BankInovation

APRIL 4, 2023

Why you need one, what to look for and how to select the best digital banking platform to support your digital banking strategy heading into the new year.

Digital Banking 98

Digital Banking Strategy Mobile How To 98

South State Correspondent

APRIL 3, 2023

In recent articles ( here and here ), we discussed why banks that take the interest rate movement risk demonstrate lower performance as measured by return on assets (ROA). Empirical evidence, historical bank failures, and common sense teach us that many risks do not translate to higher yields. The second article compared and contrasted community banks’ pay-for-risk and relationship business models.

Community Bank 195

Community Bank Community Marketing Lending 195

Accenture

APRIL 5, 2023

There’s a lot of buzz about next-gen payments rails globally, but where does North America stand when it comes to adopting these new options? Accenture’s recent consumer payments research—which you’ll find in our report, Payments gets personal: strategies to stay relevant—revealed that North Americans have a clear preference for payment methods they trust, from providers… The post Americans value trust above all in payment options appeared first on Accenture Banking Blog.

Payments 489

Payments America Strategy Report 489

Payments Dive

APRIL 3, 2023

The instant payment floodgates are about to open when FedNow launches in July, giving banks a chance to win back customers lost to fintechs, says one GFT Group executive.

Fintech 418

Fintech Groups Payments 418

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

Groups

Abrigo

APRIL 7, 2023

Making a case for greater efficiency Loan review automation eliminates manual processes, saving time and reducing human error. Here's what to say when presenting a case for software at your institution. You might also like this whitepaper: "2022 Loan Review Benchmark Survey Results." DOWNLOAD Takeaway 1 Loan review automation can help reduce or eliminate common efficiency problems that financial institutions face.

Software 195

Software Lending System Risk Management 195

CFPB Monitor

APRIL 7, 2023

In the CFPB’s second attempt to define “abusive” acts or practices, the first being guidance rescinded a year after it was given in 2020, the CFPB has issued a new policy statement in which it turns to statutory analysis and past enforcement actions to provide a framework for determining what constitutes abusive conduct. .

Policies 148

Policies Analysis 148

Payments Dive

APRIL 5, 2023

No arrests have been made in the Tuesday morning death of Bob Lee, the chief product officer at crypto firm MobileCoin, police said.

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437

BankUnderground

APRIL 6, 2023

Natalie Burr The challenge of measuring financial conditions Imagine you were tasked with thinking about how financial conditions have changed over a policy tightening cycle. Different economists would come to very different conclusions, and none would necessarily be wrong. Why? Because measuring financial conditions is challenging – for a variety of reasons.

Policies 143

Policies Analysis Trends Data 143

ATM Marketplace

APRIL 4, 2023

What's driving the bitcoin ATM market? There are several factors to consider including security and accessibility. However, there are also issues holding it back. Let's take a look at both.

ATM 126

ATM Bitcoin Marketing Security 126

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

Community Bank

CFPB Monitor

APRIL 5, 2023

The CFPB has filed a Notice of Appeal with the U.S. Court of Appeals for the Seventh Circuit from the district court’s decision in the CFPB’s enforcement action against Townstone Mortgage (Townstone). In the case, the district court ruled that a redlining claim may not be brought under the Equal Credit Opportunity Act (ECOA) because the statute only applies to applicants.

Lending 142

Lending 142

Payments Dive

APRIL 5, 2023

The leader of one of the biggest asset managers in the world doesn’t think the U.S. payments system is keeping pace.

System 447

System US Payments Management 447

BankBazaar

APRIL 5, 2023

One of the most highly acclaimed films of the year, RRR is much more than its entertainment value. The film also offers valuable lessons about finances and money management. In this listicle, we’ll take a closer look at what RRR teaches us about finances and how we can apply these lessons to our own lives. Set Clear Goals In RRR, the characters – freedom fighters Komaram Bheem and Alluri Sitarama Raju – have clear goals and motivations that drive their actions throughout the film

Exercises 117

Exercises Management Trends Strategy 117

ATM Marketplace

APRIL 7, 2023

Video banking is a now a multi-billion dollar industry. Where's it headed? ATM Marketplace takes a closer look.

Video 127

Video ATM Industry 127

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

Lending

TheGuardian

APRIL 4, 2023

Company’s own website went down and internet was inaccessible for several hours. Follow all our live coverage of business, economics and financial markets It has not been a great day for companies bearing the Virgin brand. Virgin Orbit, the satellite launch company started by Sir Richard Branson, has filed for US bankruptcy protection. Last-ditch efforts to find funding for the struggling space firm fell through, the Guardian’s Kalyeena Makortoff reports.

Branding 100

Branding Company US Security 100

Payments Dive

APRIL 3, 2023

Even with the backing of the nation’s largest banks, the platform, set for a June launch, will have adoption and security hurdles to overcome to grab a slice of the digital wallet market, industry experts say.

Marketing 312

Marketing National Security Industry 312

FICO

APRIL 3, 2023

Home Blog FICO Advancing the Science of Optimization: FICO & Zuse Institute Berlin FICO partners with Zuse Institute Berlin on critical research into mathematical optimization FICO Admin Tue, 02/18/2020 - 14:57 by Oliver Bastert Vice President, Product Management expand_less Back To Top Mon, 04/03/2023 - 11:45 As a result of the pandemic, interest in mathematical optimization has risen to new heights.

Case Study 97

Case Study Analytics Analysis Industry 97

CFPB Monitor

APRIL 6, 2023

The CFPB and FTC have targeted the use of “dark patterns” on websites to influence consumer behavior. We first discuss what regulators consider to be dark patterns and why they are a focus of regulatory concern and look at examples. We then discuss the empirical issues and behavioral theories a company should expect regulators to raise if it is the target of a dark patterns investigation or enforcement action, what proactive steps a company can take to reduce the risk of a dark patterns chall

Regulation 78

Regulation Management Examples Online 78

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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

Cards

BankBazaar

APRIL 5, 2023

Credit Cards have become an essential financial tool for people across the globe. India, too, has embraced this trend! With the economy growing at a rapid pace, it has become imperative for individuals to own a Credit Card. Here’s why you need a Credit Card. We’ve listed out several top reasons why the right Credit Card can benefit you and your finances in more ways than one.

Cards 78

Cards Management Security Tools 78

Payments Dive

APRIL 6, 2023

In an annual letter, the digital payments darling’s co-founders acknowledged a “significant deceleration” in payment volume for 2022 and a tougher environment for startups.

Payments 273

Payments 273

ATM Marketplace

APRIL 7, 2023

The LTA-100 provides innovative cassette-based cash recycling technology in a sleek, space saving design. This user-friendly solution delivers optimal efficiency, convenience and security.

Innovation 90

Innovation Security Technology 90

CFPB Monitor

APRIL 4, 2023

On March 30, 2023, a three-judge panel of the Superior Court of Pennsylvania held in a precedential opinion that debt collectors can send collection letters to debtors after the expiration of the statute of limitations without violating federal or Pennsylvania law, so long as the debt collector does not file suit in court.

Pennsylvania 78

Pennsylvania 78

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

TheGuardian

APRIL 5, 2023

Still no agreement after 11 months of talks between the postal firm and CWU; Swiss bank UBS faces investors over merger with Credit Suisse The UBS chairman has told investors that the emergency takeover of Credit Suisse last month marked a “historic day” but one that the Swiss bank “hoped would not happen,” as he warned the first-ever merger of two globally systemically important banks came with “execution risk”.

Maine 84

Maine Survey System Strategy 84

Payments Dive

APRIL 4, 2023

The payments gateway startup, which handles acquiring and issuing, is positioning itself as a nimbler competitor to the likes of Stripe and Wex.

Payments 284

Payments 284

William Mills

APRIL 5, 2023

The first in-person edition of Fintech Meetup wrapped up—and what a show it was! The industry’s newest fintech conference, described by some as “ the future of fintech events,” took place at ARIA Resort & Casino in Las Vegas on March 19 th -22 nd. The event was organized by the team behind the original Money 20/20 and had 3,000+ attendees, 40% of which were fintech founders and C-level executives.

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Las Vegas Fintech Industry Conference 73

CFPB Monitor

APRIL 4, 2023

On March 30, the Consumer Financial Protection Bureau issued its final rule to implement Section 1071 of the Dodd-Frank Act. Section 1071 amended the Equal Credit Opportunity Act to require financial institutions to collect and report certain data in connection with credit applications made by small businesses, including women- or minority-owned small businesses. .

Data 78

Data Report Lending 78

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Community banks seek ways to leverage their technology infrastructure to drive productivity and growth. However, the sheer volume of technology devices, capital constraints, and lack of skilled resources stand in the way. This Strategy Brief explores how a managed device services partner can help bridge this resource gap. Managed device services partners empower community banks to take charge of mission-critical device management activities with: Logistics and installation services to support se

Community Bank