South State Correspondent

NOVEMBER 14, 2024

Uninsured depositors, those with balances over the $250,000 FDIC threshold limit, are more likely to utilize instant payments and more likely to drain balances. Furthermore, understanding account specialization and leveraging payment data can enhance marketing strategies, product development, and customer profitability.

Payments 195

Payments Study Survey Data 195

Long Lasting Ideas

JUNE 28, 2018

Continue reading Study Sacks FDIC Fears on Brokered Deposits at Bank Marketing Strategy + Ideas. Barth and a doctoral student Yanfei Sun, both from my alma mater, Auburn University, has sacked part of the regulators’ premise, the slice that gave brokered deposits a black eye.

FDIC 49

FDIC Study Marketing Strategies Regulation 49

Long Lasting Ideas

AUGUST 15, 2018

A couple of years back in this blog, we noted with more than a dash of skepticism that the FDIC was trying to make it easier for new banks to test the financial waters. at Bank Marketing Strategy + Ideas. Continue reading Anyone interested in a de novo bank?

FDIC 51

FDIC Marketing Strategies Strategy Marketing 51

Long Lasting Ideas

JUNE 8, 2016

Sarbanes-Oxley, Dodd-Frank, the FDIC and other financial regulators – as well as Congress and the White House — have not been friendly to community banks, all while bailing out Wall Street big boys. at Bank Marketing Strategy + Ideas. And – hold on to your hats, kids – it’s a bipartisan bill.

Washington 40

Washington Community Bank Community Marketing Strategies 40

Long Lasting Ideas

JULY 28, 2016

These days, when some in the political circle are calling for an expansion of Dodd-Frank, the chairman of the FDIC, Martin Gruenberg decided in April to ease regulations in an effort to try to jump start the creation of new banks. Continue reading FDIC’s welcome sign for de novos might as well be unplugged.

FDIC 40

FDIC Marketing Strategies Strategy Regulation 40

CFPB Monitor

MARCH 15, 2022

The Bank, in addition to retaining ownership of Program Loans, retains title to Program Loans and a beneficial interest in a portion of the principal and interest on Program Loans.

California 78

California Innovation Utah West Virginia 78

Long Lasting Ideas

MARCH 3, 2016

at Bank Marketing Strategy + Ideas. Regulators, many who had never owned a piece of property themselves, walked into community banks and forced those institutions to write down their real estate loans, simply because it was real estate. Continue reading Could FASB’s Proposal Put A Few Nails In Bankers’ Coffins?

Community Bank 40

Community Bank Marketing Strategies Community Regulation 40