economic activity and prices.

Policies 113

Policies Study Tools Marketing 113

American Banker

JULY 6, 2021

Bitcoin 101

Bitcoin cryptocurrency 101

Payments Source

JULY 8, 2021

134

134

FluentBanking

JULY 9, 2021

LangkaBangla is one of the oldest financial institutions in the country that started its journey back in 1997. Presently only a few NBFI is providing credit card services to its customers. As per our view, it is the most successful credit card service provider among the NBFIs. A LankaBangla credit cardholder can avail almost every benefit of a credit card.

Cards 98

Cards Mobile Online Policies 98

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

BankInovation

JULY 9, 2021

This week, some of the more notable funding rounds included sizeable capital raises for a New Delhi fintech and two European companies, indicating investors ever increasing interest in making headway into Asian and EU markets. Here are?the Bank Automation News highlights. Pine Labs New Delhi-based Pine Labs, a cloud-based merchant commerce platform, announced Tuesday a […].

Capital 98

Capital Fintech Marketing Company 98

American Banker

JULY 8, 2021

100

100

Payments Source

JULY 8, 2021

130

130

ABA Community Banking

JULY 8, 2021

Creating more options for banks of all sizes to reach underserved communities. The post Getting Started with CDFI and MDI Partnerships appeared first on ABA Banking Journal.

Community 98

Community Community Bank 98

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital