Sat.Feb 20, 2021 - Fri.Feb 26, 2021

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Hone Your Edge: Why Digital Fluency is Key to Banking Performance

Accenture

Which musical artist has had the longest-running streak at the top of the Billboard Hot 100 list? If you guessed The Beatles, Madonna or Prince, guess again. The answer: Lil Nas X. The singer-rapper holds the record with “Old Town Road.” If you’ve heard the song, you’ll curse me for getting it stuck in your….

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Are We Reflating Yet?

SWBC's LenderHub

You can almost hear the nervous laughter reverberating across financial markets with the jump in yields on the longer end of the yield curve. Since the end of January, yields on the 10-year Treasury note have jumped over 25 basis points, blasting through the 1% barrier.

Marketing 139
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[Podcast] The Plumbing Behind Your Analytics

Perficient

Business intelligence technologies are shaping analytics decision making across multiple industries. Hear how BI trends and best practices are the driving forces behind those decisions. In season 1 episode #4 of the Intelligent Data Podcast , host Arvind Murali and his guest Abhisek Majumdar, Perficient’s Business Intelligence practice director, discuss how to use data storytelling as a solution for a digital transformations.

Analytics 528
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E-wallets guide for current and future trends

Payments Dive

Although initially viewed mainly as an alternative to a credit or debit card for online or in-store purchases, e-wallets have now expanded out into many different areas ranging from loyalty programs to direct-carrier billing.

Trends 223
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Back to Basics with Reconciliations

Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

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Europeans are skeptical about their banks. Here’s what the data tells us

Accenture

After surveying over 47,000 consumers across the globe, our recently released 2020 Banking Consumer Study surfaces important consumer trends, behaviours and beliefs. As the lead for Strategy and Consulting in Europe, I wanted to narrow the scope of our research to talk specifically about the region. In this post I focus on the theme of…. The post Europeans are skeptical about their banks.

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Building a Virtual Culture is the Key to Success to Becoming an Award-Winning Workplace

Perficient

Awarded as an employer of choice through designations including “Top Workplaces,” “Best Places to Work,” and others is an inspiring tribute to the workplace culture we have at Perficient, one that we continue to build upon each day. . In 2020, Perficient saw seven workplace wins — two more than the year prior — which proved even through a pandemic, the footing of our culture is unshakable. .

Detroit 528
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Five key agile learnings for businesses during Covid-19

Bobsguide

The last 11 months have passed at a crawl, and yet it is hard to believe that for nearly a year – a whole year – the world has been in the grip of Covid-19, the deadliest pandemic since the 1918 flu. You do not need me to point out that our lives, in all aspects, have been irreparably.

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Four keys to boosting digital fluency (and bonus: becoming more agile)

Accenture

As I introduced in my previous blog post, digital fluency is essential for banks’ performance in the near-term (to support remote and hybrid working) and long-term (to unlock the full benefit of digital transformation). But what does it look like in practice? We worked with a large European bank to support its pivot to learning…. The post Four keys to boosting digital fluency (and bonus: becoming more agile) appeared first on Accenture Banking Blog.

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More than half of Square’s revenue now comes from bitcoin trading

Payments Source

The fintech that gave life to the mobile point of sale market is seeing that business overshadowed by the ever-rising popularity of cryptocurrency.

Bitcoin 163
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How a Managed Services Partner Can Reduce the Friction in Your RDC Program

Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

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[Podcast] Collecting and Connecting Data for Interoperability

Perficient

In the age of Covid-19, the healthcare industry has seen massive, accelerated shifts in digital transformations. This means that the meaning of interoperability now shifts to connected devices, data privacy, and more. With patient records becoming more and more accessible between systems, the organizational focus now lies on standards of regulation vs. standard of sharing.

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Market Commentary: Week of February 22, 2021

SWBC's LenderHub

Last Week: Last week was dominated by the surge in long-term interest rates and a steepening of the yield curve. The 10-year Treasury jumped 13 basis points, while the two-year remained firmly anchored. The sell-off in rates has been orderly, so far, as we have not seen much forced duration selling yet from the mortgage market.

Marketing 136
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Take care of your people to take care of your bank

Accenture

Middle market banks have done so much to help their employees during the pandemic. They’ve reskilled branch workers to process PPP loans. They’ve helped call center staff transition to remote work. They’ve supported employee health and well-being. But none of this surprises me. Because taking care of their people isn’t something middle market banks do….

Marketing 222
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SEC heat on Ripple gives MoneyGram pause, even as digital channel grows

Payments Source

With the SEC probing Ripple, MoneyGram sidelines its partner to nurture online operations, which hit a milestone by surpassing in-store Walmart remittances in December.

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Budget Playbook for Commercial Lenders — Bank and Credit Union Edition

Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

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How Incorporating Motion Design on Websites Improves Overall Business

Perficient

When consumers visit a website, they expect to find the website designed to tell them who the company is and how its products and services can be beneficial to them, and businesses have a greater chance of accomplishing this when incorporating motion into its website design. Motion design can tell a business’ story at a deeper level, evolve the brand, enhance the user journey, and leave a lasting impact on the consumer.

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US Banks Resilient Despite Pandemic

Banking Exchange

Research from the Federal Reserve noted profitability and capital positions improved in H2 2020 Financial Research The Economy Feature Fair Lending Feature3 Risk Management Covid19 PPP.

US 130
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Evolution of fintechs prevents Brexit headaches

Bobsguide

UK-based fintechs have largely been shielded from any negative Brexit side-effects by working with larger financial institutions and evolving their business models, according to Nicki Bisgaard, CEO and founder of fintech payments company EedenBull. There had been fears that Brexit would see the.

Fintech 128
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Amex offers restaurants a lifeline via National Trust for Historic Preservation

Payments Source

The organizations are working to deliver $1 million in grants to help some of the most treasured and vulnerable restaurants in the U.S. get through the pandemic.

National 141
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Is Your Current Card Platform Holding You Back?

Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

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[Vlog] COVID-19 Vaccinations: Addressing Fears and Barriers

Perficient

Video Transcript: Paul Griffiths: Hey everyone, my name is Paul Griffiths. I’m a principal in the digital health strategy practice at Perficient. I am here today to talk about vaccines and why some people might not want to receive them. And hopefully what we can do to help encourage more folks to get the vaccine for COVID-19. I’m joined by really one of my favorite people, Chandra Craven, a senior healthcare strategist with us also at Perficient.

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Tax abuse and money laundering is trapping billions in poverty, says UN

TheGuardian

Report claims up to 10% of the world’s wealth could be hidden offshore and calls for global banking reform Billions of people around the world are being trapped in poverty by systemic tax abuses, corruption and money laundering, according to a UN commission report calling for a global crackdown. The UN panel on financial integrity for sustainable development urged governments to overhaul tax rules and the banking system to help end poverty and tackle the climate emergency.

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The Creative Superpower: The Impact of High Performing Creative Teams on Business Performance

Jack Henry

“If marketing were a science, we would have figured out the perfect formula by now. The reality is that people make decisions based on emotion. Tapping into that emotion and using it to drive business outcomes is the creative superpower.” – Adam Morgan, Executive Creative Director at Adobe.

Marketing 103
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Fintech sector needs Brexit lift, U.K. government warned

Payments Source

The U.K. should overhaul its stock listing rules and visa requirements to help the country’s fast-growing fintech industry compete after Brexit, a government-backed review has found.

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It Takes Two to Tango

With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

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Byte-8: Agile transformation – Building Products

Perficient

Are you in the transformation phase from executing projects to building products ? Yes. Its a cultural shift which involves people, process and technology. It’s a journey, start with small and do a roadshow on how it works or how to make it work ? . In my view, Product Enablement within the organization requires . People’s mindset changes . Clear definition and understanding of the process. .

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Real Learning from Virtual Teaching

ABA Community Banking

COVID-19 forced traditional bank financial education classroom presentations online. Tips from financial literacy experts for delivering learning and value through video-conferenced lessons. The post Real Learning from Virtual Teaching appeared first on ABA Banking Journal.

Video 111
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The State of SBA 7(a) Lending in Fiscal 2021

Jack Henry

Since its origins in the early 1950s, 7(a) lending has been the flagship program of the Small Business Administration (SBA). Given the economic conditions emerging in the wake of the pandemic, 2021 is likely to be a critical year for the program and the businesses it serves.

Lending 103
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BNY Mellon sees a global role for banks to manage digital dollars

Payments Source

Governments are digitizing money, creating a need for banks to provide rails to connect consumers and central banks.

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3 Ways Managed Device Services Help Community Banks Cut Costs

Community banks seek ways to leverage their technology infrastructure to drive productivity and growth. However, the sheer volume of technology devices, capital constraints, and lack of skilled resources stand in the way. This Strategy Brief explores how a managed device services partner can help bridge this resource gap. Managed device services partners empower community banks to take charge of mission-critical device management activities with: Logistics and installation services to support se