Chris Skinner
AUGUST 4, 2017
Some people talk about FinTech disruption and how payments and banking is being attacked and unbundled by start-ups, but we often look at banking too simplistically. Global banks and investment banks are far more complex creatures than their high street counterparts, which is why we’ve seen far less disruption in … The post FinTech and the world of investment banking appeared first on Chris Skinner's blog.
Bank Innovation
APRIL 7, 2017
The world’s first venture capital fund raised with digital coin offering has gained its first round of investors, including executives from Bloq and Civic. Blockchain Capital, the first venture capital firm to focus exclusively on DLT technology is offering digital tokens that represent a stake in the firm’s third fund. The tokens are held on the Ethereum blockchain […].
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PYMNTS
DECEMBER 20, 2017
Passport, company that’s managing much of the technical aspects of how people pay to use public transportation resources in cities like London, Miami and Los Angeles, has just raised $43 million. The money, from Bain Capital Ventures, will go to help the company expand its payment and transaction services nationally and internationally. Read More.
Insights on Business
APRIL 6, 2017
While looking at the predictions for the FinTech area for 2017, I started noticing that APIs were showing up again and again. As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”. The Let’s Talk Payments article, How APIs Are Obliterating Technology Challenges , suggests the phenomenal increase in APIs is because we are “used to getting what we want – instantly – and, whether you know it or no
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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.
Payments Source
AUGUST 10, 2017
Oracle Corp. is offering a payments application programming interface based on the ISO 20022 standard that will allow banks to more easily collaborate with fintechs and other third parties.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Let's Talk Payments
JULY 10, 2017
Europe and the FinTech Adventure: The Austrian Case As the FinTech industry keeps growing, it is fundamental to know where to find the best conditions to start and effectively run.
NCR
DECEMBER 28, 2017
December 28, 2017 For those of you teaching math, here is a collection of some of the best YouTube channels we reviewed this year. You can draw on these resources to access and find educational video.read more.
FICO
AUGUST 16, 2017
To commemorate the silver jubilee of FICO’s use of artificial intelligence and machine learning , we asked FICO employees a question: What does the future of AI look like? The post below is one of the thought-provoking responses, from Shafi Rahman , a principal scientist at FICO, working in Bangalore. The most memorable scene in the film 2001: A Space Odyssey is when HAL 3000 turns off the life-support functions of the crew in an attempt to keep itself from getting disconnected.
BankNXT
JUNE 23, 2017
It's an interesting time to be a challenger bank, with mixed fortunes in an industry that's grown and matured. Devie Mohan believes consolidation is the key to future success. Consolidation of challenger banks may shape the future of the industry on BankNXT.
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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment
The Paypers
DECEMBER 20, 2017
We (Cori and Matt) are betting that comics are a memorable part of your childhood, whether they were the color comic strips in the Sunday newspaper or comic books. If not, then it was probably animated comics — cartoons! They’re visual. They’re colorful. Adults and children alike flock to animated movies at theaters when they’re […].
Chris Skinner
FEBRUARY 7, 2017
Banks are scared. They’ve seen the rise of the new world of open APIs, apps and analytics and know that their organisations are not yet ready or fit to change to that world. What to do? Well, the easiest thing to do is to block access to the bank’s data. If third party FinTech firms cannot get access to the customer’s financial data, then you can severely limit what they can do.
CB Insights
DECEMBER 19, 2017
Modern-day retail is at an inflection point as retailers face struggling physical storefronts, massive debt, and inefficient operations, among other issues. Formerly beloved brands such as Aeropostale, American Apparel, and PacSun bit the dust in 2016, and the pace of retail deaths has accelerated since then. In 2017 to date, we have seen 21 bankruptcies.
Bankelele
MAY 24, 2017
Most supermarkets in Nairobi now have ATM’s/’bars’ which are machines where customers can bring their own containers and buy their own quantities of unbranded milk. Today at one ATM, milk was Kshs 80 compared to about Kshs 110-120 per litre (sold in half litre packs for 55/= or 60/=) for branded milk packs. But how […]. The post Milk Pricing in Kenya appeared first on Bankelele.
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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.
The Financial Brand
JULY 17, 2017
The adoption of alternative fintech banking solutions is expanding globally, with payments and money transfer services being the most used.
Bobsguide
MARCH 16, 2017
It’s clear that artificial intelligence (AI) is already one of the defining trends in fintech in 2017 and an increasingly popular buzz word in the industry. Businesses are gradually understanding the importance and benefits of machine-learning technology. Self-made billionaire Mark Cuban.
Bobsguide
SEPTEMBER 1, 2017
50 years ago, a new technology swept across banking, transforming the way that consumers interacted with their financial institutions and their money. The launch of the first ATM (or cash machine), in London by Barclays, heralded a new, consumer driven focus for retail banks, with customers deciding.
Let's Talk Payments
FEBRUARY 28, 2017
The Road Less Traveled Reserve Bank of India (RBI) granted ‘in-principle’ approval to 11 payments banks in August 2015. By the end of 2016, three had already dropped and timelines.
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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w
Let's Talk Payments
JULY 25, 2017
Initial Coin Offerings (ICOs) appeared on the horizon in the blockchain world with the first ever such issuance by a company called Mastercoin in 2013. The name has been changed.
Let's Talk Payments
MAY 22, 2017
The evolution of the customer service in traditional banking was very slow during the past few decades. One of the milestones in that matter was probably the invention of the ATM.
Let's Talk Payments
JANUARY 16, 2017
A new infographic by Gray Owl Network shows that millennials boosted mobile payment use in 2016: 1. Most consumers and nearly all millennials are using their phones to shop online.
Let's Talk Payments
FEBRUARY 14, 2017
No, we are not talking about clairvoyance. LTP is known for breaking new grounds in terms of technology coverage in financial services. We wrote some of the early papers/posts on.
Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert
In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.
Let's Talk Payments
MARCH 25, 2017
InsurTech is a relatively new industry. However, it’s developing quite fast and becoming one of the most booming verticals in the FinTech space. First of all, don’t pay too much.
Let's Talk Payments
NOVEMBER 29, 2017
Chinese e-commerce colossus Tencent is an elephant in the room that is impossible not to talk about as the company surpasses Facebook in value after a blockbuster year that saw.
Let's Talk Payments
JANUARY 7, 2017
As the world continues to struggle for growth, India stands as an island of possibilities amongst the despair. For a world where the largest economies are struggling to grow even.
Let's Talk Payments
JANUARY 28, 2017
There is enough said about the scale of the FinTech industry, its inclusive agenda and massive surrounding ecosystem, but the real value of this industry is not in millions that.
Speaker: Gary Dmitriev
Our upcoming webinar aims to demystify the process of selecting and implementing automation tools for financial institutes. This session will provide your roadmap for vetting potential solutions, focusing on due diligence, vendor assessments, and aligning technology with strategic goals. We’ll also address the critical issue of innovation fatigue, offering tips on maintaining enthusiasm and momentum for new initiatives.
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