Sat.Dec 19, 2020 - Fri.Dec 25, 2020

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Top 10 Credit Cards For 2021

BankBazaar

Want to start 2021 on the right financial note? Here are the top 10 Credit Cards that can help you do just that! It’s been a rough 2020! Start the New Year by choosing the right Credit Card! That’s exactly why we’ve picked some awesome cards for you. Whether you’re looking for free petrol, easy application processes, lifetime-free cards or never-expiring rewards, this list covers it all!

Cards 97
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Banks are Learning to Deliver a Smarter Bill Pay Experience to Customers

ATM Marketplace

Financial institutions are learning that a smarter bill pay experience is personal for the customer and offers guidance and real-time insights. Brad Jones is Vice President and General Manager of the bill pay solution suite at Fiserv. He shares his insights and thoughts for developing next generation bill pay capabilities

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Shall We Chat? Using Chat to Engage and Sell a Customer

Payments Dive

Mobile Payments Today interviewed Hannes Van Rensburg, chief commercial officer for Clickatell's on the subject of chat commerce. Hannes shares his thoughts regarding this unique type of commerce and what it could mean to the mobile payments industry moving forward

Mobile 370
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6 Keys to Success in your Adult Life

Perficient

As this year winds down to its conclusion, we start to look ahead. We are compelled to perform retrospectives and see how they measure up to our keys to success. Thinking of this, I am reminded of a keynote speech that I had heard when I was being recognized for achieving the rank of Eagle at a council dinner for the Boy Scouts of America. The Speaker was a successful businessman and an avid pilot.

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Fall In Love With the Month-End Close

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

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Outside-in lens—four key principles for the future of banking

Accenture

So far in this blog series we’ve talked about how an outside-in approach to banking can help Australian banks convert the current threats and challenges into opportunities. We believe this bold approach to shaking the status quo will be guided by four key principles: 1. Be married to nothing. 2. Re-establish trust with customers. 3.…. The post Outside-in lens—four key principles for the future of banking appeared first on Accenture Banking Blog.

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The PPP Extension: 10 Things PPP Lenders Need to Know

Abrigo

Congress is voting on an extension of PPP 10 important pieces of information for PPP lenders about the upcoming changes. . Would you like others articles like this in your inbox? Takeaway 1 Congress is voting to spend the remaining $146.5 billion in CARES Act funding plus $284.45 billion more on PPP and other SBA programs. Takeaway 2 The bill will set aside billions for community financial institutions to lend, as well as for loans to businesses in low-income areas. .

Lending 195
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Know My Industry: The Business Value of Experience Design (Part 3 of 8)

Perficient

This is the third in a series of blog posts sharing the results of our study on the business value of experience design. In this post, we explore the value of knowing the industry: Applying the unique demands and challenges that the industry category brings to remain competitive and relevant. In 1944, British grad student John Hellins Quick wrote a detailed technical description of the Turbo Encabulator, a device “to measure inverse reactive current in unilateral phase detractors with display o

Industry 493
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X Factor: Can Singapore be green finance’s Silicon Valley?

Accenture

This series of blogs looks at the opportunities and challenges associated with green finance in Southeast Asia, and draws on a recent position paper “Green Finance in Singapore and ASEAN: Opportunities and Challenges” by EuroCham Singapore and Accenture. In recent years, Singapore has positioned itself as Asia’s home for green – or sustainable – finance.….

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Apple Aims At Debuting Car In 2024

PYMNTS

Apple is advancing its self-driving car project, according to a Reuters report, and will look at debuting a new product by 2024 that could also come with new battery technology. Project Titan, the Apple automotive effort, has been working on a self-driving vehicle sporadically since 2014, working from scratch. Apple hasn't always kept up with it, sometimes drawing back to focus more on the software the company is known for, Reuters reported.

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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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The Secret History of a Small Town Gas Station and the Lifelong Fintech Lesson It Taught Me

Jack Henry

If you find yourself in Cedar Falls, Iowa, head to First Street and pop into The Music Station. And yes, if you're a Jack Henry customer, you might find yourself in Iowa. After all, Cedar Falls is the birthplace of the Banno Digital Platform. So what is this mysterious gas station? Today, it's just a regular two-pump station in a college town on one of the main streets.

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Byte-3 – Data is the new Tofu ,Data Architecture Modernization

Perficient

Data is the greatest asset for any organization. Data architecture modernization provides the ability to understand the information effectively, use the data efficiently for market growth, create new revenues, and gain customer satisfaction. . In today’s world, Data leaders are playing a vital role, and here are the top 10 things they are looking at in every data modernization journey. .

Data 493
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Global trade’s new normal: how banks can react

Accenture

In this blog – the second in this two-part series – I’ll look at how banks should respond to the shifts happening within trade and supply chain finance due to market forces and COVID-19. In my previous blog, we discussed the upending of supply chains, and saw how the geopolitical landscape and economic fallout from…. The post Global trade’s new normal: how banks can react appeared first on Accenture Banking Blog.

Marketing 195
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’Twas The Night Before COVID Christmas

PYMNTS

’Twas Christmas with COVID, We were all stuck at home. Can’t go out, it’s not safe, We’re advised not to roam. The holiday Zoom calls have been scheduled with care, To talk to the relatives who cannot be there. . The children are nestled asleep in their beds, As visions of PS5s dance in their heads. Ma on her mobile and me on the tablet, Spent Christmas Eve cementing our new digital-first habits. .

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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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How TIAA Bank acts like a fintech to push digital payments

Payments Source

Even with the pandemic's dramatic shift to online commerce, TIAA Bank's Claudia Tabacinic says there's still room to migrate consumers, and lingering reluctance to embrace new technology.

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Byte-2 – API as a Product

Perficient

Every organization is maximizing its values by enabling data consumption through API. API’s are everywhere, and it’s an integral part of all the applications that we use today. . It’s essential to manage those API as a product. Here are a few tips/suggestions/questions that you need to consider how we approach API product management. . Key takeaways you to consider from the beginning of API product journey : .

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4 Tips to Marketing Your Digital Banking Suite

Jack Henry

The beginning of a new year has traditionally been the perfect time to market your digital banking to help people get financially organized. But when planning to promote digital banking this year, the idea of financial resolutions might not connect in quite the same way. Digital banking in 2020 has shifted our priorities, and people’s financial lives are more in question than ever.

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Amazon Puts Off Merchant Fulfillment Fee Hikes Until June

PYMNTS

Amazon is postponing its logistics fee increase to help accommodate businesses affected by the pandemic, a company letter from Amazon Worldwide Consumer CEO Jeff Wilke stated. Wilke wrote that the eCommerce giant will continue to take on the extra costs without increasing fees until June 1, 2021. "We are doing this because we want to provide stability and support for you during what will likely remain a challenging winter as vaccine distribution gets underway," Wilke said in the letter.

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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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Risk rise in pandemic-hit fintech sector

Bobsguide

As the fintech sector grows almost exponentially, so commensurately do the risks. The pandemic has created new threats, mainly through home working, but others have been mounting steadily for years such as Brexit, tougher regulation, cyber attacks and relentless competition in a sector that is by.

Fintech 167
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Why YouTube Is the Best Platform for Publishing Videos – Here’s Why #255

Perficient

At Perficient, we just published a second update of our study on video rankings in Google and YouTube. The main objective is to find out the difference between YouTube’s and Google’s algorithms for ranking videos. In this episode of the?award-winning?Here’s Why digital marketing video series, Eric Enge reveals some of the study’s findings and explains why YouTube is the best platform for publishing videos. ?

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How Blackhawk sees COVID-19 transforming the gift card industry

Payments Source

Consumers avoiding stores because of COVID-19 have driven triple-digit sales growth of Blackhawk’s gift cards sold through retailers’ websites, with the final weeks of the year expected to push digital cards to a tipping point.

Cards 160
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FinTech Step Aims To Create The Concept Of ‘Family Banking’

PYMNTS

We’ve all heard the horror stories. The 6-year-old who get his hands on Mom’s iPad and manages to rack up $16,000 worth of credit charges for online gaming. The teenager with a Fortnite habit who manages to clean out Dad’s checking account via the debit card linked to the gaming account. These aren’t bad kids necessarily so much as they’re kids that simply don’t know the damage they’re doing at the time.

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It Takes Two to Tango

With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

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2020 GonzoBanker Awards

Gonzobanker

“I learned a long time ago that reality was much weirder than anyone’s imagination.” – Hunter Thompson. “This Year was brought to you by the number 2020 and the letters W, T and F” – Big Bird (more or less). Well, HST and Big Bird had it right. Anybody who ever again says they have seen it all loses all future cred at Cornerstone.

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Wishing You a Happy Holidays from Perficient

Perficient

2020 looked different than anything we’ve seen. But through our commitment to one another, a healthy dose of resilience, and honest and trusted relationships, Perficient has not only persevered, but thrived. Our success is possible only because of our clients, our partners and our colleagues. Thank you! With many in our communities facing hardships this year, we were fortunate to have had the opportunity to pay it forward to those in need, and spread some warmth this holiday season through

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Square has discussed acquiring Jay-Z’s Tidal service

Payments Source

Square Inc., the digital-payment company run by Jack Dorsey, has held talks to acquire the music-streaming service Tidal as part of a push to diversify, according to a person familiar with the situation.

Payments 157
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Behavior-As-A-Service Uses Digital Body Language To Fight Fraud, Increase Conversion

PYMNTS

When a customer walks into a physical location to transact, a whole host of behavioral data becomes available to whatever entity is serving them. Are they acting interested, engaged and prepared? Or do they appear to be casing the joint and attempting to memorize the location of the security cameras? That behavioral data can then be used to inform how the customer is treated and what kind of interaction they are going to be offered.

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10 Ways to Leverage Buyer Signals and Drive Revenue

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.