Sat.Aug 10, 2024 - Fri.Aug 16, 2024

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Environmental, Social and Governance (ESG) and Climate Risk Investing – You must be kidding me?!

Perficient

“As if there weren’t enough jargons and complex terms to remember for an investor, you are telling me I need to now know about ESG and Climate Risk – You must be kidding me!!” – These are the exact words (with a couple of expletives, that I cannot quote here) – a senior fund administrator from a large investment firm uttered when we were presenting about environment aware financial risk management.

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10 Top banking podcasts you should be listening to

Abrigo

10 good podcasts for bank & credit union execs & staff These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. And all release a new episode at least monthly. You might also like this webinar, "How to confidently navigate AI/generative AI" LISTEN Takeaway 1 An estimated 47% of Americans 12 and older listen to at least one podcast each month, Takeaway 2 With 3.4 million podcasts in the world, it can be challenging to weed

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How embedded payments are changing the way we pay

Payments Dive

As payments technology advances, more companies are embedding the payments process in websites and apps. Here’s a primer on how this trend is advancing and changing the payments arena.

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A Marketing Tool For Lenders – Our ROI Calculator

South State Correspondent

Commercial lending is more competitive than ever. To effectively differentiate their services, commercial lenders will need to be thought leaders, understand their market and industries, and provide more insightful advisory services. Commercial lenders can differentiate themselves by running return on investment (ROI) scenarios for their borrowers to help them make better financing decisions – especially when comparing buy vs. rent decisions.

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How Unify Turned Month-End Mayhem Into a Growth Party With Automation!

By ditching paper and manual checklists, UNIFY embraced ART’s cloud-based solution for seamless automation. The robust dashboards, exception reports, and completion date reports allowed the team to easily track progress and resolve bottlenecks. ART’s flexible access for auditors ensured tight deadlines were met effortlessly. With competitive pricing and a rapid setup, ART cut costs and minimized disruptions, enabling UNIFY’s team to concentrate on high-impact tasks.

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ICX Summit: Future of retail with Steven King

ATM Marketplace

Professor Steven King shares a preview of his upcoming keynote at the ICX Summit in Charlotte on the future of retail. ICX Summit will be hosted by Networld Media Group from September 9-11.

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Monzo moves clients to backup after outage

BankInovation

British challenger bank Monzo reported an outage today that halted some card payments and outbound bank transfers. In response to the outage, which the bank attributed to a “technical issue,” Monzo moved to its backup system to get operations back up and running, Monzo said on social media platform X today. Monzo can process 99.

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Optimizing Payment Strategies to Combat Disintermediation and Boost Performance

Jack Henry

Discover essential payments takeaways and unlock the top priorities for bank and credit union CEOs over the next two years with key insights from the Jack Henry™ 2024 Strategy Benchmark. Why you need a payments strategy As ways to pay and get paid become progressively faster and increasingly digital, payments remain a critical driver for success and longevity.

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The Capital One-Discover merger will be good for your wallet

American Banker

The overall size of the combined entity is trivial compared to industry behemoths. It is evident the benefits to consumers from the Capital One-Discover merger dramatically exceed the speculated harms that caution against it.

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How did CEO pay get so high in UK and can we do anything about it?

TheGuardian

Median pay for a FTSE 100 boss rose to £4.19m in 2023, 120 times that of the average full-time worker FTSE 100 chief executive pay reaches highest level on record The bosses of Britain’s blue-chip companies are raking it in, having seen their pay rise to the highest level on record last year, according to figures released by the High Pay Centre. The data shows that median pay for a FTSE 100 chief executive increased from £4.1m in 2022 to £4.19m in 2023.

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The 2024 Lenders Guide to Automating the Complex Loan

Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.

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Credit cards users struggle with inflation

Payments Dive

JD Power’s annual credit card survey found that more than half of U.S. credit card users don’t pay their balances in full every month, and less than half are considered financially healthy.

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ICX Summit: Brand leaders to share e-commerce excellence insight

ATM Marketplace

E-commerce leaders will discuss creating seamless customer experiences at the upcoming Interactive Customer Experience Summit being held in Charlotte, North Carolina next month.

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Transactions Dashboard: Digital banking leads way in 2024

BankInovation

Banks are modernizing and digitalizing their platforms and offerings as users demand more online and mobile banking experiences. According to Bank Automation News’ proprietary Transactions Dashboard, banks have consistently invested in digital banking solutions since the start of the year.

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Happy Independence Day!

BankBazaar

This Independence Day, we want you to pave your way towards a financially independent life. And to be financially independent you need to have a good credit history, therefore, a great Credit Score! It’s a great feeling to be independent. It’s a liberating experience. This Independence Day, we want to equip you with the liberty of being in charge of your finances.

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Is Your Current Card Platform Holding You Back?

Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

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JPMorgan, Zelle may have upper hand if litigation ensues

Payments Dive

If the banks that own Zelle’s parent battle the Consumer Financial Protection Bureau in court, they may find some federal judges open to their arguments, lawyers specializing in the area said.

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Meeting banking regulations without sacrificing CX

ATM Marketplace

The Bank Customer Experience Summit held in Charlotte, North Carolina from Sept. 9 to 11 will look at this topic in depth during a panel entitled, "How to meet banking regulations while delivering impactful CX.

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Confessions of a credit union executive turned community banker

American Banker

The dark secret about credit unions is that while rules have changed to allow them to make more commercial loans, their ability to underwrite those loans at scale is lacking. When the credit cycle turns, there's going to be a reckoning.

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Winning Olympic Communication Strategies for Fintechs

William Mills

I've always been fascinated by the Olympics. While the incredible athletic feats are inspiring, the games are much more than that. The global event is a celebration of planning, fierce competition and storytelling. Every two years, we’re drawn into the personal stories of athletes, learning about their sacrifices, perseverance, and the support networks that helped them become the best in the world.

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3 Ways Managed Device Services Help Community Banks Cut Costs

Community banks seek ways to leverage their technology infrastructure to drive productivity and growth. However, the sheer volume of technology devices, capital constraints, and lack of skilled resources stand in the way. This Strategy Brief explores how a managed device services partner can help bridge this resource gap. Managed device services partners empower community banks to take charge of mission-critical device management activities with: Logistics and installation services to support se

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FedNow to add more fraud tools, Fed official says

Payments Dive

The Federal Reserve is still seeking to allay financial institutions' concerns that faster payments allowed by the new instant payments system could lead to faster fraud.

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The Guardian view on record payouts for CEOs: the way they live now | Editorial

TheGuardian

The latest High Pay Centre report confirms the persistent and damaging culture of entitlement at the top of business When The Spirit Level was published 15 years ago in the latter days of Gordon Brown’s premiership, its analysis of the corrosive social impact of inequality turned it into an instant bestseller. Since then, as they noted in the Guardian last month, the authors Kate Pickett and Richard Wilkinson have been invited to give more than 1,000 presentations of their groundbreaking researc

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The conventional wisdom on mortgage quality is wrong

American Banker

Pandemic era changes to credit reporting have dangerously distorted credit scores for mortgage borrowers. The market is in worse shape than we realize, writes a former Federal Housing Finance Agency director.

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Banking AI: 3 tools to watch

ATM Marketplace

Here are three banking AI tools to watch in the coming years.

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Auditpalooza: Rocking the Month-End Close Audit

Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem

A good, fast, clean audit leads to a happy work life. Join us in this one-hour webinar, where we share the best ways to prepare and conduct your audit process to maximize audit satisfaction and minimize administrative time in month-end close and financial reporting. Learning objectives: This course objective is to review leading practices to maximize audit success.

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Klarna jumps into banking business

Payments Dive

The Swedish buy now, pay later company will let consumers use savings accounts to make payments, receive refunds and earn cash rewards from some retailers.

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Small Businesses: Tying People and Banks Together – Human to Human

Jack Henry

Support small business banking needs through connection and community. Click to learn more about the smb market and how to optimize your small business banking strategy.

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New data on credit card losses add to evidence of 'soft landing'

American Banker

The once-worsening trend of consumers struggling to pay their credit card bills keeps stabilizing, new data from card issuers showed this week. The improved picture comes amid other signs that consumers aren't slowing their spending.

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Credibanco and Sensedia to introduce new solution

The Paypers

Credibanco and Sensedia have introduced a new solution that centralises financial information from various industry participants, enabling a secure and efficient exchange of data.

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5 Things Lenders Need to Know About Portfolio Loans & Their Documentation

Discover the key benefits of portfolio loans and learn how to streamline your lending process with our infographic, "5 Things Lenders Need to Know About Portfolio Loans & Their Documentation." Find out how portfolio loans can maximize borrower potential by consolidating multiple properties under a single loan, reducing paperwork, and lowering closing costs.