Jack Henry
NOVEMBER 20, 2023
Captain Obvious here: we’re well into fall now with Thanksgiving right around the corner! The season that starts with pumpkin spice lattes and apple picking moves (too) quickly through Halloween and finishes with a huge helping of stuffing and apple pie. Some of us never grow out of the fun of celebrating the “spooky season”.
American Banker
NOVEMBER 20, 2023
Microsoft, Google, Salesforce, ServiceNow, Blend, Q2 and Intuit are among the software companies that offer copilots. Here's why banks are taking notice.
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Jack Henry
NOVEMBER 20, 2023
Discover why a unified platform suits retail banking, yet diverse businesses need custom-tailored digital tools for seamless financial management.
CFPB Monitor
NOVEMBER 20, 2023
The Consumer Bankers Association has launched a four-part blog series “Facts Matter” to counter what it calls “misinformation conveyed by the CFPB” in its press release about the CFPB’s October 2023 report (Report) under the Credit Card Accountability Responsibility and Disclosure Act (CARD Act). The CARD Act requires the CFPB to issue a biennial report to Congress on the consumer credit card market.
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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.
The Financial Brand
NOVEMBER 19, 2023
This article How a New Report from Silicon Valley Bank Assesses the Future of Fintech appeared first on The Financial Brand. They're back: Silicon Valley Bank issues its first fintech outlook since its historic collapse – and works hard to see the bright side. This article How a New Report from Silicon Valley Bank Assesses the Future of Fintech appeared first on The Financial Brand.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Payments Dive
NOVEMBER 20, 2023
The Fed's vice chair for supervision expressed optimism about FedNow’s benefits and said he expects it to co-exist with the privately owned RTP network.
American Banker
NOVEMBER 19, 2023
West Plains Bank and Trust in Missouri, No. 11 on this year's Best Banks to Work For ranking, wins high marks for constructive training, employee development, team culture — as well as excellent benefits.
BankBazaar
NOVEMBER 18, 2023
International Men’s Day is a time to celebrate the positive contributions of men to society and focus on men’s well-being and, importantly, their financial well-being. As November 19 th comes closer, it’s an opportune moment to explore the intricate relationship between men’s mental health and financial decision-making. From the pursuit of financial stability to the exploration of investment avenues, from understanding the nuances of debt management to planning for retiremen
Perficient
NOVEMBER 22, 2023
In March 2020, the student loan forgiveness program was initiated, providing relief to many borrowers. However, in October 2023, loan payments resumed, presenting new financial challenges. While the temporary pause was beneficial, it left numerous individuals still grappling with the task of managing their additional financial obligations. Borrowers now confront the daunting prospect of resuming loan payments alongside recurring bills and debts.
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Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.
Payments Dive
NOVEMBER 20, 2023
Payments company Stripe said it’s the first time that an airline will use Apple’s contactless payments feature across an entire fleet.
TheGuardian
NOVEMBER 22, 2023
Rising interest rates have boosted profitability but are likely to limit demand and increase risk of bad debts, says central bank The balance sheets of eurozone banks are showing “early signs of stress” after a rise in loan defaults and late payments by customers, the European Central Bank has warned. Higher interest rates have boosted banks’ income and profits for the time being, the ECB said, but lenders are facing pressures from higher funding costs, worsening asset quality and lower lending
BankBazaar
NOVEMBER 21, 2023
If your job satisfaction were a pizza, would it be a delicious p epperoni or a sad, limp slice left on the counter overnight? Your career should be more satisfying than waiting for a pizza delivery on a Friday night, agree? Money – the ultimate puzzle that keeps us up at night. We’ve all wondered whether we are making enough or just collecting colourful paper for a high-stakes Monopoly game.
Perficient
NOVEMBER 21, 2023
With nearly three decades of experience directing commercial lending, corporate finance, and insurance for leading brands, Perficient’s Insurance Principal, Brian Bell, stands at the forefront of our financial services practice. In the increasingly competitive insurance landscape, organizations must strategically leverage digital transformation, and Brian excels at navigating this evolution to deliver maximum client value across all industries.
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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.
Payments Dive
NOVEMBER 21, 2023
As consumers have leaned on credit cards more in recent months, applications for credit card limit extensions also rose, the New York Fed said Monday.
BankUnderground
NOVEMBER 23, 2023
Fergus Cumming and Danny Walker Bank Rate has risen by more than 5 percentage points in the UK over the past couple of years. This has led to much higher mortgage rates for many people. In this post we analyse another potential source of pressure on mortgagors: the potential for falls in house prices to push borrowers into higher – and therefore more expensive – loan to value (LTV) bands.
TheGuardian
NOVEMBER 20, 2023
I think people everywhere, even on juries, have had enough of our leaders’ failure to tackle the climate crisis In 2021, I was arrested with eight other women for breaking the windows at HSBC’s headquarters in London. On Thursday, after just two hours of deliberation, a jury of our peers found all nine of us not guilty of nearly half a million pounds in criminal damage.
ATM Marketplace
NOVEMBER 22, 2023
There are many risks with ATM security. How can operators handle them all?
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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.
Payments Dive
NOVEMBER 22, 2023
The card network’s board approved pursuing a shareholder vote on a new approach to covering potentially more than $35 billion in outstanding merchant claims against the company.
American Banker
NOVEMBER 21, 2023
The blockchain company is targeting non-financial clients and new geographic regions in a series of product rollouts.
TheGuardian
NOVEMBER 24, 2023
Exclusive: UK’s largest high-street bank preparing review of middle-management roles in response to expected income squeeze More than 2,500 jobs are at risk at Lloyds Banking Group, which is poised to become the latest financial institution to announce cost cuts, the Guardian can reveal. Britain’s largest high street lender is understood to be considering axing a series of middle-management roles including analyst and product management posts as part of a consultation that is expected to be shar
ATM Marketplace
NOVEMBER 21, 2023
In times of crisis and uncertainty, cash plays an important stabilizing role. A resilient cash cycle that ensures a reliable supply is therefore essential. Cash-in-transit companies can make a decisive contribution to this.
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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.
Payments Dive
NOVEMBER 20, 2023
The No. 2 U.S. card company now has a means of processing card payments inside China, after years of waiting on Chinese government approvals.
American Banker
NOVEMBER 23, 2023
Young adults exiting the foster care system often lack the documents and relationships they need to engage with financial products early on. Some advocates, including many in the Texas Legislature, are working to change that.
TheGuardian
NOVEMBER 23, 2023
Consumer groups have long lobbied for institutions to crack down on scams by rejecting transfers if name and bank details of recipient don’t match Follow our Australia news live blog for latest updates Get our morning and afternoon news emails , free app or daily news podcast Australian banks have buckled under pressure and will do more to fight scams by introducing technology that would block customers from transferring money to some fraudulent accounts.
Commercial Lending USA
NOVEMBER 20, 2023
Discover the ins and outs of bridge loans, non-QM mortgage lending, and navigating current lending rates for seamless property transactions!
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In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.
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