South State Correspondent

JANUARY 6, 2025

A credit tenant loan (CTL) is typically structured as a loan secured by the real estate pledged as collateral, with or without personal borrower guarantees, and, most importantly, the obligation of a credit-rated tenant of that real estate to pay rent. These loans have both bond and loan qualities. They are like a bond in that the credit-rated tenant has an obligation to pay rent and this is typically a senior obligation of the tenant.

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Community Bank Community Examples Lending 195

ATM Marketplace

JANUARY 7, 2025

Voice technology and its transformative potential took center stage at the Self-Service Innovation Summit 2024, hosted by Networld Media Group in Miami, Florida.

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Miami Florida Groups Innovation 111

BankBazaar

JANUARY 7, 2025

New Year, new goals. Thats what we always say, isnt it? Every January, we start with the best intentions: This is the year Ill get my finances sorted!. But by March, those goals often fizzle out as life takes over. So, how can we set financial goals that actually stickones that survive the chaos and still make a real impact by the end of the year? Start With A Money Audit Before setting any financial goals, its essential to understand where your money is going now.

Cards 78

Cards How To Payments Strategy 78

Fintech Labs Insights

JANUARY 8, 2025

A major part of the conference ecosystem is events organized by financial services industry suppliers, primarily tech companies. They are typically referred to as client, user or developer events. We estimate that there are more than 100 globally each year. The curated list below includes the three dozen most prominent ones. Some are massive, such as Fiserv and FIS, which attract 3,000 to 4,000 attendees.

Las Vegas 15

Las Vegas Technology San Diego San Jose 15

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

American Banker

JANUARY 6, 2025

In the year ahead, financial services regulatory agencies should take the opportunity to pull back from ideology-driven supervisory decisions and embrace a fact-based approach that will boost the U.S. economy.

Regulation 77

Regulation Policies Compliance Payments 77

Jack Henry

JANUARY 7, 2025

Uncover how to copy data efficiently to save time and costs with your data conversion! Discover innovative data copy solutions for financial institutions.

Data 167

Data How To Innovation Security 167

The Paypers

JANUARY 9, 2025

iDenfy has applied for a patent for its Address Verification service, aiming to offer a secure and optimised alternative to traditional Proof of Address verification methods.

Technology 36

Technology Security 36

BankBazaar

JANUARY 5, 2025

Here are three New Years resolutions that you should make to improve your Credit Score in 2025. Its that time of the year again when most of us try to take stock of our situation on various fronts, be it relationships, career or personal finances. At a time when credit plays an important role in our lives, here are three New Years resolutions that you should make to improve your Credit Score in 2025.

Cards 78

Cards Report Payments Strategy 78

William Mills

JANUARY 7, 2025

As we begin a new year, the financial technology industry continues to evolve at a rapid pace, driven by technological advancements, shifting consumer expectations and a dynamic regulatory environment. Building on the trends of previous years, we anticipate a year of bold innovation and new opportunities for growth. Our team has compiled our predictions and projected trends for the future of fintech, PR and marketing in 2025.

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Fintech Marketing Trends Financial Technology 78

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

Payments Dive

JANUARY 6, 2025

Such digital payments can slash transaction times, improve data security and provide valuable insights into consumer purchasing behavior and preferences.

Payments 398

Payments Security Data 398

TheGuardian

JANUARY 10, 2025

Executives acknowledge not everyone will agree with this decision as bank calls time on remote and hybrid working JPMorgan Chase is summoning all staff back to the office, becoming the latest corporate giant to call time on era of remote and hybrid working sparked by the Covid-19 pandemic. The USs largest bank, which has some 316,000 employees worldwide, announced on Friday that all workers on hybrid work schedules will be required to return to the office five days a week from March.

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US 96

ATM Marketplace

JANUARY 10, 2025

Bradley Cooper, podcast host, spoke with Felix Nater, security expert and owner of Nater Associates LTD, about how banks can successfully implement safety plans.

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Security 96

ABA Community Banking

JANUARY 8, 2025

The OCC issued a proclamation allowing national banks, federal savings associations and federal branches and agencies of foreign banks to close offices in areas of California affected by wildfires. The post OCC allows banks affected by California wildfires to close appeared first on ABA Banking Journal.

California 98

California National Community Bank Community 98

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

Payments Dive

JANUARY 10, 2025

The digital bank also said this month that it’s exploring strategic alternatives for its credit card business.

Digital Banking 326

Digital Banking Cards 326

TheGuardian

JANUARY 5, 2025

Bank faces criticism over adverts saying people testing its services could fabricate conditions for 45 a visit Barclays is facing criticism over adverts for paid mystery shoppers which suggested that people could pretend to be blind or deaf to test the services at the British banks high street branches. The bank hired market research firm Ipsos to carry out testing at branches.

Branding 90

Branding Marketing 90

ATM Marketplace

JANUARY 7, 2025

Read the top 7 news headlines of 2024.

ATM 101

ATM 101

The Paypers

JANUARY 8, 2025

The BIS Committee on Payments and Market Infrastructure (CPMI) has announced that it has moved forward with progressing the adoption of its harmonised ISO 20022 data requirements.

Data 87

Data Marketing Payments 87

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

Payments Dive

JANUARY 6, 2025

In its latest supervisory overview, the Consumer Financial Protection Bureau included a review of buy now, pay later and earned wage access examinations.

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261

American Banker

JANUARY 8, 2025

The top five banks with the largest portfolios of commercial and industrial loans had more than $1.03 billion when combined.

Industry 85

Industry Lending 85

ATM Marketplace

JANUARY 6, 2025

Enhance System Availability, Reliability, and Scalability

System 82

System 82

Jack Henry

JANUARY 8, 2025

Many financial institutions I speak with these days are intrigued by the possibility of becoming a sponsor bank, supporting embedded payments for corporates with high transaction volumes and their fintech partners.

Fintech 78

Fintech Payments 78

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital

Payments Dive

JANUARY 10, 2025

The high-speed payments system operated by The Clearing House also saw the value of transactions nearly double last year over 2023.

Payments 222

Payments System Operations 222

American Banker

JANUARY 9, 2025

Women in the payments industry are using the advent of real-time payment networks to help underserved women around the world gain access to vital financial services.

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Payments Industry 82

The Paypers

JANUARY 10, 2025

Thailand has decided to trial cryptocurrency payments in Phuket as part of a pilot programme aimed at offering foreign visitors an alternative payment method.

cryptocurrency 71

cryptocurrency Payments 71

Jack Henry

JANUARY 10, 2025

In an increasingly complex financial world, small businesses and large corporations face distinct challenges when it comes to managing their finances. While small businesses may focus on day-to-day operations, cash flow, and financial planning, larger enterprises typically require more sophisticated tools for handling complex treasury functions such as liquidity management, risk mitigation, and large-scale payment processing.

Management 78

Management Tools Operations Payments 78

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

Lending