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FDIC Digital Sign Requirement Deadline Fast Approaching – Part 2 of 2

Perficient

Introduction A quick summary of the new official digital sign requirement of the FDIC is that effective January 1, 2025, this logo: must be replaced by this logo: For readers who missed part 1 of this series or want to reread the original blog can find it here. 12 CFR § 328.5(a). Answer:  No. 12 CFR § 328.5(d). 12 CFR § 328.5(d).

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FDIC’s New Banker Engagement Site (BES): Improving CRA & Compliance Exam Communication

Perficient

This month, the Federal Deposit Insurance Corporation (FDIC) launches it new Banker Engagement Site (BES) through FDIC connect. Chronology of Compliance Engagement In the pre-personal computer age , FDIC examiners would simply show up at a bank, often by surprise, and start requesting documents from bank executives.

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U.S. Regulators to Bank Boards: “Debt is Good”

Perficient

The proposed eligible LTD requirement was calibrated primarily on the basis of what the proposed regulation refers to as a “capital refill” framework. Our financial services expertise , blended with our digital leadership across platforms and business needs, equips the largest organizations to solve complex challenges and drive growth.

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Banking's Top 5 Total Return to Shareholders: 2023 Edition

Jeff For Banks

As a reference, the best SIFI bank in five-year total return this year was JPMorgan Chase at 29th overall. As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 7, 2023 was 23.32%. The first bank to crack the Top 5 over $50 billion did so in 2020. NasdaqGS: FCNC.A) In 1935, R.P.

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Acquire or Be Acquired 2024: A Race to Perform … and Earn the Right to Transform 

Gonzobanker

Concerns about successors to today’s executive leadership teams dominated many presentations. The FDIC Approved This Ad How many times did we hear a speaker admonish the audience to “be sure and sign up for the FDIC notification list.” While the mood felt upbeat and optimistic (maybe it was the sunny and mid-70s weather?),

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The New Capital of Smarter Banks

Gonzobanker

And when these finance brothers and sisters think about a bank’s franchise value, they immediately reference equity capital. According to the FDIC, the banking industry has roughly $2.5 These days the world of finance even dons matching uniforms with “Finance Bro” vests. trillion of capital today. times book value.

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Banking's Top 5 Total Return to Shareholders: 2024 Edition

Jeff For Banks

As a reference, the best SIFI bank in five-year total return this year was JPMorgan Chase at 46th overall. The FDIC designated SVB as systemically important. As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 6, 2024 was 34.55%. NasdaqGS: FCNC.A) In 1935, R.P.