American Banker

JANUARY 13, 2025

Bankers are putting pre-established action plans for disaster recovery into motion as wildfires in Los Angeles sweep across the region.

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Los Angeles Regional Industry 90

Payments Dive

JANUARY 14, 2025

Consumers who use BNPL take out multiple loans and have more personal debt than consumers who don’t use the payment method, according to a new report from the Consumer Financial Protection Bureau.

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Report Payments 396

South State Correspondent

JANUARY 14, 2025

Last years worries of deterioration in labor-market conditions have evaporated and the Fed is still harboring concerns about elevated inflation risks. Many banks budgeted some six rate cuts in their 2024 asset-liability plans last year that never materialized. Going forward, the major unknown is the new administrations policies that all skew to higher inflation (from labor reduction, higher deficits, less regulation, to tariffs).

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TheGuardian

JANUARY 15, 2025

The scope of the Cop26 net zero banking alliance may have been limited, but the exodus of six US banks signifies a seismic political shift Last week, as flames began tearing through greater Los Angeles, claiming multiple lives and forcing more than 100,000 people to evacuate, JP Morgan became the sixth major US bank to quit the Net Zero Banking Alliance (NZBA) since the start of December.

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Los Angeles Capital US Lending 106

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ABA Community Banking

JANUARY 14, 2025

On the inaugural episode of the ABA Fraudcast, former ABA Chair Dan Robb, president and CEO of Jonesburg State Bank in Missouri, describes the recent targeting of his bank by fraudsters who texted thousands of residents of his community, seeking access to customer accounts. The post ABA Fraudcast: One community bank’s fight against a mass text scam appeared first on ABA Banking Journal.

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Community Missouri Community Bank Fraud 69

The Paypers

JANUARY 13, 2025

Google Pay has announced its official launch in the region of Pakistan by mid-March 2025, aiming to accelerate the country’s overall expanding digital payment landscape.

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Google Regional Payments 59

BankBazaar

JANUARY 14, 2025

Looking for the emerging trends in Indias personal finance market? Here are some key insights from the Moneymood 2025 report presented by BankBazaar. BankBazaar.com, an Indian fintech co-brand Credit Card issuer and online financial product marketplace, launched the sixth edition of BankBazaar Moneymood 2025. This report summarises personal finance trends from 2024 and outlines expectations for 2025.

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Report Trends Cards Metro 78

Cisco

JANUARY 13, 2025

High Frequency Trading (HFT) customers demand real-time and fast connectivity to the exchange. Learn how to achieve multicast fairness with Nexus 3550-T and NX-OS for timely delivery of data and access to the exchange.

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How To Data Industry 79

Jeff For Banks

JANUARY 14, 2025

Bank earnings remained below par for 2024 due to continued net interest margin pressures. As a result, many financial institutions amplified their misery by turning unrealized losses in their relatively low-yielding bond portfolios into actual losses by selling their underperforming bonds. In my book, Squared Away-How Bankers Can Succeed as Economic First Responders , I referred to the phenomenon of further impairing already impaired earnings by making strategic investments in your bank as "pull

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Capital Security FDIC US 90

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Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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Payments Dive

JANUARY 16, 2025

The payments were made over a three-year period beginning in 2020, and were not listed in some filings with the Securities and Exchange Commission. As a result, the company agreed to pay a fine under a settlement last week.

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Payments Security Company 434

Abrigo

JANUARY 17, 2025

This article covers these key topics: What is a core deposit intangible? Why are core deposit intangibles important? Using core deposit intangibles in mergers and acquisitions Using the core deposit intangible to assess value at banks & credit unio ns When evaluating a potential acquisition, banks must assess the core deposit intangible (CDI). Read on to learn about the importance of this metric, especially in today's dynamic environment.

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Strategy Guidelines Management Operations 195

South State Correspondent

JANUARY 16, 2025

Based on the 2007 to 2010 bank failure experience, we modeled the financial health of every bank using the last 16 quarters of historical performance. We have also created projections for the next 18 months. There are 150 banks that currently have a Grade of 8 out of 10, with 10 being the safest. In this article, we look at those 150 safest banks to learn five connected lessons on how to create a bank that can withstand the next great economic downturn.

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Capital Management Groups Operations 195

ATM Marketplace

JANUARY 17, 2025

What's the advantage of cash in 2025? Read more to find out.

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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

Payments Dive

JANUARY 16, 2025

The digital payments provider agreed to pay penalties to the Consumer Financial Protection Bureau and a group of states under settlements that alleged the company violated banking laws.

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Regulation Groups Payments Company 397

TheGuardian

JANUARY 16, 2025

Calls for central bank to reduce unfair costs for consumers and stop businesses being gouged Follow our Australia news live blog for latest updates Get our breaking news email , free app or daily news podcast Six Labor MPs are urging the Reserve Bank to ban all surcharges for every debit transaction and dramatically reduce merchant fees for businesses, asking the central bank to go further than the governments pledge to stop surcharges only on card payments.

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Cards System Payments 101

The Paypers

JANUARY 13, 2025

Social media company X has outlined its ambition to evolve into an all-encompassing platform with the launch of the X Money payment feature scheduled for 2025.

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social media Payments Company 98

American Banker

JANUARY 16, 2025

The future of the Consumer Financial Protection Bureau, Michael Barr's resignation and credit union acquisitions of banks are top matters facing bankers.

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Industry Analysis Policies Compliance 88

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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Payments Dive

JANUARY 15, 2025

Fraud losses in card payments will continue to rise worldwide, the research firm Nilson Report said this month, predicting $404 billion in global losses over the next ten years.

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Fraud Cards Report Payments 397

TheGuardian

JANUARY 15, 2025

Investment bank beats Wall Street expectations as it reports earning $11.95 per share in fourth quarter Goldman Sachs posted its biggest profit since the third quarter of 2021 to beat Wall Street expectations, driven by bankers who brought in more fees from dealmaking, debt sales and strength in trading. The investment banks shares rose 2.6% before the bell on Wednesday as it earned $11.95 per share in the fourth quarter, compared with $8.22 expected by analysts, according to estimates compiled

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Report Groups US 91

The Paypers

JANUARY 15, 2025

NYDFS has partnered with the Bank of England on a Transatlantic Regulatory Exchange (TRE) programme to strengthen oversight of digital assets and emerging payments.

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Regulation Payments 81

American Banker

JANUARY 16, 2025

It's no accident that national banks have, so far, been insulated from major crypto disasters. Congress and the incoming administration should take heed and avoid eliminating the guardrails that have kept banks safe.

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Exercises National cryptocurrency Policies 87

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Cards

Payments Dive

JANUARY 14, 2025

The card network entered the agreement to settle a proposed class action that alleged it discriminated against Black, Hispanic and female employees by underpaying them.

Cards 397

Cards 397

TheGuardian

JANUARY 17, 2025

Latest setback, after talks with Treasury, blamed on lack of clarity about implementation in US Business live latest updates The Bank of England has delayed the introduction of tougher global banking capital rules by a further year to prevent another 2008-style crash, blaming the second delay on a lack of clarity about its implementation in the US.

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US Regulation Capital Policies 74

The Paypers

JANUARY 16, 2025

Thailand’s SEC has started reviewing its spot in the Bitcoin ETF listings and proposals, as the government is cracking down on Polymarket for alleged illegal activities.

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Bitcoin 73

American Banker

JANUARY 17, 2025

The company, which has been trying to rein in costs for years, said adjusted noninterest expenses rose 8.4% from a year ago to $3 billion for the fourth quarter.

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Company Management 81

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