CFPB Monitor

DECEMBER 22, 2020

The FDIC has issued a final rule that establishes a new framework for analyzing whether deposits made through deposit arrangements qualify as “brokered deposits” and amends the methodology for calculating the interest rate restrictions that apply to less than well capitalized insured depository institutions (IDIs).

FDIC 78

FDIC Capital National Regulation 78

PYMNTS

SEPTEMBER 18, 2020

Regional players like BankUnited have even smaller market caps (at about $2 billion). Accounts are FDIC-insured through a partnership with Bancorp Bank. The partnership model is an increasingly popular setup for financial technology startups that don’t have their own bank charters. With the $14.5

Los Angeles 231

Los Angeles UX Cards FDIC 231

PYMNTS

SEPTEMBER 18, 2020

Regional players like BankUnited have even smaller market caps (at about $2 billion). Accounts are FDIC-insured through a partnership with Bancorp Bank. The partnership model is an increasingly popular setup for financial technology startups that don’t have their own bank charters. With the $14.5

Los Angeles 140

Los Angeles UX Cards FDIC 140

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. The DOJ Finding. Attorney Alex Tse. “We The Aftershocks.

Lending 135

Lending Fraud Management San Francisco 135

Fintech Labs Insights

JANUARY 24, 2025

This constantly updated article tracks the biggest and most important new products released worldwide by financial technology companies, along with banks, credit unions, investment advisors, insurance companies, credit card issuers and payment providers. Weve been obsessed with new fintech products since before the term was invented.

Fintech 12

Fintech Trends Taxes Cards 12

William Mills

SEPTEMBER 9, 2016

Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. This sounds like the best of both worlds – social funding for SMB’s with the backing of their FDIC-insurance bank. Built a solution called Customer Insight for banking.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

DECEMBER 19, 2024

billion Sandy Springs Bancorp builds a powerhouse in the Mid-Atlantic region. Credit Union Merger of the Year This award was easy since the combination of First Technology Credit Union and Digital Credit Union is now the largest merger in this industrys history. CEO Brent Beardall is proud of his team for this historic milestone.

Fraud 88

Fraud Fintech Marketing Industry 88