PYMNTS

JULY 14, 2020

In addition to its core POS lending business, Affirm branched out into financial services in June, debuting a high-yield savings account called Affirm Savings. Silicon Valley FinTech Affirm is also a regular in the top 5 this year. The account comes with 1.30 The account comes with 1.30 stores for Google Pay and Apple Pay users.

Lending 130

Lending FDIC Minneapolis Utah 130

CFPB Monitor

SEPTEMBER 9, 2020

Our letter draws on Ballard Spahr’s two-plus decades of experience in representing banks and savings associations (“Banks”) in establishing lending programs (“Bank-Agent Programs”) where a Bank obtains substantial assistance from a fintech or other non-Bank company (an “Agent”) to offer Bank loans to consumers or small businesses. .

FDIC 78

FDIC National South Dakota Lending 78

Fintech Labs Insights

NOVEMBER 10, 2023

161 $323 21 Branch 357 2015 Minneapolis 222,000 $633 22 Albert 315 2015 LA 1,270,000 $176 23 Current 307 2015 NYC 856,000 $402 24 Greenlight 302 2014 Atlanta 458,000 3.8 197,000 $1,700 2 Robinhood 6080 2013 SF 17,190,000 $6,200 3 SoFi 4017 2011 SF 13,080,000 4.6 8,860 $2,300 6 Upgrade 1426 2016 SF 3,013,000 4.5

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

Fintech Labs Insights

JANUARY 13, 2025

In the adjacent SMB lending space (see our Top 30 Digital Lenders list) , top brands such as Square (Block), Paypal, Amazon, Brex, and others have grabbed significant share. There was Monzo, Revolut, Starling, Nubank, Chime, just to name a few.

Digital Banking 28

Digital Banking Online San Francisco United States 28