Perficient

AUGUST 15, 2024

“As if there weren’t enough jargons and complex terms to remember for an investor, you are telling me I need to now know about ESG and Climate Risk – You must be kidding me!!” – These are the exact words (with a couple of expletives, that I cannot quote here) – a senior fund administrator from a large investment firm uttered when we were presenting about environment aware financial risk management.

Risk Management 221

Risk Management Resources Regulation Community 221

Abrigo

AUGUST 13, 2024

10 good podcasts for bank & credit union execs & staff These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. And all release a new episode at least monthly. You might also like this webinar, "How to confidently navigate AI/generative AI" LISTEN Takeaway 1 An estimated 47% of Americans 12 and older listen to at least one podcast each month, Takeaway 2 With 3.4 million podcasts in the world, it can be challenging to weed

Fraud 221

Fraud Community Community Bank Lending 221

Payments Dive

AUGUST 13, 2024

As payments technology advances, more companies are embedding the payments process in websites and apps. Here’s a primer on how this trend is advancing and changing the payments arena.

Payments 472

Payments Trends Technology Company 472

South State Correspondent

AUGUST 14, 2024

Commercial lending is more competitive than ever. To effectively differentiate their services, commercial lenders will need to be thought leaders, understand their market and industries, and provide more insightful advisory services. Commercial lenders can differentiate themselves by running return on investment (ROI) scenarios for their borrowers to help them make better financing decisions – especially when comparing buy vs. rent decisions.

Tools 195

Tools Marketing Community Bank Community 195

Advertisement

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

Groups

ATM Marketplace

AUGUST 12, 2024

Professor Steven King shares a preview of his upcoming keynote at the ICX Summit in Charlotte on the future of retail. ICX Summit will be hosted by Networld Media Group from September 9-11.

Retail 122

Retail Charlotte Groups 122

BankInovation

AUGUST 13, 2024

British challenger bank Monzo reported an outage today that halted some card payments and outbound bank transfers. In response to the outage, which the bank attributed to a “technical issue,” Monzo moved to its backup system to get operations back up and running, Monzo said on social media platform X today. Monzo can process 99.

social media 121

social media System Cards Operations 121

Jack Henry

AUGUST 13, 2024

Discover essential payments takeaways and unlock the top priorities for bank and credit union CEOs over the next two years with key insights from the Jack Henry™ 2024 Strategy Benchmark. Why you need a payments strategy As ways to pay and get paid become progressively faster and increasingly digital, payments remain a critical driver for success and longevity.

Strategy 88

Strategy Payments Data Technology 88

American Banker

AUGUST 15, 2024

The overall size of the combined entity is trivial compared to industry behemoths. It is evident the benefits to consumers from the Capital One-Discover merger dramatically exceed the speculated harms that caution against it.

Capital 93

Capital Industry Cards Compliance 93

TheGuardian

AUGUST 12, 2024

Median pay for a FTSE 100 boss rose to £4.19m in 2023, 120 times that of the average full-time worker FTSE 100 chief executive pay reaches highest level on record The bosses of Britain’s blue-chip companies are raking it in, having seen their pay rise to the highest level on record last year, according to figures released by the High Pay Centre. The data shows that median pay for a FTSE 100 chief executive increased from £4.1m in 2022 to £4.19m in 2023.

Data 108

Data Company 108

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

Payments Dive

AUGUST 16, 2024

JD Power’s annual credit card survey found that more than half of U.S. credit card users don’t pay their balances in full every month, and less than half are considered financially healthy.

Cards 476

Cards Survey 476

South State Correspondent

AUGUST 14, 2024

If managing loan pricing is a college-level course, deposit pricing is a master’s. Given the complexity, managing analyzed checking, however, is a PhD. level effort. There are all the dynamics of traditional accounts plus often two different interest rates, the ability to offset fees, and a variety of adjustments. We covered the basics of account analysis in Part 1 ( HERE ), and in this article, we highlight best practices for managing an analyzed transaction account.

How To 195

How To Analysis Management Training 195

ATM Marketplace

AUGUST 15, 2024

E-commerce leaders will discuss creating seamless customer experiences at the upcoming Interactive Customer Experience Summit being held in Charlotte, North Carolina next month.

North Carolina 131

North Carolina Charlotte Branding Customer Experience 131

BankInovation

AUGUST 12, 2024

Banks are modernizing and digitalizing their platforms and offerings as users demand more online and mobile banking experiences. According to Bank Automation News’ proprietary Transactions Dashboard, banks have consistently invested in digital banking solutions since the start of the year.

Digital Banking 121

Digital Banking Mobile Online Data 121

Advertisement

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

Lending

Payments Dive

AUGUST 12, 2024

Employers are responding quickly to the Consumer Financial Protection Bureau’s rule noting earned wage access services may constitute lending, says a Chime executive.

Lending 320

Lending 320

TheGuardian

AUGUST 12, 2024

The latest High Pay Centre report confirms the persistent and damaging culture of entitlement at the top of business When The Spirit Level was published 15 years ago in the latter days of Gordon Brown’s premiership, its analysis of the corrosive social impact of inequality turned it into an instant bestseller. Since then, as they noted in the Guardian last month, the authors Kate Pickett and Richard Wilkinson have been invited to give more than 1,000 presentations of their groundbreaking researc

Analysis 102

Analysis Course Report Company 102

ATM Marketplace

AUGUST 16, 2024

Here are three banking AI tools to watch in the coming years.

Tools 126

Tools 126

American Banker

AUGUST 14, 2024

The dark secret about credit unions is that while rules have changed to allow them to make more commercial loans, their ability to underwrite those loans at scale is lacking. When the credit cycle turns, there's going to be a reckoning.

Community 98

Community Community Bank Compliance Regulation 98

Advertisement

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

Operations

Payments Dive

AUGUST 15, 2024

If the banks that own Zelle’s parent battle the Consumer Financial Protection Bureau in court, they may find some federal judges open to their arguments, lawyers specializing in the area said.

307

307

BankUnderground

AUGUST 14, 2024

Joanna McLafferty, Kirstine McMillan and Joseph Smart On 7 May 2024 the SONIA rate, the UK’s risk-free reference rate, printed at exactly 5.2000% and has remained there to the end of July 2024 (the time of writing). Flatlining of SONIA is not a phenomenon we see often. Prior to this, over the past six years SONIA had been ‘flat’ for only four consecutive days, on two occasions.

Policies 98

Policies Marketing Maine Examples 98

ATM Marketplace

AUGUST 13, 2024

The Bank Customer Experience Summit held in Charlotte, North Carolina from Sept. 9 to 11 will look at this topic in depth during a panel entitled, "How to meet banking regulations while delivering impactful CX.

North Carolina 108

North Carolina Meeting Regulation Charlotte 108

American Banker

AUGUST 13, 2024

Pandemic era changes to credit reporting have dangerously distorted credit scores for mortgage borrowers. The market is in worse shape than we realize, writes a former Federal Housing Finance Agency director.

Marketing 96

Marketing Report Compliance Regulation 96

Advertisement

With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

Payments Dive

AUGUST 14, 2024

The bank and credit card issuer told regulators in a letter that competition will require it to keep its products fairly priced.

Cards 273

Cards Capital Regulation 273

Commercial Lending USA

AUGUST 14, 2024

Get clear, simple advice on commercial property loans. Compare rates and find the best options to help you secure the perfect deal for your business.

Security 96

Security Lending 96

William Mills

AUGUST 15, 2024

I've always been fascinated by the Olympics. While the incredible athletic feats are inspiring, the games are much more than that. The global event is a celebration of planning, fierce competition and storytelling. Every two years, we’re drawn into the personal stories of athletes, learning about their sacrifices, perseverance, and the support networks that helped them become the best in the world.

Strategy 86

Strategy Fintech Marketing Strategies Marketing 86

American Banker

AUGUST 16, 2024

The once-worsening trend of consumers struggling to pay their credit card bills keeps stabilizing, new data from card issuers showed this week. The improved picture comes amid other signs that consumers aren't slowing their spending.

Cards 88

Cards Data Trends Lending 88

Advertiser: ZoomInfo

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

Capital