Perficient
MARCH 25, 2025
A mid-sized bank I was consulting with for their data warehouse modernization project finally realized that data isn’t just some necessary but boring stuff the IT department hoards in their digital cave. It’s the new gold, the ticking time bomb of risk, and the bane of every regulatory report that’s ever come back with more red flags than a beach during a shark sighting.
Abrigo
MARCH 27, 2025
Document and be able to defend qualitative factors under CECL Financial institutions need to be able to explain and show how they developed Q factors for their allowance for credit losses. Modifications to the CECL calculation should be reasonable, supportable, and audit-ready. Key topics covered in this post: What are qualitative factors under CECL?
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ATM Marketplace
MARCH 25, 2025
By using remote cash management solutions, banks can reduce the overall cost of cash.
American Banker
MARCH 27, 2025
The Senate voted 52-48 to overturn the Consumer Financial Protection Bureau's rule that would cap overdraft fees at many banks at $5.
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American Banker
MARCH 24, 2025
It's time to drag sclerotic, paper-based U.S. federal payment operations into the digital future. The technology exists, and America's global competitors are already putting it to use.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Payments Dive
MARCH 26, 2025
The agency’s new leadership believes it can settle a 2024 lawsuit banks and business groups filed over an $8 cap on credit card late fees.
TheGuardian
MARCH 27, 2025
Brian Unwin highlights just how much long-term financing has been lost through leaving the EU. But Fawzi Ibrahim says sovereignty is priceless Polly Toynbee ( Rachel Reeves is all about growth. So why wont she admit that Brexit is its worst enemy?, 25 March ) demonstrates conclusively how much self-inflicted economic damage the UK is suffering from Brexit.
Gonzobanker
MARCH 27, 2025
Bankers need to prove they can self-regulate to support the trust they need to stay relevant. Bankers nationwide risk getting overly boastful with all the enthusiastic high-fiving around the water cooler, celebrating the expected death of the Consumer Financial Protection Bureau. No more TRID! Adios to the Qualified Mortgage Rule! Dust off that resume, all you lovely enforcement officers.
South State Correspondent
MARCH 24, 2025
There have been few times in modern memory when small businesses and middle market companies faced so much uncertainty in the market. With recent DOGE government spending cuts, escalating trade tensions, immigration reform, and the implementation of tariffs, U.S. businesses find themselves navigating complex economic waters. This week, for example, is a critical time to help clients as a trusted advisor leverage lines of credit to move supplies and purchases forward, potentially avoiding the hig
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AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.
Payments Dive
MARCH 27, 2025
The state joins a pack of others that have passed industry-friendly laws seeking to oversee earned wage access providers and their services.
SWBC's LenderHub
MARCH 27, 2025
Why UX/UI is more than just a design choice For credit unions and financial institutions, providing excellent customer service has always been a priority. However, in todays digital landscape, the way members interact with financial services is evolving rapidly. The quality of these interactions whether through mobile apps, online banking, or payment platforms determines whether members remain engaged, satisfied, and loyal.
BankUnderground
MARCH 27, 2025
Dooho Shin and Rebecca Mari The Bank of England Agenda for Research (BEAR) sets the key areas for new research at the Bank over the coming years. This post is an example of issues considered under the Financial System Theme which focuses on the shifting landscape and new risks confronting financial policymakers. Carbon pricing has emerged as one of the main mitigation measures adopted around the world to fight climate change.
TheGuardian
MARCH 26, 2025
Reform UK leader threatened legal action after political views cited as reason for closure of Coutts account Nigel Farage has settled his high-profile dispute with NatWest Group, nearly two years after the bank closed his accounts and triggered a row that ended with the resignation of the lenders chief executive. Dame Alison Rose stood down from the bank in July 2023 after she admitted being the source of an inaccurate BBC story about the reasons Farage had been debanked, for which she then issu
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Payments Dive
MARCH 28, 2025
New C-suite appointments so far this year demonstrate the payments industry’s efforts to digitize their offerings and cater to small business clients.
ABA Community Banking
MARCH 28, 2025
Banking regulators announced they intend to rescind the 2023 Community Reinvestment Act final rule in light of pending litigation. They will instead reinstate the CRA framework that was in place before the rule. The post Banking regulators to rescind 2023 Community Reinvestment Act rule appeared first on ABA Banking Journal.
William Mills
MARCH 26, 2025
Earlier this month, the WMA team had the pleasure of attending the Independent Community Bankers of Americas (ICBA) annual event: ICBA LIVE 2025. Hosted in Nashville, Tennessee at the massive Gaylord Opryland Resort & Convention Center, the conference was buzzing with excitement about the newest banking and fintech innovations and catching up with industry friends and clients.
TheGuardian
MARCH 28, 2025
Bank cuts its stress testing rate for home buyers after FCA urged lenders not to be unduly restricting Business live latest updates One of the UKs largest mortgage lenders has relaxed its rules and will offer some borrowers up to 35,000 more to fund their home purchases. Santander said it had adjusted the way it calculated affordability, meaning many customers applying for a mortgage would be able to borrow between 10,000 and 35,000 more from Friday.
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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.
Payments Dive
MARCH 27, 2025
The bureau’s brief was withdrawn because it “advances an interpretation of the law that has never been embraced by any federal court prior.
PopularBank
MARCH 28, 2025
If you get a tax refund instead of owing money on your taxes, it can be tempting to spend this money. While theres nothing wrong with splurging a little, these extra funds have the power to relieve some of your financial burdens and potentially earn you more disposable income over time. The reward of financial stability means you can treat yourselfnow and in the future.
ATM Marketplace
MARCH 24, 2025
Strengthen your ATM security with our expert insights! Get the complete Multi-Layered Security Defense Strategy by downloading our ATM Terminal Security Whitepaper.
TheGuardian
MARCH 26, 2025
Maeve Bradley, who worked for Citibank in Belfast, lost out on expected promotion after having a baby A former Citibank employee has received 215,000 in a discrimination settlement after she lost out on an expected promotion when she returned from having a baby. Maeve Bradley, who had worked at the American banks offices in Belfast as an assistant vice-president of derivatives since March 2021, took maternity leave in 2023 and said she was devastated to be offered a different role on her return.
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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.
Payments Dive
MARCH 28, 2025
The battle to curb interchange fees has migrated from Illinois across the nation, with bills in 11 states seeing robust lobbying.
American Banker
MARCH 25, 2025
The two financial institutions issued Avit tokens on the Ethereum mainnet, marking a first in the U.S.
The Emmerich Group
MARCH 27, 2025
What if you can use extreme differentiation to get 150 basis points or more on the loan side and improve your deposit pricing at the same time? If you’re the kind of leader who feels strongly that you cant follow the herd and believes that net interest margin compression is inevitable, you’re going to love this. Or if you have some lenders who get premium pricing but are frustrated that others still fall back to rate matching, you’ll want to watch this.
TheGuardian
MARCH 25, 2025
FRC severely reprimands accountancy group and one of its former main auditors after serious failings in 2019 Business live latest updates PwC has been fined 2.9m and severely reprimanded by the UKs accounting regulator for serious failings in its audit of the failed Wyelands Bank , which was owned by Sanjeev Gupta, the boss of troubled Liberty Steel.
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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w
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