Payments Dive

JANUARY 10, 2023

FedNow, embedded payments, deal-making, cybersecurity and more mature BNPL will be dominant themes, among others, in the industry this year.

Trends 501

Trends Payments Industry 501

ABA Community Banking

JANUARY 11, 2023

Meet Saleem Iqbal, ABA’s Community Bankers Council chair. The post ‘My hobby is banking’ appeared first on ABA Banking Journal.

Community 111

Community Meeting Community Bank Leadership 111

South State Correspondent

JANUARY 11, 2023

In a previous article ( HERE ), we analyzed industry performance and demonstrated that the average five-year net interest margin (NIM) and return on assets (ROA) are unrelated. The correlation coefficient (R 2 ) between these two variables is NEGATIVE 0.02 (essentially no explanatory relationship). This lack of connection has been a general observation in the banking industry for decades.

Community Bank 195

Community Bank Community Analysis Industry 195

Payments Dive

JANUARY 11, 2023

U.S. fintech funding for the fourth quarter of 2022 was down nearly 80% compared to the same quarter in 2021, CB Insights said Wednesday.

Fintech 367

Fintech 367

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BankInovation

JANUARY 12, 2023

As the banking space continues to evolve, financial institutions are finding that companies they previously considered rivals may be potential partners. In a survey of 792 bank decision-makers in 50 countries conducted by France-based Sopra Banking Software, 77% of senior banking executives said they “feel pressured” to partner with fintechs to stay relevant in the […].

Fintech 52

Fintech Survey Software Company 52

South State Correspondent

JANUARY 11, 2023

Many banks work hard to have a low-cost deposit base only to undermine their efforts. One of the biggest mistakes bank make when pricing deposits is advertising an above-market rate, thereby shortening deposit duration and increasing negative convexity for that one account and the whole product offering. This subtle distinction might be lost on many inexperienced bankers, and it is worth a review – while the rate impacts an account, the mere advertising also affects the account.

Training 195

Training Marketing Capital Course 195

Payments Dive

JANUARY 12, 2023

With industry acquisitions ramping up this year, payments analysts have pinpointed a pack of potential payments company targets.

Company 492

Company Payments Industry 492

Cisco

JANUARY 10, 2023

As a change agent serving the financial services industry for over 20 years, it is a great privilege to collaborate with Bank, Insurance, and Wealth Management institutions to devise and execute digital transformation strategy, solve complex business problems, and leverage technology to strengthen business results. Ending a chaotic 2022 with the Federal Reserve in their December meeting raising interest rates to control inflation another 50 basis points following four consecutive 75 basis point

Digital Strategies 174

Digital Strategies Strategy America Innovation 174

CFPB Monitor

JANUARY 12, 2023

The CFPB has filed an amicus brief in Mohamed v. Bank of America, N.A. in which it argues that a prepaid card loaded with pandemic-related unemployment benefits is a “prepaid account” subject to Regulation E, including its error resolution requirements.

Regulation 148

Regulation America Cards 148

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South State Correspondent

JANUARY 10, 2023

Examining Bond Portfolio Trends: Fourth Quarter 2022. Beginning in May 2012, we started tracking portfolio trends of our bond accounting customers here at SouthState|DuncanWilliams. At present, we account for over 130 client portfolios with a combined book value of $13.96 billion (not including SouthState Bank), or $107 million on average per portfolio.

Trends 195

Trends Taxes Marketing Security 195

Payments Dive

JANUARY 12, 2023

The acquisition is the latest B2B move for the card company, which expects Nipendo’s capabilities to strengthen its position in that market.

Company 475

Company Cards Marketing 475

BankUnderground

JANUARY 12, 2023

Kristina Bluwstein, Sudipto Karmakar and David Aikman. Introduction. Inflation reached almost 9% in July 2022, its highest reading since the early 1990s. A large proportion of the working age population will never have experienced such price increases, or the prospect of higher interest rates to bring inflation back under control. In recent years, many commentators have been concerned about risks to financial stability from the prolonged period of low rates, including the possibility of financia

Policies 137

Policies Capital Exercises Lending 137

CFPB Monitor

JANUARY 13, 2023

The CFPB has issued a proposed rule to establish a system for the registration of nonbanks subject to CFPB supervision that use “certain terms or conditions that seek to waive consumer rights or other legal protections or limit the ability.

System 141

System 141

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ATM Marketplace

JANUARY 13, 2023

Cryptocurrency has taken a big hit of late with the bankruptcy of the FTX crypto exchange, but one crypto entrepreneur that has brought crypto to the vending space believes the technology has a promising future: particularly the oft maligned NFT.

cryptocurrency 124

cryptocurrency Technology 124

Payments Dive

JANUARY 13, 2023

The buy now, pay later provider said it encountered a “technical issue” and that transactions would be corrected at banks within three to seven days.

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468

Banking Exchange

JANUARY 9, 2023

Entities that are not federally regulated should not be allowed to make SBA-approved loans, industry groups argue Compliance Feature3 Feature Compliance Management Compliance/Regulatory Small Business PPP Covid19.

Compliance 122

Compliance Fintech Regulation Groups 122

TheGuardian

JANUARY 11, 2023

Report from climate activist groups says City is unprepared for potential collapse in value of fossil fuel assets The UK could suffer 500,000 job losses and be forced to spend £674bn of taxpayer cash to rescue its banks, unless the City prepares for the value of fossil fuels to collapse as a result of climate crisis regulations , research shows. The report, published by a collective of climate activist groups known as the One to One campaign, suggests those financial repercussions could eclipse

Groups 120

Groups Regulation Report 120

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

ATM Marketplace

JANUARY 10, 2023

We have now entered into 2023, and it's time to look ahead to see what's on the horizon for branches, self-service and overall banking trends this year.

Banking Trends 113

Banking Trends Trends 113

Payments Dive

JANUARY 9, 2023

The digital payment pioneer’s CEO Dan Schulman faces speculation about his exit. “We think he could move on from PayPal, legacy intact,” one analyst team wrote.

Payments 417

Payments 417

American Banker

JANUARY 10, 2023

FDIC 101

FDIC cryptocurrency Compliance Regulation 101

TheGuardian

JANUARY 13, 2023

Bank slashes predicted 2023 European wholesale price by 30% as mild weather reduces demand HSBC has slashed its forecasts for future wholesale gas prices in response to mild weather in Europe – raising hopes of a sharp decline in household energy bills. The bank cut its 2023 forecasts for the price of gas traded in Europe by about 30% and its forecast for 2024 by 20%.

Company 100

Company Industry 100

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ATM Marketplace

JANUARY 9, 2023

IoT can scale as far and wide as its connectivity and data security will allow — from the tiniest devices featuring built-in wireless connectivity to HD video surveillance systems, enabled by cellular routers or gateways. The potential is there, but choosing the right solutions requires careful consideration.

Video 88

Video System Security Data 88

Payments Dive

JANUARY 9, 2023

How AP Automation can help you survive and thrive during times of economic uncertainty.

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369

American Banker

JANUARY 12, 2023

Management 98

Management Industry 98

TheGuardian

JANUARY 11, 2023

Consumers have got used to poor returns on savings accounts, but there are now better deals If you are one of the millions of people whose savings are languishing in an account paying little or no interest, it might be time to act because you could be earning 4.25%, or more on your cash. Earlier this week the Coventry building society warned that Britons have a collective £268bn sitting in easy and instant access accounts paying no interest – an increase of more than £9.6bnon a year ago.

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98

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