The Financial Brand
NOVEMBER 21, 2022
This article Community Bank BaaS Provider Creates Private ‘Metaverse’ for Fintechs appeared first on The Financial Brand. Building its own interactive 3D ecosystem gives a tech-savvy community bank potential entrée to over 5 million potential customers. This article Community Bank BaaS Provider Creates Private ‘Metaverse’ for Fintechs appeared first on The Financial Brand.
Jeff For Banks
NOVEMBER 21, 2022
I enjoy my Twitter community because I get diverse views on banking, sports, politics and entertainment. One of my Tweeps, Rick Childs , a Crowe partner, recently tweeted about the amount of time it is taking merger deals to get regulatory approval. His numbers are raw, and buck the conventional wisdom that regulators are dragging their feet on approvals.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Perficient
NOVEMBER 22, 2022
SCRA stands for the Servicemembers Civil Relief Act. The history of the SCRA can be traced back to a Civil War moratorium that protected Union soldiers and sailors from collection actions, divorce proceedings, and other legal issues during wartime. These protections resurfaced in 1918 with the Soldiers’ and Sailors’ Civil Relief Act. The Act was revisited frequently in the 20 th Century and became the Servicemembers Civil Relief Act in December 2003.
The Financial Brand
NOVEMBER 21, 2022
This article A Bank Marketer’s Guide to Hacking the Human Brain appeared first on The Financial Brand. To craft more effective marketing messages, banks and credit unions should tap into the ‘default decisions’ that all humans make. This article A Bank Marketer’s Guide to Hacking the Human Brain appeared first on The Financial Brand.
Advertisement
Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.
Payments Dive
NOVEMBER 21, 2022
Ryan McInerney, who will become CEO of the card network juggernaut next year, recently detailed the areas where he sees opportunities for the company.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Gonzobanker
NOVEMBER 22, 2022
Now is the time for bankers to engage lawmakers in how the crypto and digital asset market shapes up. Picture a 1970s mom making a sarcastic statement to her irresponsible son, “ Well you’ve just earned yourself a weekend of chores.”. Remember back to the creepy Mr. Vernon from the Breakfast Club who, growing tired of Bender (Judd Nelson) talking back to him, declared, “Congratulations, you just bought yourself another Saturday detention.”.
CFPB Monitor
NOVEMBER 22, 2022
The U.S. Department of Housing Urban Development (HUD) recently issued a final rule permitting the use of private flood insurance policies with FHA-insured mortgage loans. HUD also issued Mortgagee Letter 2022-18 addressing with regard to FHA-insured loans general flood insurance requirements, flood insurance requirements for condominiums, manufactured homes and home equity conversion mortgage (HECM) loans (i.e., reverse mortgage loans), and private flood insurance requirements.
Payments Dive
NOVEMBER 22, 2022
The news report on workforce reductions at the payments processor follows its announcement earlier this month that it would embark on a $500 million cost-cutting program.
BankUnderground
NOVEMBER 24, 2022
Naoto Takemoto, Simon Jurkatis and Nicholas Vause. In less than two decades, the system of market-based finance (MBF) – which involves mainly non-bank financial institutions (NBFIs) providing credit to the economy through bonds rather than loans – has both mitigated and amplified the economic effects of financial crises. It mitigated effects after the global financial crisis (GFC), when it substituted for banks in providing credit.
Advertisement
Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment
TheGuardian
NOVEMBER 23, 2022
Report finds stock indexes provided by MSCI include companies using forced labour or constructing surveillance state in Xinjiang Many of the world’s largest asset managers and state pension funds are passively investing in companies that have allegedly engaged in the repression of Uyghur Muslims in China, according to a new report. The report, by UK-based group Hong Kong Watch and the Helena Kennedy Centre for International Justice at Sheffield Hallam University, found that three major stock ind
ABA Community Banking
NOVEMBER 22, 2022
While borrowers are getting pinched by rising interest rates, senior savers are seeing meaningful returns for the first time in decades, former ABA Chair Laurie Stewart said in an interview on NPR’s “Marketplace” program last night. The post Stewart: Rising rates hit borrowers but bring ‘real money’ for savers appeared first on ABA Banking Journal.
Payments Dive
NOVEMBER 22, 2022
Consumer demand for credit cards rose this year over prior years, and card issuers increasingly approved their applications despite the worsening economic climate.
BankInovation
NOVEMBER 23, 2022
American Express and digital payment platform Square are teaming up to launch a credit card for Square merchants on the AmEx network. The expanded partnership will better support small businesses by organizing expenses and managing cash flow, according to a release. “Our brands will offer a credit-card product specifically designed for Square sellers, backed by […].
Advertisement
Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.
TheGuardian
NOVEMBER 22, 2022
More than 1,000 staff who deliver money to firms such as Barclays, Asda and Tesco to take action More than 1,000 security workers who deliver cash and coins to some of the UK’s biggest banks and supermarkets have voted to strike in December, raising the prospect of potential cash shortages in the run-up to Christmas. The 48-hour strike by 1,156 members of the GMB union who work for the security company G4S is due to take place from 3am on 5 December, after a 97% vote in favour of industrial acti
ATM Marketplace
NOVEMBER 25, 2022
This year's finalists for the 2022 Self-Service Innovation Summit Awards include innovators in payments, vending and more.
Payments Dive
NOVEMBER 21, 2022
Families of all income levels plan to increase holiday spending this year, and they expect to rely more heavily on credit cards for their purchases.
CFPB Monitor
NOVEMBER 23, 2022
On December 22, 2021, New York State Senate Bill 2767A was signed into law. The Bill establishes the Private Student Loan Refinancing Task Force (the “Task Force”), which was charged with “study[ing] and analyz[ing] ways lending institutions that offer non-federal student loans to students of New York institutions of higher education can be incentivized and encouraged to create student loan refinance programs.
Advertisement
Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w
TheGuardian
NOVEMBER 20, 2022
Companies may claim to serve employees, communities and the planet – but two books show profit still comes first American CEOs are a self-assured bunch but it takes a certain level of hubris to conclude that your skills making money and climbing the corporate ladder also equip you to solve social and environmental challenges. While promising to save the world is increasingly part of the chief executive’s job description, two timely new books make clear that this grandiose notion remains little m
BankBazaar
NOVEMBER 22, 2022
Here’s a quick video tutorial that will show you how to avail no-cost EMI offers on Amazon using your YES Bank-BankBazaar FinBooster Credit Card or your RBL Bank BankBazaar SaveMax Credit Card. Ready to explore no-cost EMI offers on top electronics with your Credit Card and pick out your favourite? Just click the link below: Shop With Your YES Bank Card >> Shop With Your RBL Bank Card >> The post Video: How to Avail No-Cost EMI on Amazon appeared first on BankBazaar - The Definit
Payments Dive
NOVEMBER 22, 2022
The buy now-pay later provider and the travel booking company are teaming up to allow consumers to spread out payments for flights and hotels.
CFPB Monitor
NOVEMBER 23, 2022
We first review the origins of mortgage redlining and discuss the concept of reverse redlining and new theories of redlining. We then look at a wide range of topics including: the application of redlining enforcement to non-banks; the use of the Equal Credit Opportunity Act and Fair Housing Act to challenge redlining; activity at state level targeting redlining; the types of evidence regulators will look for when examining for redlining or bringing an enforcement action; potential penalties for
Advertisement
With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.
ATM Marketplace
NOVEMBER 22, 2022
A bill in Congress aims to address ATM theft by putting independent ATMs under federal purview.
BankBazaar
NOVEMBER 22, 2022
If guaranteed returns are in your short-term or long-term financial goals, a fixed deposit is what you may be looking for. Opting for a fixed deposit is a sure-shot way of creating wealth without the risk of fluctuating interest rates that occur due to changing economic and market conditions. …and because we have your best ‘interest’ at heart, we have done the research so you can make an informed decision while planning an investment portfolio.
Payments Dive
NOVEMBER 22, 2022
Heavy users of buy now-pay later ? which researchers said inspires consumers to spend beyond their means — showed larger declines in financial health, a recent academic study determined.
CFPB Monitor
NOVEMBER 23, 2022
The CFPB recently released two reports concerning tenant background checks. One report, “ Consumer Snapshot: Tenant Background Checks ,” discusses consumer complaints received by the CFPB that relate to tenant screening by landlords. The other report, “ Tenant Background Checks Market ,” looks at the practices of the tenant screening industry. Consumer Snapshot.
Advertisement
Community banks seek ways to leverage their technology infrastructure to drive productivity and growth. However, the sheer volume of technology devices, capital constraints, and lack of skilled resources stand in the way. This Strategy Brief explores how a managed device services partner can help bridge this resource gap. Managed device services partners empower community banks to take charge of mission-critical device management activities with: Logistics and installation services to support se
Expert insights. Personalized for you.
35 
Let's personalize your content