Sat.Dec 19, 2020 - Fri.Dec 25, 2020

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Top 10 Credit Cards For 2021

BankBazaar

Want to start 2021 on the right financial note? Here are the top 10 Credit Cards that can help you do just that! It’s been a rough 2020! Start the New Year by choosing the right Credit Card! That’s exactly why we’ve picked some awesome cards for you. Whether you’re looking for free petrol, easy application processes, lifetime-free cards or never-expiring rewards, this list covers it all!

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Banks are Learning to Deliver a Smarter Bill Pay Experience to Customers

ATM Marketplace

Financial institutions are learning that a smarter bill pay experience is personal for the customer and offers guidance and real-time insights. Brad Jones is Vice President and General Manager of the bill pay solution suite at Fiserv. He shares his insights and thoughts for developing next generation bill pay capabilities

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Shall We Chat? Using Chat to Engage and Sell a Customer

Payments Dive

Mobile Payments Today interviewed Hannes Van Rensburg, chief commercial officer for Clickatell's on the subject of chat commerce. Hannes shares his thoughts regarding this unique type of commerce and what it could mean to the mobile payments industry moving forward

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6 Keys to Success in your Adult Life

Perficient

As this year winds down to its conclusion, we start to look ahead. We are compelled to perform retrospectives and see how they measure up to our keys to success. Thinking of this, I am reminded of a keynote speech that I had heard when I was being recognized for achieving the rank of Eagle at a council dinner for the Boy Scouts of America. The Speaker was a successful businessman and an avid pilot.

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Back to Basics with Reconciliations

Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

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Outside-in lens—four key principles for the future of banking

Accenture

So far in this blog series we’ve talked about how an outside-in approach to banking can help Australian banks convert the current threats and challenges into opportunities. We believe this bold approach to shaking the status quo will be guided by four key principles: 1. Be married to nothing. 2. Re-establish trust with customers. 3.…. The post Outside-in lens—four key principles for the future of banking appeared first on Accenture Banking Blog.

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The Secret History of a Small Town Gas Station and the Lifelong Fintech Lesson It Taught Me

Jack Henry

If you find yourself in Cedar Falls, Iowa, head to First Street and pop into The Music Station. And yes, if you're a Jack Henry customer, you might find yourself in Iowa. After all, Cedar Falls is the birthplace of the Banno Digital Platform. So what is this mysterious gas station? Today, it's just a regular two-pump station in a college town on one of the main streets.

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Know My Industry: The Business Value of Experience Design (Part 3 of 8)

Perficient

This is the third in a series of blog posts sharing the results of our study on the business value of experience design. In this post, we explore the value of knowing the industry: Applying the unique demands and challenges that the industry category brings to remain competitive and relevant. In 1944, British grad student John Hellins Quick wrote a detailed technical description of the Turbo Encabulator, a device “to measure inverse reactive current in unilateral phase detractors with display o

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X Factor: Can Singapore be green finance’s Silicon Valley?

Accenture

This series of blogs looks at the opportunities and challenges associated with green finance in Southeast Asia, and draws on a recent position paper “Green Finance in Singapore and ASEAN: Opportunities and Challenges” by EuroCham Singapore and Accenture. In recent years, Singapore has positioned itself as Asia’s home for green – or sustainable – finance.….

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Apple Aims At Debuting Car In 2024

PYMNTS

Apple is advancing its self-driving car project, according to a Reuters report, and will look at debuting a new product by 2024 that could also come with new battery technology. Project Titan, the Apple automotive effort, has been working on a self-driving vehicle sporadically since 2014, working from scratch. Apple hasn't always kept up with it, sometimes drawing back to focus more on the software the company is known for, Reuters reported.

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How a Managed Services Partner Can Reduce the Friction in Your RDC Program

Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

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How TIAA Bank acts like a fintech to push digital payments

Payments Source

Even with the pandemic's dramatic shift to online commerce, TIAA Bank's Claudia Tabacinic says there's still room to migrate consumers, and lingering reluctance to embrace new technology.

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Byte-3 – Data is the new Tofu ,Data Architecture Modernization

Perficient

Data is the greatest asset for any organization. Data architecture modernization provides the ability to understand the information effectively, use the data efficiently for market growth, create new revenues, and gain customer satisfaction. . In today’s world, Data leaders are playing a vital role, and here are the top 10 things they are looking at in every data modernization journey. .

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4 Tips to Marketing Your Digital Banking Suite

Jack Henry

The beginning of a new year has traditionally been the perfect time to market your digital banking to help people get financially organized. But when planning to promote digital banking this year, the idea of financial resolutions might not connect in quite the same way. Digital banking in 2020 has shifted our priorities, and people’s financial lives are more in question than ever.

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’Twas The Night Before COVID Christmas

PYMNTS

’Twas Christmas with COVID, We were all stuck at home. Can’t go out, it’s not safe, We’re advised not to roam. The holiday Zoom calls have been scheduled with care, To talk to the relatives who cannot be there. . The children are nestled asleep in their beds, As visions of PS5s dance in their heads. Ma on her mobile and me on the tablet, Spent Christmas Eve cementing our new digital-first habits. .

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Budget Playbook for Commercial Lenders — Bank and Credit Union Edition

Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

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Risk rise in pandemic-hit fintech sector

Bobsguide

As the fintech sector grows almost exponentially, so commensurately do the risks. The pandemic has created new threats, mainly through home working, but others have been mounting steadily for years such as Brexit, tougher regulation, cyber attacks and relentless competition in a sector that is by.

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Byte-2 – API as a Product

Perficient

Every organization is maximizing its values by enabling data consumption through API. API’s are everywhere, and it’s an integral part of all the applications that we use today. . It’s essential to manage those API as a product. Here are a few tips/suggestions/questions that you need to consider how we approach API product management. . Key takeaways you to consider from the beginning of API product journey : .

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How Blackhawk sees COVID-19 transforming the gift card industry

Payments Source

Consumers avoiding stores because of COVID-19 have driven triple-digit sales growth of Blackhawk’s gift cards sold through retailers’ websites, with the final weeks of the year expected to push digital cards to a tipping point.

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Amazon Puts Off Merchant Fulfillment Fee Hikes Until June

PYMNTS

Amazon is postponing its logistics fee increase to help accommodate businesses affected by the pandemic, a company letter from Amazon Worldwide Consumer CEO Jeff Wilke stated. Wilke wrote that the eCommerce giant will continue to take on the extra costs without increasing fees until June 1, 2021. "We are doing this because we want to provide stability and support for you during what will likely remain a challenging winter as vaccine distribution gets underway," Wilke said in the letter.

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Is Your Current Card Platform Holding You Back?

Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

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2020 GonzoBanker Awards

Gonzobanker

“I learned a long time ago that reality was much weirder than anyone’s imagination.” – Hunter Thompson. “This Year was brought to you by the number 2020 and the letters W, T and F” – Big Bird (more or less). Well, HST and Big Bird had it right. Anybody who ever again says they have seen it all loses all future cred at Cornerstone.

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Why YouTube Is the Best Platform for Publishing Videos – Here’s Why #255

Perficient

At Perficient, we just published a second update of our study on video rankings in Google and YouTube. The main objective is to find out the difference between YouTube’s and Google’s algorithms for ranking videos. In this episode of the?award-winning?Here’s Why digital marketing video series, Eric Enge reveals some of the study’s findings and explains why YouTube is the best platform for publishing videos. ?

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Square has discussed acquiring Jay-Z’s Tidal service

Payments Source

Square Inc., the digital-payment company run by Jack Dorsey, has held talks to acquire the music-streaming service Tidal as part of a push to diversify, according to a person familiar with the situation.

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FinTech Step Aims To Create The Concept Of ‘Family Banking’

PYMNTS

We’ve all heard the horror stories. The 6-year-old who get his hands on Mom’s iPad and manages to rack up $16,000 worth of credit charges for online gaming. The teenager with a Fortnite habit who manages to clean out Dad’s checking account via the debit card linked to the gaming account. These aren’t bad kids necessarily so much as they’re kids that simply don’t know the damage they’re doing at the time.

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It Takes Two to Tango

With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

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Our top 5 posts of 2020

BankUnderground

Belinda Tracey. As another year draws to an end and the blog prepares for some downtime over the festive period, we wanted to take a look back at the blog in 2020. We published posts on a wide range of topics including the impact of monetary policy on birth rates and on happiness , how speculative buying can drive cryptocurrency prices down, and of course the economic consequences of Covid-19 featured prominently.

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Wishing You a Happy Holidays from Perficient

Perficient

2020 looked different than anything we’ve seen. But through our commitment to one another, a healthy dose of resilience, and honest and trusted relationships, Perficient has not only persevered, but thrived. Our success is possible only because of our clients, our partners and our colleagues. Thank you! With many in our communities facing hardships this year, we were fortunate to have had the opportunity to pay it forward to those in need, and spread some warmth this holiday season through

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7 trends eroding the two-week pay cycle

Payments Source

While there has been a general trend of paying people faster for work already performed, starting with gig workers, COVID-19 has created (or exposed) many issues that are fueling the shift toward on-demand pay, especially for hourly workers.

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Behavior-As-A-Service Uses Digital Body Language To Fight Fraud, Increase Conversion

PYMNTS

When a customer walks into a physical location to transact, a whole host of behavioral data becomes available to whatever entity is serving them. Are they acting interested, engaged and prepared? Or do they appear to be casing the joint and attempting to memorize the location of the security cameras? That behavioral data can then be used to inform how the customer is treated and what kind of interaction they are going to be offered.

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3 Ways Managed Device Services Help Community Banks Cut Costs

Community banks seek ways to leverage their technology infrastructure to drive productivity and growth. However, the sheer volume of technology devices, capital constraints, and lack of skilled resources stand in the way. This Strategy Brief explores how a managed device services partner can help bridge this resource gap. Managed device services partners empower community banks to take charge of mission-critical device management activities with: Logistics and installation services to support se