Chris Skinner

FEBRUARY 18, 2018

Unless you have been asleep for the last year, you cannot have failed to catch the buzz around bitcoin and other cryptocurrencies such as Ethereum’s Ether and Ripple’s XRP. There are even some coins that were created as a joke that are getting significant investments, such as Dogecoin. Dogecoin was … The post Why bitcoin is not a ‘fraud’ or ‘bubble’, but something you should take seriously appeared first on Chris Skinner's blog.

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Bitcoin Fraud cryptocurrency blockchain 393

Bank Innovation

FEBRUARY 23, 2018

French bank BNP Paribas has launched a new fund to invest in fintech startups, the bank announced today. The amount of the fund was not disclosed. The fund will be managed by BNP Paribas’ Capital Partners, and will be taking minority stakes in financial services and insurance startups, the bank said. It will also be.Read More.

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Payments Dive

FEBRUARY 20, 2018

Bottom line: don't do business with people on Craigslist unless you meet them in person.

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Meeting 320

PYMNTS

FEBRUARY 23, 2018

There are few verticals where business is a guaranteed — basically just food, healthcare, and funerary services. And even those spaces are changing. Then there’s gifting. People have always given gifts and probably always will. But they don’t always give the same gifts in the same way. As Jifiti Co-Founder Yaacov Martin sees it, every gift involves three parties: the initiator, the recipient, and the vendor in the middle who’s fulfilling the gift.

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Chris Skinner

FEBRUARY 21, 2018

I know that I could get boring so won’t labour this one over and over again, but for people attending Eurofinance in Miami in May or Money 2020 in Singapore in March, I have great news for you! Both events are going to be promoting and launching my new book, Digital … The post Ever wondered what a digital human looks like? appeared first on Chris Skinner's blog.

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Miami 277

Payments Dive

FEBRUARY 23, 2018

Karen Katz, former president and CEO of Neiman Marcus Group, and Visa CEO Alfred Kelly shared insight, expectations and strategy during a panel talk at the NRF Big Show in January on boosting the retail mobile commerce customer experience.

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Retail Mobile Innovation Cards 272

PYMNTS

FEBRUARY 21, 2018

The banking world is racing to get smarter via artificial intelligence (AI), but how can intelligence that’s artificial stack up to human expertise and the demands of human consumers? . To tackle this issue, companies are looking to infuse AI with a bit of humanity, help consumers better connect with computer-operated services and offer improved insights.

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Chris Skinner

FEBRUARY 23, 2018

Lots of people talk a good talk about the internet of things and how my washing machine could now make purchases but my question is: what would my washing machine want to buy? More powder and some salt maybe? A replacement for the dish that just broke? An intelligent washing … The post Excuse me, but would you like this chip in your vein or your brain?

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Bank Innovation

FEBRUARY 19, 2018

EXCLUSIVE — With government-backed initiatives and a finite business of copper export, Nathan Lustig, co-founder and managing partner at Magma Partners, saw huge potential in the Chilean fintech market. Lustig points out that only 30% of Chileans have credit cards, while only 50% have bank accounts, “and that’s the more advanced population,” he said.

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Analysis

Payments Dive

FEBRUARY 22, 2018

Wayfair is hot for mobile as it's allowing the retail home furnishing seller to drive an enhanced customer experience that is proving rewarding for the bottom line. Fast casual Panera is also benefiting from the mobile tech evolution and new digital tools are paying for themselves in terms of sales growth.

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Mobile Customer Experience Tools Retail 246

PYMNTS

FEBRUARY 19, 2018

What happens to a company when demand is so high that it can’t scale fast enough? What happens when bad guys make off with the cryptocurrencies its supposed to be trading, unauthorized charges gather steam or glitches snowball? If you’re cryptocurrency exchange Coinbase, with a $1.5 billion valuation and financial backing from names like the New York Stock Exchange (NYSE) and Spark Capital, the complaints start to pile up.

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cryptocurrency Bitcoin New York Capital 157

Chris Skinner

FEBRUARY 20, 2018

I’m often asked how bitcoin works, where to buy them and how does it relate to blockchain and differ from ethereum, etc, etc. I was going to write a blog about it but Daniel over on Invest in blockchain beat me to it. He has also kindly let me republish his blog … The post Everything you need to know about bitcoin appeared first on Chris Skinner's blog.

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Bank Innovation

FEBRUARY 23, 2018

Japan’s cryptocurrency exchanges have reported a total of 669 suspected money laundering cases to the country’s National Police Agency, according to a report by Nikkei Asian Review. Japanese cryptocurrency exchanges have been having a rough time lately with a major hack ($550 million) and some major technical glitches – one that almost cost one exchange.Read More.

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cryptocurrency Report National Bitcoin 285

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Lending

Payments Dive

FEBRUARY 22, 2018

TNSConnect from TNS provides secure, fully managed, resilient connectivity for the transmission of credit, debit, gift, loyalty, eCommerce and other transaction types. Download this product sheet for an overview of this end-to-end service.

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Management Community Payments Security 186

PYMNTS

FEBRUARY 21, 2018

This is not a test. Beware the credit card test. There may be no escaping credit card fraud, as it comes in one form or another. Overall, one subset of card fraud is on the rise: Last year, Radial’s eCommerce Fraud Technology Lab said credit card testing was up triple-digit percentage points on an annualized basis. Credit card testing is a way the bad guys use stolen card data to make sure an account is valid.

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Cards Fraud Data System 156

Chris Skinner

FEBRUARY 22, 2018

Someone pointed out to me that when I wrote about the wealth divide, a lot of the property investing is not your average John or Jane, but a lot of money launderers. I wrote a while ago that there is $1.6 trillion of money laundered worldwide every year, and only … The post Money laundering is most likely to wash with your local estate agent appeared first on Chris Skinner's blog.

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Bank Innovation

FEBRUARY 23, 2018

EXCLUSIVE – Wells Fargo will not be joining some of the other big banks in banning its customers from purchasing cryptocurrency with their credit/debit cards, Bank Innovation has learned. Wells Fargo, senior VP of senior vice president, design and delivery leader in the Innovation Group at Wells Fargo told Bank Innovation in a recent interview.Read More.

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cryptocurrency Cards Innovation Groups 284

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Operations

Insights on Business

FEBRUARY 21, 2018

Digital transformation is on the agenda of virtually every bank and insurance company in the world. Organizations everywhere, it seems, are trying to transform into more agile, efficient and competitive versions of themselves, end-to-end. But a project of that scope inevitably presents the question: how do we pay for it? Innovation that drives revenue growth and competitive advantage costs money— a lot of money—and moreover, the big reinvention projects have no precedent, so making the business

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Data social media Operations Innovation 119

PYMNTS

FEBRUARY 19, 2018

India expense management company Happay secured more funding after its Series B round, according to an unnamed source cited by VCCircle on Friday (Feb. 16). The publication said Happay raised about $250,000 from Cupola Venture Opportunities, which placed the funding last December. The investment follows a Series B funding round that raised $10 million, also announced last December; that investment was led by Sequoia Capital, while Singapore’s Axiom Capital, a private equity fund, and AME Cloud V

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Management Capital Tools Cards 144

Chris Skinner

FEBRUARY 18, 2018

The main blog headlines are … Will platforms replace governments? I often talk about my week in Hangzhou last year, writing the case study on Ant Financial for the new book Digital Human, and particularly the words of Jack Ma on how he sees managing the Alibaba platform: Management. The … The post The Finanser’s Week: 12th February 2017 – 18th February 2018 appeared first on Chris Skinner's blog.

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Case Study Maine Study Management 198

Bank Innovation

FEBRUARY 23, 2018

In recent years, women have made great strides across the sectors. Today, many countries like The United Kingdom, New Zealand, Germany, Norway, Chile, and New Zealand have elected women as the head of state. In Rwanda, 49 of the 80 parliamentarians are women. In the corporate world, while men continue to dominate certain sectors, women.Read More.

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Fintech 276

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Analysis

Bobsguide

FEBRUARY 23, 2018

bobsguide sat down with CEO of Smart Valor and 'Bitcoin Queen' of Switzerland, Olga Feldmeier. Olga explicitly outlines the real use cases of blockchain and digital cryptography and how smarter regulation can promote innovation. She also predicts the roadmap to bank disintermediation in the.

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blockchain Regulation Bitcoin Innovation 104

PYMNTS

FEBRUARY 21, 2018

Expense management firm Soldo is accelerating the pace at which companies can send money and receive payment via an API integration with Starling Bank. The companies announced news on Tuesday (Feb. 20) that Soldo is looking to provide real-time management and control of corporate expenses. Integrating with the challenger bank gives Soldo its own sort code and account number, the firms explained, further automating the movement of company cash.

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Payments Management Software Regulation 143

Chris Skinner

FEBRUARY 18, 2018

Things we’re reading today include … UK banks facing further big hits for US fines, PPI payouts, and Carillion collapse RBS looks to be in the money – but looming fine may put paid to that Eyes wide shut: the $1.8 billion Indian bank fraud that went unnoticed A crucial … The post Things worth reading: 19th February 2018 appeared first on Chris Skinner's blog.

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Bank Innovation

FEBRUARY 20, 2018

Cash is disappearing so quickly in Sweden that government officials are now worried about the effect its cashless society could have on the banking infrastructure. This is according to a report on Bloomberg, published yesterday, where several banking and government officials in the country expressed concerns about the rapid disappearance of cash in the region. […].

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Regional Report Online Fintech 273

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