TheGuardian

DECEMBER 30, 2024

Relaxing financial rules risks undermining stability, ignoring post-crash lessons and prioritising short-term gains over the long-term health of the economy Rachel Reevess enthusiasm for the City of London the crown jewel in our economy raises concerns. Economists were worried enough to publicly warn her this month that liberalising financial sector regulations could undermine the governments efforts to grow the economy, posing particular risks to the governments wider industrial strategy.

Regulation 111

Regulation Strategy System Industry 111

SWBC's LenderHub

JANUARY 3, 2025

Increasing competition from banks and fintechs has created a need for innovative strategies in a credit unions business. As the need to differentiate ones institution has increased, a new key differentiator has emerged value-added checking accounts.

Innovation Strategies 78

Innovation Strategies Strategy Innovation Fintech 78

Payments Dive

JANUARY 3, 2025

Major trade groups for merchants and banks engaged in another round of fighting last week over whether the Federal Reserve should finalize a lower debit card interchange fee rate.

Cards 221

Cards Groups 221

Commercial Lending USA

JANUARY 2, 2025

Find your ideal self-storage facility business plan: affordable, secure, and convenient home and commercial storage spaces.

Security 52

Security Lending 52

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

How To

American Banker

JANUARY 1, 2025

Fast-growing innovation is sparking bullish sentiment following a boom-and-bust cycle of the past four years.

Fintech 95

Fintech Innovation Payments Technology 95

Payments Dive

JANUARY 3, 2025

A Consumer Financial Protection Bureau lawsuit alleges the retailer and fintech Branch Messenger illegally opened accounts for drivers, and deposited their pay into accounts without their consent.

Retail 370

Retail Fintech 370

TheGuardian

DECEMBER 29, 2024

Launched as a challenger to traditional lenders, it profited from offering state-backed loans during Covid. But then the regulator came calling In June, Raman Bhatia walked into the fifth-floor office at Starling Banks headquarters in east London with a clean slate. It was set to be an antidote to a turbulent two years steering his former employer, Ovo, through an energy crisis and fines for overcharging customers.

Regulation 72

Regulation Marketing 72

American Banker

DECEMBER 30, 2024

Countries around the world have lots of incentives to build an alternative to the U.S.-centric global payments system using central bank digital currencies. The U.S. must get in the game or see its economic might begin to wane.

System 85

System US Payments Technology 85

The Financial Brand

DECEMBER 29, 2024

This article How Banks Can Fend Off Increasingly Sophisticated AI-powered Payment Attacks appeared first on The Financial Brand. AI, deepfakes and sophisticated scams drive 2024's payment fraud surge. Visa report reveals criminals are playing a longer game with delayed cashouts. This article How Banks Can Fend Off Increasingly Sophisticated AI-powered Payment Attacks appeared first on The Financial Brand.

Payments 39

Payments Fraud Branding Report 39

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

Payments Dive

JANUARY 2, 2025

The mega payments processor bought a Canadian digital banking provider after the two jockeyed for business from the delivery company DoorDash.

Digital Banking 221

Digital Banking Payments Company 221

TheGuardian

DECEMBER 29, 2024

New powers come amid concerns that cyber-attacks and outages could put the countrys financial stability at risk City regulators will begin cracking down in the new year on tech firms providing critical services to UK banks amid concerns that cyber-attacks and outages at companies such as Google or Amazon could put the countrys financial stability at risk.

Regulation 70

Regulation Google Digital Banking Operations 70

American Banker

JANUARY 3, 2025

Chris Gorman and four other high-ranking KeyCorp executives have been granted a combined $16.7 million in performance-based equity awards that will vest in two years, as long as the Cleveland-based company meets certain capital requirements and earnings goals.

Cleveland 77

Cleveland Meeting Capital Company 77

The Financial Brand

DECEMBER 31, 2024

This article Are We On the Verge of a Lending Surge? appeared first on The Financial Brand. Banks and lenders need to be ready and armed with technology that supports rapid data processing and decision-making. This article Are We On the Verge of a Lending Surge? appeared first on The Financial Brand.

Lending 19

Lending Branding Data Technology 19

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

Payments Dive

JANUARY 3, 2025

The buy now, pay later firm has a team working to correct a problem with some customers experiencing debit card declines, the company CFO said in December.

Cards 195

Cards Company 195

TheGuardian

DECEMBER 30, 2024

Noel Quinn and Warren East, as well as Chanel chief Leena Nair among business figures to be honoured The former chief executives of HSBC and Rolls-Royce have been knighted, as figures from the business world joined sportspeople, entertainers and public servants on the new year honours list. Noel Quinn, 62, the banks chief executive from 2019 until September, received a knighthood for services to finance and net zero.

Industry 56

Industry Technology Retail 56

American Banker

DECEMBER 31, 2024

As the new year begins, managers across the industry will be setting new goals for their branch bankers. They'll find more engagement and success if they clearly articulate the thinking behind the goal setting.

Management 83

Management Industry 83

Abrigo

DECEMBER 31, 2024

The major priorities and challenges in lending and credit risk in the year ahead Abrigo asked bank and credit union clients and members of our Advisory Services group to identify the trends and challenges that are top of mind. Key topics covered in this post: Regulatory compliance & CFPB 1071 Managing profitability for interest rate dynamics Continued risk in CRE Small business lending opportunities Top-of-mind topics for lenders and credit risk professionals As financial institutions enter

Lending 195

Lending Compliance Data Management 195

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

Payments Dive

JANUARY 2, 2025

The food service point-of-sale and payments software provider said it bought the data analytics company to better service restaurant operators.

Technology 195

Technology Analytics Software Operations 195

TheGuardian

DECEMBER 28, 2024

Planes were going to drop out of the sky, nuclear reactors would explode. But then nothing. What really happened with Y2K? People still disagree Just before midnight on New Years Eve, 25 years ago, Queen Elizabeth II stepped off a private barge to arrive at Londons Millennium Dome for its grand opening ceremony. Dressed in a pumpkin-orange coat, she entered the venue with Prince Philip, taking her place alongside Tony and Cherie Blair and 12,000 guests to celebrate the dawn of a new millennium

US 134

US System Technology 134

American Banker

DECEMBER 30, 2024

These banks are expected to draw regulatory scrutiny in the coming year.

Regulation 83

Regulation Compliance 83

American Banker

DECEMBER 31, 2024

At TD Bank and some other financial institutions accused of aiding and abetting money laundering, AML and branch employees have colluded and even joked about it in instant messages. Technology is part of the answer to detecting and preventing this.

Technology 81

Technology 81

Advertiser: ZoomInfo

Sales and marketing leaders have reached a tipping point when it comes to using intent data — and they’re not looking back. More than half of all B2B marketers are already using intent data to increase sales, and Gartner predicts this figure will grow to 70 percent. The reason is clear: intent can provide you with massive amounts of data that reveal sales opportunities earlier than ever before.

Data

American Banker

JANUARY 3, 2025

Financial institutions need to beware of advanced persistent threats and of the potential security shortcomings of their vendors, experts say.

Security 74

Security Cyber Security Technology 74

American Banker

JANUARY 3, 2025

The future of bitcoin isn't a winner-takes-all scenario where it either replaces the existing financial system or fails entirely. Instead, it's evolving into a multifaceted financial technology.

Bitcoin 67

Bitcoin Financial Technology System Technology 67

American Banker

JANUARY 1, 2025

Jamie Dimon and Brian Moynihan are among the eight chief executives whose blunt, pithy or pugnacious turns of phrase made the year more colorful.

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69

American Banker

DECEMBER 31, 2024

2024 brought important issues front and center for bankers, ranging from the rise of artificial intelligence to the fall of banking-as-a-service.

Industry 68

Industry Data Technology 68

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

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