Chris Skinner
DECEMBER 20, 2017
The other forecasting I made at start of year concerned the big FinTech trends of 2017. Again, I thought it might be of interest to revisit them. Removing friction from the customer journey I guess this is a given, and wasn’t a big trend of 2017 … just a big trend … The post The Top FinTech Trends of 2017 … were they? appeared first on Chris Skinner's blog.
Bank Innovation
DECEMBER 19, 2017
EXCLUSIVE — The year of 2017 has been marked with more than a few good and not-so-good trends: but we’ll stick to fintech. Aside from the important events like record-level funding for fintechs across the globe, cryptocurrency mania, Coinbase entering the Unicorn club at a $1.56B valuation in the last quarter, there have been some […].
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PYMNTS
DECEMBER 20, 2017
Passport, company that’s managing much of the technical aspects of how people pay to use public transportation resources in cities like London, Miami and Los Angeles, has just raised $43 million. The money, from Bain Capital Ventures, will go to help the company expand its payment and transaction services nationally and internationally. Read More.
Payments Dive
DECEMBER 19, 2017
This market report of 2017 gives an overview of the mobile payments landscape in Africa, looking at the digital ecosystems of Nigeria, South Africa, Kenya, Uganda, Ghana, Mozambique, Cote d’Ivoire and Senegal.
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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.
Chris Skinner
DECEMBER 18, 2017
I was moderating a panel discussion about Open Banking and the panel’s opening was some research presented by Steve Ogborn and Benedict Ireland of the Unlimited Group. The guys said that only 9% of consumers had heard of Open Banking. That means 91% had no idea what it was. Even … The post 91% of consumers have no idea what Open Banking is appeared first on Chris Skinner's blog.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
PYMNTS
DECEMBER 20, 2017
“Half the money I spend on advertising is wasted; the trouble is, I don’t know which half.”. That’s a quote from department store maven John Wanamaker, illustrating a conundrum for retailers (and merchants in general): Namely, you’ve got to reach out to consumers if you are going to convince them to buy your wares. But reaching out involves time and money — both precious commodities.
Payments Dive
DECEMBER 22, 2017
A recently completed study by EIQ Research and InfoVista found that while the top two business challenges enterprises face on their digital transformation journey are business agility and cloud migration, they almost universally believe their WANs cannot currently meet those demands. View the infographic to learn more!
Chris Skinner
DECEMBER 17, 2017
I had a realisation the other day: banks are brilliant. Everyone says they hate banks, but I love them. In fact, I think most people secretly love their bank. They just don’t like to admit it. After all, when did you last change your bank? Not open another bank account, … The post Change my bank? Not on your nelly! appeared first on Chris Skinner's blog.
Bank Innovation
DECEMBER 19, 2017
Another cryptocurrency is reaching an all-time high. This morning, the cryptocurrency Litecoin reached $360.93, according to CoinMarketCap. According to a Forbes report, this brings the crypto coin’s year-to-date (YTD) gain above 8,000%. Currently, at 10.45 AM ET, the altcoin LTC dipped a little trading at $349.42, according to CoinMarketCap. It has a market capitalization of […].
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PYMNTS
DECEMBER 20, 2017
What do track and field stars, NASCAR drivers and millions of businesses owners around the United States have in common? They all have an appreciation for speed. While more speed may mean more endorsement money for athletes, it means faster settlements and more efficient business for commercial banking customers. With a growth in demand, banks and FinTechs are working to give business owners the speed they need.
Payments Dive
DECEMBER 22, 2017
With Ipanema, KBC delivers excellent quality of experience to Skype for Business and Microsoft Office 365 users, increasing productivity and reducing telecom costs by 20%. Strong user adoption resulted in supporting 140k sessions a week across 15k users and boosted teleworking capability.
Chris Skinner
DECEMBER 19, 2017
Back in January, I made 10 predictions for 2017. Let’s see how near or off the mark they were: The FinTech buzz continues, but not in the USA (look East) WRONG. According to KPMG’s Pulse of FinTech report, Q3 2017, I’m wrong. Asia was doing ok but nowhere near as … The post Did my 2017 predictions come true? appeared first on Chris Skinner's blog.
Bank Innovation
DECEMBER 19, 2017
AI is taking over the world. From self-driving cars to personal finance and even AI fitting rooms, it is hard to avoid AI’s looming effect on us all. Artificial Intelligence it is already operating in banking, even if customers don’t recognize it. From chatbots giving budgeting tips to fraud monitoring systems noticing anomalous activity on […].
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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.
PYMNTS
DECEMBER 21, 2017
We asked our readers to give their favorite holiday tunes a T1D spin. Here are some lyrics for all to enjoy: The Night Before Christmas with Type 1 Diabetes. ‘Twas the night before Christmas, when all through the house, Not a creature was stirring, till the CGM alarm did rouse; The testing supplies were stocked by the bedside with care, In hopes that a finger prick soon would be there.
Payments Dive
DECEMBER 22, 2017
A recent IT executive survey conducted by EIQ for InfoVista revealed that while consumer industries pay attention to digital transformation initiatives, they need to place equal importance on backend processes and tools to support digital transformation. These process include network readiness, cloud migration, and security.
Chris Skinner
DECEMBER 22, 2017
Merry Christmas and a Happy New Year everyone. That’s 2017’s blogging over for me. Back on January 2, 2018, with more news about my new book coming out in March, Digital Human. A few comments: “Skinner presents a compelling vision of the future of financial services expertly set in ten-thousand years … The post Happy holidays and one last piece of 2017 news appeared first on Chris Skinner's blog.
Bank Innovation
DECEMBER 21, 2017
I downloaded MicrosoftDeploymentToolkit_x64.MSI and installed it on SCCM CB 1711 preview lab environment. There are 32 and 64 bit versions of MDT 8450 available. This version (build 6.3.8450.1000) of the Microsoft Deployment Toolkit requires Windows 10 ADK build. In this post, we will see how to Download Install and Configure MDT 8450. More Videos – Subscribe the YouTube channel here […].
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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.
PYMNTS
DECEMBER 19, 2017
Employee fraud is a monumental issue, especially for small businesses (SMBs) without resources to track every penny workers spend. But that fraud is only part of the problem stemming from a lack of visibility into corporate spend. In addition to employee expenses, another key challenge for companies is the money they spend, and sometimes waste, on subscription services.
Payments Dive
DECEMBER 19, 2017
Across age groups, UK consumers demonstrate extremely high confidence in online shopping.
Chris Skinner
DECEMBER 17, 2017
This week’s main blog headlines are … Look East for innovation I often talk about faster horses and how banks think digital is doing banking cheaper and faster. It’s all about efficiency and effectiveness. So, I was asked the other day: where is the car? After all, it’s easy to … The post The Finanser’s Week: 11th December – 17th December 2017 appeared first on Chris Skinner's blog.
Bank Innovation
DECEMBER 20, 2017
Berlin-based savings deposit marketplace Raisin has received capital from payments company PayPal, which will be used to push the fintech’s growth in the market. The amount of funding, described as a “strategic investment” by PayPal, remains undisclosed. However, the backing by PayPal joins a €30 million ($35 million) round the fintech raised earlier this year […].
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Insights on Business
DECEMBER 21, 2017
Try to picture this scenario: you are in a foreign country, let’s say China, on a business trip. You don’t speak the language, don’t have any contacts, and are relying on a vanilla translation app on your phone to help you get out and about. Then, something unexpected happens: your passport gets stolen. You rush to the police station, try to communicate with the officers… and let’s just say it doesn’t go very well.
Payments Dive
DECEMBER 19, 2017
Mobile Payments Today takes a look at the top blog posts in 2017.
Chris Skinner
DECEMBER 20, 2017
Things we’re reading today include … Bitcoin lottery launches in Ireland Top 10 Retail Banking Trends and Predictions for 2018 Tandem’s Takeover of Harrods Bank Approved by Bank of England BNY Mellon freezes $22 billion in Kazakhstan assets: source Bank’s olive branch increases chance of Brexit deal City can live … The post Things worth reading: 21st December 2017 appeared first on Chris Skinner's blog.
Bank Innovation
DECEMBER 18, 2017
Givers to mutual fund investment company Fidelity’s charity arm, Fidelity Charitable, have donated $22 million worth of bitcoin this year. The charity will accept donations in bitcoin until December 22, according to the company. Donations in crypto through the month of November represented about $11 million, Fidelity Charitable said. It has since seen that figure […].
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