Payments Dive

MARCH 7, 2025

Payment players and large banks might enjoy lighter regulation if the agency disappears, but should be careful what they wish for, a former CFPB executive says.

Regulation 339

Regulation Payments 339

Abrigo

MARCH 7, 2025

Learn the ins and outs of Regulation E Even if youre not in the banking industry, you've likely heard the term Regulation E compliance (Reg E). Reg E was created to protect consumers using electronic payment systems. While it may sound complex, understanding its requirements is essential for avoiding costly penalties and protecting your financial institutions members and clients.

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Compliance Regulation System Guidelines 195

South State Correspondent

MARCH 3, 2025

By 1985, the banking industry had radically changed. Consolidation among financial institutions started to occur at a pace never seen before, a pace that continues to this day. Understanding the drivers of banking consolidation is imperative when managing bank performance. In this article, we break down the lessons from this long-term trend. In 1985, there were 14,417 FDIC banking charters.

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FDIC Trends Management ATM 195

American Banker

MARCH 3, 2025

In the new open banking world, banks are no longer just service providers but platform enablers that offer everything from payment processing to account verification through application programming interfaces.

Payments 80

Payments Technology Fintech 80

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Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

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Gonzobanker

MARCH 6, 2025

Digital banking solution provider Alkami has announced it will acquire account opening solution provider MANTL for $400 million. Here’s my 5-point gut take on the deal Deposit origination: Job #1. Ron Shevlin’s Whats Going On in Banking research shows deposit gathering is still the #1 challenge for banks while new member growth (requiring deposit accounts) is the #1 challenge for credit unions.

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UX Digital Banking Fintech Conference 88

South State Correspondent

MARCH 4, 2025

Banks face a big set of challenges ahead. To gain a competitive advantage, having an effective and efficient systematic approach that is repeatable and can be part of your bank’s culture would be helpful. In this article, we provide a five-step AI-enabled process that will help your bank with solving strategic challenges. 5S Framework Overview for Solving Strategic Challenges The “4S” problem-solving framework is largely attributed to authors Garrette, Phelps, and Sibony in the

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Examples Capital Data Case Study 221

Abrigo

MARCH 5, 2025

Generative AI and the new loan review process The evolution of banking and risk management over the past few decades has been nothing short of remarkable. From paper-ledger loan reviews to digital spreadsheets and now to artificial intelligence, each leap has brought efficiencies that reshape how financial institutions assess credit risk. Generative AI in credit risk management is the latest step forward , offering a transformative approach to loan review.

Risk Management 195

Risk Management Management Tools Compliance 195

Perficient

MARCH 5, 2025

In the latest episode of the “What If? So What?” podcast, Jim Hertzfeld had the pleasure of speaking with Efi Pylarinou, a renowned FinTech expert, speaker, and author of The Fast Future Blur. Efi shares her journey from Wall Street to becoming a leading voice in financial technology and innovation. The conversation covers a wide range of topics, including the concept of everywhere banking, the impact of AI, and the future of financial services.

Fintech 221

Fintech Meeting Financial Technology Trends 221

Payments Dive

MARCH 6, 2025

The payment processor’s CEO designate, Mike Lyons, has won over analysts and investors with his experience at bank clients and payment peers. He’s expected to take over from Frank Bisignano later this year.

Payments 338

Payments 338

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

Data

TheGuardian

MARCH 1, 2025

Backing of Glencore angers campaigners who have highlighted firms environmental breaches in South Africa One of the worlds biggest banks, JP Morgan, has promoted environmental and sustainable funds to customers which have invested more than 200m in the mining giant Glencore, it can be revealed. Ethical investing has become big business for JP Morgan and other financial giants, with worldwide sustainable investing expected to surpass $40tn by 2030.

Industry 128

Industry 128

BankUnderground

MARCH 6, 2025

Michal Stelmach , James Kensett and Philip Schnattinger Economists frequently use the vacancies to unemployment (V/U) ratio to measure labour market tightness. Analysis of the labour market during the current inflationary period often assumes the V/U ratio is constant and compares this measure with a supposed pre-2019 equilibrium. However, the V/U ratio has trended upwards over recent decades.

Marketing 81

Marketing US Data Online 81

Perficient

MARCH 5, 2025

In the latest episode of the “What If? So What?” podcast, Jim Hertzfeld had the pleasure of speaking with Efi Pylarinou, a renowned FinTech expert, speaker, and author of “ The Fast Future Blur. Efi shares her journey from Wall Street to becoming a leading voice in financial technology and innovation. The conversation covers a wide range of topics, including the concept of everywhere banking, the impact of AI, and the future of financial services.

Fintech 221

Fintech Trends Meeting Financial Technology 221

Payments Dive

MARCH 3, 2025

As if to push back against slowing card business growth in the U.S., the network’s top executives have staked out areas targeted for expansion.

Cards 339

Cards 339

Advertiser: ZoomInfo

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

Marketing

TheGuardian

MARCH 2, 2025

One HSBC banker was paid up to 16.6m in 2024 while figure at Barclays was 14.8m after loosening of pay rules The demise of the UK banker bonus cap has sent pay soaring at Barclays and HSBC where the highest-paid bankers have received their biggest payouts since at least 2014. Analysis of pay documents released this month shows payouts for their most expensive staff surged more than 50% to nearly 20m (16.6m) last year, after the banks took advantage of looser pay rules and allowed staff to be pai

Analysis 111

Analysis 111

Jeff For Banks

MARCH 3, 2025

Minnesota banker Andy Schornack posted the below memo on X that he was going to send to his staff. It was generated by X Grok AI tool and he had not edited or sent it yet. But I thought it so interesting and practical that I wanted to share it with my readers, with Andy's consent. I edited minor things for clarity. Leveraging Microsoft Copilot for Growth and Excellence at Security Bank & Trust Company Prepared by: [Your Name], CEO Date: [Date] Introduction: A Transformative Opportunity for S

Community Bank 74

Community Bank Community Minnesota Security 74

Jack Henry

MARCH 6, 2025

You may have recently heard that Early Warning Services has decided to decommission the Zelle Common Mobile Application (CMA), also known as the Purple App or the Zelle standalone app, for out-of-network transactions. This significant change will impact how users send and receive money, particularly those who rely on the standalone app because their institution is not a Zelle Network participant.

Mobile 68

Mobile Payments 68

Payments Dive

MARCH 5, 2025

The British digital payments company is expanding its U.S. presence after seeing revenue surge last year.

San Francisco 327

San Francisco Payments Company 327

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Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

Groups

TheGuardian

MARCH 6, 2025

Treasury committee finds disruption a result of 158 IT incidents affecting millions of customers Customers at Britains major banks and building societies suffered the equivalent of more than one months worth of IT failures in the last two years, MPs have said. Enquiries by the House of Commons Treasury committee have found that nine of the top banks and building societies operating in the UK accumulated a total of at least 803 hours, the equivalent of more than 33 days, of unplanned tech and sys

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System Operations Online Technology 71

ABA Community Banking

MARCH 1, 2025

SPONSORED CONTENT PRESENTED BY JACK HENRY & ASSOCIATES, INC.Your bank has built trust by focusing on relationships, efficiency, and empowering customers. Today, you may be wondering, “Can AI support our mission and values?”Indeed, AI can be a tool that takes this mission to the next level.Let’s explore four key areas to help you harness the […] The post AI for Banks: A Starter Guide for Community and Regional Institutions appeared first on ABA Banking Journal.

Regional 75

Regional Community Tools Community Bank 75

BankBazaar

MARCH 2, 2025

World Wildlife Day Special: Take this quiz and find out which financial wild animal you are. Explore BankBazaar The post Which Financial Wild Animal Are You? Find Out Now! appeared first on BankBazaar - The Definitive Word on Personal Finance.

Management 148

Management 148

Payments Dive

MARCH 3, 2025

BNPL is evolving, and Sezzle is leading the way. Fueled by a strong Q4, Sezzle expands digital payments to meet consumers where they are—flexibly and responsibly.

Payments 248

Payments Meeting 248

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!

Technology

TheGuardian

MARCH 6, 2025

Bank says it has fixed mobile and telephone service outages after people unable to make payments Santander has fixed the problems affecting its banking services after many customers were left unable to access their accounts. The bank apologised for any inconvenience caused and said no customers would be left out of pocket as a result of the outages.

Mobile 60

Mobile Payments 60

Ublocal

MARCH 4, 2025

Meet our North Conway team, a group of local experts dedicated to understanding the banking needs of the Greater Mount Washington Valley region. – Susan Perry, Senior Vice President, Commercial Loan Officer – Will Perez-Moya, Branch Manager – Kathy Sanderson, Sr. Residential Mortgage Loan Originator (NMLS 409084) – Thomas Rubino, Universal Banker 1 We asked our team questions about their lives here in MWV, their position at the bank, how they are involved in the communi

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Washington Community New Hampshire Meeting 59

ATM Marketplace

MARCH 7, 2025

If banks want to draw Gen Z customers into the branch, they need to adopt the Apple store model.

Apple 121

Apple 121

Payments Dive

MARCH 5, 2025

The banking industry wants a federal appeals court review in New York’s case against Citibank, arguing that a judge has injected uncertainty into the wire transfer market.

New York 243

New York Industry Marketing 243

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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