Abrigo

SEPTEMBER 23, 2024

Critical practices for individuals and organizations to protect their data The National Public Data breach serves as a reminder to all of us that proactive measures are necessary to safeguard our personal information. You might also like this whitepaper: "Protecting banking customers starts with you." DOWNLOAD Takeaway 1 The National Public Data breach exposed over 2.7 billion records and is a reminder to be proactive when safeguarding your data.

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National Data Fraud Security 195

Gonzobanker

SEPTEMBER 26, 2024

In today’s evolving financial world, bank leaders should look to intellectual capital to create shareholder value. Banking: It’s a financially leveraged industry run by financial experts who like to geek out on… well, finance. These days the world of finance even dons matching uniforms with “Finance Bro” vests. And when these finance brothers and sisters think about a bank’s franchise value, they immediately reference equity capital.

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Capital Industry Branding FDIC 78

William Mills

SEPTEMBER 24, 2024

In today’s hyper-connected, information-saturated world, audiences crave authenticity, relevance and connection. Generic messages fail to stand out in this increasingly crowded environment. A powerful tool that is often overlooked is data-driven storytelling. Combining compelling narratives with proven sources of data not only cuts through the noise, but also increases credibility, provides clarity and informs an audience in a more inspiring and influential manner.

Data 82

Data Fintech Tools Strategy 82

Payments Dive

SEPTEMBER 24, 2024

The card network may soon be sued by the Department of Justice over its debit card practices, according to multiple news reports citing anonymous sources.

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Report Cards 415

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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

TheGuardian

SEPTEMBER 22, 2024

Bank says new UK compensation rules will fail to curb APP scams and prove financial sector is not the problem HSBC has thrown its weight behind calls for tech firms to pay up for fraud, saying incoming compensation rules requiring banks to reimburse scam victims up to £85,000 will fail to stem the flow of fraud and prove that the financial sector is not the problem.

Fraud 101

Fraud System Payments social media 101

South State Correspondent

SEPTEMBER 25, 2024

Intelligent agents are poised to change the face of bank operations. At the same time, banks are striving to figure out how to employ generative AI (gen AI) in their operations; part of the answer lies in the intelligent agent. Like how the Internet and smartphones changed banking, these autonomous reasoning models will be built to accomplish specific tasks.

Data 195

Data Examples System Management 195

Payments Dive

SEPTEMBER 23, 2024

The tech giants are inserting themselves into more retail transactions to build loyalty and harvest customer data.

Google 443

Google Payments Retail Data 443

ATM Marketplace

SEPTEMBER 27, 2024

A panel at the Bank Customer Experience Summit addressed how to avoid banking transformation pitfalls

Customer Experience 108

Customer Experience How To 108

Abrigo

SEPTEMBER 23, 2024

Recent loan rate trends from Abrigo Connect Carefully monitoring interest rate trends for loans will help financial institutions remain competitive as rates drop. Would you like other articles like this in your inbox? Data for banks & credit unions Real-time pricing trends for loans Now that the Fed has lowerered interest rates , financial institutions will want to carefully monitor current loan interest rate trends in their markets to remain competitive as rates drop.

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Lending Trends Risk Management Data 221

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Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

South State Correspondent

SEPTEMBER 25, 2024

Intelligent agents are poised to change the face of bank operations. At the same time, banks are striving to figure out how to employ generative AI (gen AI) in their operations; part of the answer lies in the intelligent agent. Like how the Internet and smartphones changed banking, these autonomous reasoning models will be built to accomplish specific tasks.

Data 195

Data Examples System Management 195

Payments Dive

SEPTEMBER 26, 2024

The international wire transfer company has restarted some services after a cyberattack, but is battling to fulfill transactions after taking its systems offline for much of the week.

System 396

System Company 396

TheGuardian

SEPTEMBER 21, 2024

Bank of England may have kept rates steady this week but TSB, NS&I and others have all announced cuts Interest rates may have been kept on hold this week, but the direction of travel is clearly downwards, with savers being urged to check the returns they are getting and switch to a better deal now if their rate isn’t competitive. On Thursday, the Bank of England kept its base rate at 5% after cutting it in August, though many economists think there will be another cut, to 4.75%, at the next

Meeting 109

Meeting 109

Abrigo

SEPTEMBER 24, 2024

When AI complements human decision-making Human oversight, often called a human-in-the-loop approach, remains important as AI increasingly enhances AML/CFT software. You might also like this checklist, "6 steps for compliance with the new AML/CFT program rules." DOWNLOAD Takeaway 1 A human-in-the-loop approach plays a vital role in ensuring that AI systems effectively support alert and case management for AML/CFT suspicious activity monitoring.

Software 195

Software Management Compliance Resources 195

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

South State Correspondent

SEPTEMBER 25, 2024

How does a commercial loan’s maturity and amortization impact credit? Many credit officers would prefer to set shorter maturities for loan repayment terms. The logic is that it is better for the bank to control the credit with a hard stop and revisit credit appetite at shorter intervals. If credit conditions are appropriate, the bank can renew the commitment or re-write the loan, and if credit conditions have deteriorated, the borrower will need to find alternative financing sources.

Analysis 195

Analysis St. Louis Study Examples 195

Payments Dive

SEPTEMBER 24, 2024

The company, which offers payments processing software, has kept its plans close to the vest, but industry insiders say they’ve seen clues.

Software 395

Software Industry Payments Company 395

TheGuardian

SEPTEMBER 23, 2024

Building society ramps up mortgage price war with ‘gamechanging’ move, and it also cuts rates Britain’s biggest building society is to let first-time buyers borrow up to six times their earnings in what has been labelled a “gamechanging” move that ramps up the mortgage price war. Weeks after it was announced that the Halifax and Lloyds would allow new buyers to take out loans worth up to 5.5 times their household annual income , Nationwide said it would now go up to six times income – a first fo

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ATM Marketplace

SEPTEMBER 24, 2024

Here are six banks that partially or fully reimburse ATM fees.

ATM 103

ATM 103

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

ABA Community Banking

SEPTEMBER 25, 2024

Most bankers dread the thought of a core conversion, but once that decision is made, the process can open up new opportunities for strategic growth. The post Podcast: When going through a core conversion pays off appeared first on ABA Banking Journal.

Community Bank 98

Community Bank Lending Community Technology 98

Payments Dive

SEPTEMBER 27, 2024

The venture between the payments processor and the bank will expire in April, prompting a cash payment from one to the other.

Payments 284

Payments 284

TheGuardian

SEPTEMBER 24, 2024

Consumer group says 6,161 branches have been shut since 2015 and there are 30 constituencies without one Yorkshire has the lowest ratio of bank branches to people of anywhere in the UK after a wave of closures that has left many places without a single outlet, research has found. The Yorkshire and the Humber region now has 248 branches left to serve a population of 5.6 million people, according to consumer group Which?

Regional 107

Regional Groups Community 107

American Banker

SEPTEMBER 25, 2024

The banks are testing quantum computing's ability to speed up applications, to alleviate bottlenecks and to do more while consuming less power.

Technology 98

Technology 98

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

Commercial Lending USA

SEPTEMBER 24, 2024

Do you have a great commercial property in the middle of a busy city? Suppose the steady flow of people walking by, the businesses doing well, and the rent money coming in.

How To 95

How To Lending 95

Payments Dive

SEPTEMBER 26, 2024

The Consumer Financial Protection Bureau will decide whether an organization’s practices are transparent and balanced enough to set standards for open banking.

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The Paypers

SEPTEMBER 23, 2024

Financial services company BNP Paribas has announced its agreement with HSBC to acquire its Private Banking activities in Germany, aiming to further solidify its position in the industry.

Industry 92

Industry Company 92

American Banker

SEPTEMBER 24, 2024

Our annual list of the 25 Most Powerful Women in Banking honorees.

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97

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In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital